Jordan Honan is a financial advisor at Key Investment Services LLC with 18 years of industry experience. He holds a Series 66 designation and has been with Key Investment Services and its predecessor entity since 2014. Outside of his advisory role, Honan serves on the finance committee of St. John Vianney Church, which focuses on managing the church’s debt and cash flow. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm operates within the KeyCorp group and emphasizes client-directed investment choices supported by ongoing monitoring and due diligence of third-party managers.

Peter Godios is a financial advisor with Guardian Life in Buffalo, NY, holding a Series 63 designation and 33 years of industry experience. He has been with Guardian Life and its affiliate, Guardian Life Insurance Co of America, since 2011. Godios is involved in additional insurance activities outside of Guardian Life. Guardian Life’s Park Avenue® Wealth Management, a wholly owned subsidiary, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through brokerage services, financial planning, retirement consulting, and a range of advisory programs that include proprietary and third-party strategies.

Cheryl Vallon is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. She holds Series 63, Series 65, and Series 66 credentials and has 21 years of industry experience. Cheryl has been with HSBC Securities since 2010 and has also worked at HSBC Technology & Services USA since 2015. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary portfolio options, utilizing a structured asset-allocation process supported by affiliated asset management and fund selection teams.

James Fashano is a financial advisor with Guardian Life in Buffalo, NY, holding a Series 63 designation and 31 years of industry experience. He has been with Guardian Life and its affiliate since 2011. Outside of his advisory role, he is a 90% owner of Alliance Advisory Group Inc., a non-investment-related business based in Buffalo. Guardian Life’s subsidiary, Park Avenue® Wealth Management, serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a range of advisory programs using both proprietary and third-party portfolios.

Elizabeth House is a financial advisor at Valic Financial Advisors with four years of industry experience. She holds a Series 66 designation and has worked previously at Protective Industries and Agia. Outside of her advisory role, she is also an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Joseph Herrmann is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. His prior roles include positions at MassMutual Life Insurance Company, Gilder Gagnon Howe, and City National Rochdale. He serves as an advisory board member for Seton Hall University's Transformative Leadership Certificate Program. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a mix of client-directed and discretionary investment options supported by strategic and tactical asset-allocation advice developed with HSBC Global Asset Management.

Brian Geary is a CFP® and Series 65-licensed financial advisor with five years of industry experience. He has worked at Hightower Advisors since 2022 and previously spent ten years at Linwood Investment Advisors. Based in Buffalo, NY, he is currently affiliated with Hightower Advisors. Hightower provides investment advisory and planning services to a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes manager selection and multi-manager solutions, combining proprietary research and a variety of investment vehicles to serve its clients.

Nicole Macdowell is a financial advisor with HSBC Securities (USA) Inc. in Orchard Park, NY, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at LPL Financial, M&T Bank, Wells Fargo Clearing Services, and multiple tenures with HSBC Bank USA NA. She also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, in addition to her role as a registered representative. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations, with investment strategies spanning client-directed to fully discretionary models. The firm integrates asset-allocation advice from HSBC Global Asset Management and employs several affiliated providers for fund selection and account services.

Nila Khoury is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has been with HSBC Securities since 2018 in various capacities and has worked at HSBC Bank USA, N.A. since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of discretionary and non-discretionary investment solutions. The firm employs a multi-profile investment process developed with HSBC Global Asset Management and offers programs including the client-directed Spectrum Program and fully discretionary Spectrum II and Offshore Spectrum programs.

Austin Reese is a financial advisor with Key Investment Services LLC based in Depew, NY. He holds Series 63 and Series 66 licenses and has eight years of industry experience. His prior work includes roles at HSBC Securities (USA) Inc., Wells Fargo Clearing Services LLC, and Citi Group. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and affiliated brokerage and insurance products. The firm emphasizes client-directed investment decisions supported by non-binding recommendations and ongoing monitoring, while providing access to third-party discretionary managers and conducting regular due diligence and supervisory oversight.

John Birkby is a CFP® with 43 years of industry experience, currently affiliated with Commonwealth Financial Network and Clark & Company Wealth Management since 2024. He previously worked at Lincoln Financial Securities from 2008 to 2024. Outside of his advisory work, he is co-owner of Swanson & Birkby Associates, LLC, a commercial real estate management entity, and has engaged in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a comprehensive adviser-support platform.

Nels Nelson Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. His prior roles include positions at Lincoln Financial Securities and MassMutual. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and comprehensive custody and clearing services.

Lisa Petronio is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 16 years of industry experience. Her prior roles include positions at Global Retirement Partners, Strategic Retirement Partners, Kestra Advisory, and Walsh Duffield Companies. She serves on the boards of Goodwill of WNY and Child & Family Services, contributing to their strategic vision and finance committees. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered retirement plan relationships. The firm’s advisory model separates planning services from ongoing portfolio management, offering both model-based and customized investment solutions.

Zachary Koch is a financial advisor with Commonwealth Financial Network in Buffalo, NY. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to Commonwealth, he worked at American Portfolios Financial Services, Inc. and M&T Bank among other roles. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm offers discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options while providing back-office support including trading and reporting.

James Krieger is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and having four years of industry experience. He also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of his advisory firm, where he engages in the sale of bank-related products. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary options. The firm’s investment process combines strategic and tactical asset allocation supported by affiliated asset management and fund due diligence providers.

Joshua Haueise is a CFP® professional with eight years of experience in the financial services industry. He is currently affiliated with Commonwealth Financial Network and Black Diamond Custom Wealth Management. His prior experience includes six years at Lincoln Financial Securities and roles at Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and discretionary model portfolios. The firm offers various program structures and operates as a platform provider delivering operations, trading, technology, compliance, and practice-management support.

Thomas Anderson is a financial advisor with Key Investment Services LLC and holds a Series 66 credential. He has seven years of industry experience, having previously worked at firms including Ancile Advisors, Raymond James Financial, Massachusetts Mutual Life Insurance, and Morgan Stanley. Outside of his advisory role, Anderson serves as an alumni board member for St. Francis High School and is involved with Big Brothers Big Sisters of Niagara/Southern Tier as a young professional board member. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client direction in model selection, provides non-binding recommendations, and conducts ongoing monitoring and due diligence of third-party advisory products.

Paul Di Nicolantonio is a CFP® with three years of industry experience, currently serving as a financial advisor at Hightower Advisors. His prior roles include positions at Dopkins Wealth Management, Snowden Lane Partners, and M&T Bank. He has also been involved with organizations such as Canisius College and the Lockport Family YMCA. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm uses a manager selection and multi-manager approach, offering access to affiliated and third-party managers, discretionary and non-discretionary portfolio management, and a range of investment vehicles and strategies.

Emily Willis is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and five years of industry experience. Prior to her advisory career, she worked for seven years at Giuseppe's Pizzeria and Restaurant. Park Avenue Securities LLC is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a range of investment advisory programs, including discretionary and non-discretionary models from in-house and third-party managers.

Thomas Digiacomo is a financial advisor with Equity Services, Inc. in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Equity Services, Inc. and National Life of Vermont since 1993. Outside of his advisory work, he is active in youth sports as a youth ice hockey head coach and manager and performs professionally as a guitarist. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine predominantly long-term strategies with options for shorter-term trading and works with a network of investment adviser representatives and third-party asset managers.