Robert Pretopapa is a CFP® with 23 years of experience in the financial services industry. He has been with LPL Financial since 2008, following prior roles at PNC Wealth Management and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, utilizing both proprietary and third-party investment strategies.

Christopher Nixon is a financial advisor with Merrill in Allentown, PA, holding a Series 66 designation and five years of industry experience. His prior roles include work at Avantax Advisory Services, Baker Tilly US LLP, and Lawrence Cable and Company, LLP. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Lenka Villani is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked with Wells Fargo Bank NA since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, combining research from its investment institute and third-party sources to support portfolio diversification and modern portfolio theory.

Maureen Berger is a financial advisor at Merrill with Series 63 and Series 65 licenses and 45 years of industry experience. She has been with Merrill since 1979. Outside of her advisory role, she serves as a power of attorney for family members. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Duane Young is a financial advisor at Wells Fargo Clearing with 10 years of industry experience and holds a Series 66 designation. His work history includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, PNC Investments, Citizens Securities, and PNC Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Dana Rosewag is a financial advisor at Morgan Stanley in Allentown, PA, holding Series 63 and Series 65 credentials with 27 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that includes firm-approved tools and modeling techniques.

Daniel Weidenhammer is a financial advisor with Wells Fargo Clearing in Allentown, PA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Key Investment Services LLC and Santander Securities LLC. He has been with Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options, while acting as an ERISA fiduciary.

James Steckel is a CFP®-certified financial advisor with 26 years of industry experience, currently with OSAIC since 2025. He previously worked at Lincoln Financial Advisors Corporation for 13 years. Steckel is also an insurance agent offering health insurance, group benefits, disability insurance, fixed and indexed annuities, long-term care insurance, premium financing, and traditional fixed life insurance. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform that combines brokerage and advisory services. The firm uses model-based asset allocation and portfolio optimization and supports a wide range of investment strategies and third-party managers.

David Richards is a financial advisor with Ameriprise in Coplay, PA, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2014, with prior roles at Tom James Company, Blakely Financial, Commonwealth Financial, and RoNetco. Outside of his advisory work, Richards serves on multiple boards including the Jerry Zimmerman Memorial Chapter Board, the Baum School of Art, and the Masonic Lehigh Lodge #326, where he participates in financial oversight and fundraising activities. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver annual, personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Robin Brubacher is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1985. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Medici is a financial advisor with LPL Financial holding a Series 65 designation and one year of industry experience. Prior to joining LPL Financial, he worked at Fox Financial Group and Heart & Home Realty, where he is involved in real estate brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Andrew Reichard is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2025. His prior experience includes roles at Equitable Advisors, Mass Mutual Greater Philadelphia, and The Rockland Group-Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Matthew Lindenmuth is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has worked with Primerica Advisors since 2013 and is also involved with Safety Rail Source as an administrative assistant and serves as a middle school soccer coach at Coventry Christian School. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients in a wrap-fee structure. The firm curates third-party asset managers and uses BNY Mellon Advisors for model implementation and Pershing for custody and trade execution.

Harrison Bromley is a CFP® professional affiliated with Wells Fargo Clearing, with nine years of industry experience. His prior roles include positions at The Vanguard Group, Wealthcare Advisory Partners LLC, LPL Financial, Miller's Insurance Agency, and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Charles Mckelvey is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and 25 years of industry experience. His prior positions include nine years at Commonwealth Financial Network and five years at Cadaret, Grant & Co., Inc. He also engages in fixed insurance sales on a limited basis. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Nicholas Weschler is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has nine years of industry experience, including roles at Horace Mann Companies and Carbon Lehigh Intermediate Unit 21. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, as well as educational seminars.

Kim Kametz is a Senior Financial Advisor at Merrill Lynch Wealth Management in Allentown, PA. She has been with Merrill since 2007, providing personalized wealth management strategies tailored to clients' individual financial goals. Kim works closely with clients on areas such as college education planning, family wealth management, legacy planning, liquidity management, personal retirement planning, portfolio management, women and wealth, and retirement income. Kim earned a Bachelor's Degree from Muhlenberg College and holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Before joining Merrill, she spent eighteen years in corporate finance, holding various managerial and executive finance roles within domestic and international companies, including a Fortune 500 firm. Outside of her professional work, Kim enjoys cooking, golfing, knitting and crocheting, reading, and practicing yoga. She is also engaged in community service, volunteering with local organizations.

Edwin Gonzalez is a financial advisor with J.P. Morgan Securities in Bethlehem, PA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Global Atlantic/KKR, Wells Fargo, and FedEx Ground. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence combining quantitative and qualitative research, incorporating ESG frameworks and leveraging broader derivatives and commodities capabilities.

Megan O Brien is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017, concurrently with Bank of America N.A. since 2022. Prior to her career in finance, she spent four years at Albright College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jessica Janenko is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 66 and Series 63 licenses and has worked with several firms, including Northwestern Mutual Investment Management and John VanGrinsven. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools, serving clients through tailored advice without individual security recommendations as part of its standalone financial planning.