Christopher Padula is a financial advisor at Oppenheimer with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Oppenheimer & Co. Inc since 2012. Outside of his advisory role, he delivers food for DoorDash using his own car. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing strategic and tactical asset allocation along with manager selection and periodic reviews.

Eric Rios is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with both firms since 2014. In addition to his advisory work, Rios is a guest speaker on financial literacy, delivering presentations to business owners and finance students. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies through proprietary and third-party platforms.

Nicholas Tsakon is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Pruco Securities, LLC for 14 years before joining Transamerica Financial Advisors and World Financial Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, with a range of discretionary and non-discretionary investment programs.

Paul Conforti is a CFP® with 31 years of industry experience, currently affiliated with Mariner. His prior experience includes roles at Msec, LLC, Mariner Wealth Advisors, Lincoln Investment, and Capital Analysts Incorporated. Outside of his advisory work, he serves as treasurer and a board member of the Spring Lake Golf Club in Spring Lake, NJ. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm employs customized, discretionary portfolios supported by in-house research and third-party managers, and it maintains integrated tax and accounting services uncommon among large enterprises.

Gregory Jacobson is a CFP® professional with 27 years of industry experience. He is currently affiliated with Commonwealth Financial Network and Pick & Roll Wealth Management, having previously worked at B. Riley Wealth Advisors, National Asset Management, and Ameriprise Financial Services. Jacobson also spends a portion of his time engaged in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management and retirement plan consulting. The firm supports its affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Joseph Fitzgerald is a CFP® professional with 17 years of experience in the financial services industry. He is affiliated with Guardian Life and Park Avenue Securities, where he has held roles since 2009. Outside of his advisory work, he is president of The Fitzgerald Group LLC and engages in buying and selling collectibles such as comic books and video games. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting solutions tailored to client needs.

Robert Giunco Jr. is a financial advisor at Allworth Financial, L.P. with 35 years of industry experience. He holds a Series 63 designation and previously worked for George McKelvey Co., Inc. for 34 years before joining Allworth Financial in 2024. Allworth Financial serves a diverse client base, including individual and high-net-worth investors, pension plans, trusts, and charitable organizations. The firm offers financial planning, portfolio management, retirement plan consulting, and educational resources, utilizing a combination of quantitative and qualitative analysis to provide customized investment strategies.

John Mormile is a financial advisor with Oppenheimer, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has worked with Oppenheimer since 2004. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, with advisory strategies covering equity, balanced, and fixed-income portfolios delivered on both discretionary and non-discretionary bases.

Antoinette Yock is a financial advisor with Kestra Advisory, holding Series 63 and Series 66 credentials and 31 years of industry experience. She previously worked at Foresters Financial Services for 25 years and has been with Kestra Advisory Services since 2022. Kestra Advisory Services provides investment advisory and retirement plan consulting to a wide range of institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and manages approximately $79.8 billion in assets.

Jacob Manna is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Wealth Enhancement Brokerage Group and Dworestsky Financial. His background also includes experience at Hackensack Meridian Health and involvement with Monmouth University. Wealth Enhancement Advisory Services manages over $122 billion in assets and serves individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified, risk-class based investment approach that blends passive and active managers, supported by an internal Investment Committee overseeing portfolio construction and rebalancing.

Patrick Kenny is a CFP® with 19 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. He has worked at these firms since 2016. Outside of his advisory role, he officiates lacrosse games. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses with a range of brokerage and investment advisory services. The firm combines advisor-led discretionary management and model-based strategies, offering financial planning, ongoing consulting, and access to proprietary and third-party investment solutions.

Alexander Tragnitz is a financial advisor at Guardian Life with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Guardian Life since 2015. Outside of his advisory role, he provides tax preparation services and participates in a nonprofit golf committee for CPC Behavioral Healthcare. Guardian Life’s affiliate, Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm employs a combination of advisor-led discretionary management and model-based strategies, providing clients access to proprietary programs, third-party solutions, and a range of financial planning and consulting services.

Peter Congilose is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been associated with Park Avenue Securities and Guardian Life since 2016 and founded Congilose & Associates in 1983, where he continues to practice. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to insurance products, alternative investments, integrated lending options, and digital advisory solutions.

Michael Feeney is a financial advisor at Kestra Advisory with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Mass Mutual Investors Services and Commonwealth Financial Network. Outside of his advisory role, Feeney is a Personal Development Coach through his own business in Manalapan, NJ. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors and institutional investors. The firm offers fiduciary consulting, plan design, and employee education, supporting recommended investments with thorough due diligence and serving significant institutional clients such as sovereign wealth funds.

Michael Parker is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at RBC Capital Markets, Hightower Advisors, and LPL Financial. Outside of advising, he co-authored the book *The Positive Influence: Helping People Become Their Best Self* with his father. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, and institutional clients through discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm operates a broker-dealer and offers an integrated platform providing direct portfolio management, access to third-party managers, and personalized managed account services.

Richard Niekrash Jr. is a CFP® and Series 66 registered advisor with 21 years of industry experience. He has worked at Benjamin F. Edwards & Company, Inc. since 2011 and previously held positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including advisory programs, financial planning, retirement plan consulting, investment management consulting, brokerage services, insurance products, and M&A advisory services.

Zachary Housen is a financial advisor at Mariner with six years of industry experience. He holds a Series 65 designation and has been with Mariner since 2017, including time at Mariner Wealth Advisors and Mariner Wealth Advisors prior to the current firm structure. He also has a background working at the University of Delaware. Mariner serves a diverse client base including individuals, retirement plans, trusts, charitable organizations, and private funds, providing services such as investment management, financial planning, retirement consulting, and tax coordination. The firm employs customized discretionary portfolios supported by in-house research and third-party managers, along with integrated tax, accounting, and financial wellness offerings uncommon among large advisory enterprises.

Kelsey Bornstein Murphy is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and one year of industry experience. She has prior experience with Park Avenue Securities and Paychex, and spent over a decade at Optimum Health Exercise Therapy. Murphy serves as president and board member of BNI First Class NJ, a non-investment-related networking group. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and advisory services to individuals, businesses, and charitable organizations, offering a range of financial planning, consulting, and investment solutions tailored by its network of advisors.

William Blanco is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has worked with Equity Services since 2009 and previously held positions at National Life Group, Chase Investment Services Corp., and Merrill. Blanco is also involved in health insurance and elder care-related activities, including roles with United Health Care, PGP Benefits, and the Orion Resource Group. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and services a combination of discretionary and non-discretionary client assets.

Kevin Pent is a financial advisor at Equity Services, Inc. (ESI Financial Advisors) with 20 years of industry experience. He holds the Series 66 designation and has previously worked at National Life Group, Royal Alliance Associates, Signator Investors Inc., Park Avenue Securities, and Guardian Life Insurance Company. Outside of his advisory role, he has served as Past Exalted Ruler for the Benevolent & Protective Order of Elks in Keyport, NJ, where he volunteers and advises on organizational procedures, and he provides coaching on special needs funding to assist families with planning. Equity Services, Inc. offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and SEC-registered investment adviser, utilizing multiple advisory platforms and third-party asset managers to deliver predominantly long-term investment strategies alongside options for shorter-term trading.