Scott Rovito is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at PNC Investments LLC for nine years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Richard Whitelock is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at MassMutual, NYLIFE Securities, and M Holdings Securities. Outside of his advisory role, he serves as a broker and agent for life insurance and annuity contracts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and corporations. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with a notable focus on municipal and public-finance work.

Katrina Romney is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC, and a longer tenure at Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Anthony is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has a long tenure with Prudential Insurance Company of America and Pruco Securities, LLC, spanning over three decades. He also maintains licensure as an agent for property and casualty insurance with Plymouth Rock and Liberty Mutual. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it operates with a notable involvement in non-securities products and affiliated services.

Emrich Stellar Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds the ChFC® designation, as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 12 years. Outside of his advisory role, he is involved in several business ventures including managing insurance services through his own firm, Stellar Life Services LLC. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension plans, corporations, and charities, offering brokerage and advisory services across multiple platforms. The firm uses various asset-allocation tools and third-party services to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Nermin Ferhadbegovic is a financial advisor with Mass Mutual Investors Services in Breinigsville, PA, holding a Series 66 designation and 20 years of industry experience. He has worked with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2009, following three years at Wells Fargo Clearing. Outside of his advisory role, he is also licensed as an insurance agent specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as ongoing, collaborative relationships that utilize firm-approved analytical tools.

Heather Stauffer is a financial advisor at Wells Fargo Advisors with seven years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill Lynch, and Embassy Bank for the Lehigh Valley. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services covering various needs and uses proprietary research and tools to develop tailored recommendations.

Michael Perna is a financial advisor with Merrill holding a Series 66 designation. He has been with Merrill and Bank of America since 2026 and has prior experience in education roles spanning from 2015 to 2026. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Shimer is a financial advisor at Stifel with 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009 and holds Series 63 and Series 65 designations. Stifel serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm's investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to guide asset allocation and financial planning.

Dianne Denison is a financial advisor with Ameriprise in Allentown, PA, holding a Series 66 designation and 22 years of industry experience. Her prior work includes tenures at Bank of America and Merrill. She owns Camdia, LLC, a financial advisory business, and leads Denison Technologies, Inc., a Delaware-based corporation. Ameriprise offers a retirement-income planning service primarily for clients nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports delivered in partnership with its financial advisors.

Alexander Di Cesare is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and beginning his career in 2023. His background includes roles at Equitable Advisors, Rockland Financial Group, and experience in both educational and corporate settings. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm provides planning and managed-account services separately, allowing clients to combine them under a consolidated billing option called “WealthPlan.”

Charan Kaur is a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings over 30 years of experience in the financial services industry, combining a broad understanding of market cycles with firsthand knowledge of family business operations. This blend of expertise enables her to provide tailored financial guidance and strategic solutions that assist clients in navigating both opportunities and challenges with confidence. Before joining Merrill, Charan spent 15 years in institutional finance, holding director positions at multiple firms and gaining extensive experience in derivatives and global financial markets. Her background includes working with senior-level executives, business owners, physicians, attorneys, and other accomplished clients. Charan’s approach centers on personalized financial planning, addressing clients’ unique situations, including concentrated stock positions and executive compensation, while ensuring compliance with regulatory requirements. Charan holds a Bachelor’s degree with a specialization in International Business from Hofstra University and an MBA with a specialization in Finance from Baruch College. She is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Charan is actively involved in her community, serving on the boards of TAARA, which supports survivors of sex trafficking, and Bonnie Brae, a New Jersey residential community for at-risk boys and families in crisis. Her personal interests include hiking, pickleball, reading, table tennis, tennis, and traveling.

Robert Mc Peake is a financial advisor at Morgan Stanley with three years of industry experience. His prior roles include positions at SEI Investments, The Vanguard Group, Inc., and Long & Foster Real Estate. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and advanced planning tools.

Roberta Levine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 18 years of industry experience. Her career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She serves as power of attorney for her mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary options, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Chris Talpas is a financial advisor at LPL Financial with 26 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. His prior roles include positions at Santander Securities, First Commonwealth Federal Credit Union, and Key Investment Services LLC, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party strategies supported by advanced operational tools.

Darin Vanantwerp is a financial advisor with OSAIC, holding a Series 66 designation and nine years of industry experience. He has worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance, among other firms. Outside his advisory role, he is also licensed as an insurance agent offering accident, health, disability insurance, and fixed annuities. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and automated rebalancing, utilizing a range of investment products and third-party managed-account solutions.

Paul Rossman is a financial advisor at Fidelity with three years of industry experience and a Series 66 designation. His prior experience includes roles at Equitable Advisors, CenterPoint Group, and Drexel University LeBow College of Business. Outside of his financial career, he is active as a musician and guitarist in the band Mosin Nagant. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, including model portfolios and fund advisory, with oversight controls and systematic methodologies.

John Pavlinsky is a financial advisor with Merrill based in Bethlehem, PA. He holds a Series 66 designation and has seven years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arvind Mathur is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory role, he is involved as a landlord in a rental property business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with an emphasis on a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Marcus Patterson is a financial advisor with Primerica Advisors in Allentown, PA, holding Series 63 and Series 65 licenses and having six years of industry experience. His work history includes roles at Wells Fargo, Uline, and PFS Investments Inc., and he has been affiliated with Primerica Financial Services since 2019. Outside of finance, he has business involvement with Blue Grillhouse. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and supports accounts through BNY Mellon Advisors and Pershing, focusing primarily on individual investors rather than institutional clients.