Janis Dunworth is a financial advisor with MassMutual Investors Services in Amherst, NY, holding a Series 63 designation and 33 years of industry experience. She has been with MML Investors Services Inc and MassMutual since 2008. Outside of her advisory role, she is an insurance agent focusing on Medicare planning and operates a consulting business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative planning approach with firm-approved software to analyze client goals and delivers written recommendations without discretionary authority.

Luke Topolski is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. He began his career at Websters Bistro & Bar and Canisius College before joining AXA Advisors and transitioning to Equitable Advisors. Outside of financial advising, he is a partner in Sell Farm North. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management services through a network of Investment Adviser Representatives and relies on a combination of proprietary and third-party advisory programs.

Nicholas Cecere is a financial advisor with Thrivent Investment Management and holds the ChFC® designation along with Series 63 and 65 licenses. He has 40 years of industry experience, including roles at Principal Life Insurance Company and Principal Securities Inc. Outside of his advisory work, he is a minority partner and Alternate Director of Orchard View Sports and Entertainment LLC, owner of a USHL hockey franchise, and serves as Chair of the Board of Trustees at Niagara University. Thrivent Investment Management delivers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive, goal-based financial planning without discretionary management.

Thomas Blumberg is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he has held roles in the restaurant and hospitality sectors and has experience working with Loyola University and local organizations. Outside of financial advising, he is involved with Underground Pizza Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Adam Newman is a Series 66-credentialed financial advisor at LPL Financial with one year of industry experience. His prior roles include positions at CUSO Financial Services and Cornerstone Community FCU, along with earlier experience in the automotive and service industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning and investment management services through a large network of advisors utilizing model portfolios, third-party management, and customized strategies.

Alexander Jordan is a CFP® professional with nine years of industry experience, currently associated with Cetera. He has held roles at Cetera Wealth Services, EP Jordan & Associates, and serves as a worship pastor and songwriter at Vessel Church. Additionally, he is involved in collegiate rugby as a referee and owns a music publishing company. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporations, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of program structures and third-party money managers.

Stephen Nicholson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1994, providing clients with wealth management services tailored to their individual needs. Stephen is a CERTIFIED FINANCIAL PLANNER™ professional and holds several designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise includes individual investment selection involving stocks, bonds, and mutual funds, as well as business retirement planning services such as 401(k) and profit sharing. Stephen earned a Bachelor of Business Administration degree in finance from Saint Bonaventure University.

Timothy Digiulio is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked extensively with Securities America Advisors and L&M Financial Services. He serves as a trustee and advisor for PGA Reach Western New York, a charitable organization. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm offers a range of investment advisory and brokerage services, utilizing advanced asset allocation tools and third-party managed accounts.

Bryan Carroll is a financial advisor with OSAIC who holds Series 63 and Series 65 licenses and has 10 years of industry experience. His prior work includes roles at American Portfolios Financial Services, Avantax Advisory Services, and a CPA firm. He is also a member and owner of Twin City Financial Services LLC, where he serves as an accountant and bookkeeper. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, retirement plan consulting, and access to third-party money managers through multiple advisory platforms.

David Hettrick is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked in various roles within the technology sector from 2014 to 2024. He serves as a trustee of a family trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and a mix of proprietary and third-party advisory programs to deliver customized investment solutions.

James Mosko is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2020. Prior to his current role, he was employed at Wegmans for twelve years. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Eric Kiel is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Geico, NUWaste, and involvement with Hamburg Youth Lacrosse and the Erie County Fair Event Center. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved analytical tools and structured annual planning engagements.

Phillip Hayduk is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Equitable Advisors since 2019, with prior experience at AXA Advisors and several educational institutions. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models, including third-party asset managers and proprietary programs, and offers ERISA fiduciary services to qualified plans.

Jean Catanese is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 26 years of industry experience. Prior to joining LPL Financial in 2025, Jean worked at Cadaret, Grant & Co., Inc. for 24 years and has been involved with Capital Management Group since 1991. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions delivered through a large network of investment adviser representatives.

James Swiech is a financial advisor with Primerica Advisors in Lockport, NY, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Primerica, he worked at Allied CPAs, P.C. for six years. He is the owner of Swiech Consulting LLC, a business unrelated to investments that offers home security and automation product referrals. Primerica Advisors serves primarily individual investors as well as corporate and charitable clients through a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers. The firm manages approximately $15.5 billion in assets with a network of nearly 3,700 advisors and provides advisory services supported by custodial and trade execution partners.

Steven Glamuzina is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2008. Outside of his advisory role, he serves as a finance council member at St. Gregory the Great Parish and is a board member and part owner of Prosrix Inc., a marketing and authentication platform for wine and spirits. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory models and third-party asset managers, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Brett Komm is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Prior to joining Osaic in 2024, he worked at Cetera Investment Services and Foresters Financial. He is also a licensed insurance producer offering life and health insurance products. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services with access to multiple investment platforms and third-party money managers.

Steven Barber is a financial advisor with LPL Financial in Williamsville, NY, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has previously worked at Janney Montgomery Scott, Bank of America, Merrill Lynch, and Equitable Advisors. Outside of his advisory role, he is a co-owner of a real estate rental LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and extensive technology tools.

William Walter is a financial advisor with Ameriprise in Williamsville, NY, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers customized recommendations through a centralized retirement-income consulting team.

Nicholas Kelly is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked since 2005. He has 21 years of experience in the industry, including 15 years with Axa Advisors, LLC. He is based in Williamsville, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs, utilizing third-party investment managers and a range of advisory models.