Michael Mowad is a financial advisor with Primerica Advisors in Allentown, PA, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services since 2020 and also serves as a benefits advisor. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors manages a wrap-fee asset management program focused primarily on individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies created by third-party asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

Jill Hahn is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. She has been with Merrill since 1980. Outside of her advisory role, she owns and operates a sole proprietorship selling products on Etsy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Mark Lasko is a financial advisor with MassMutual Investors Services in Allentown, PA, holding a Series 63 designation and having 35 years of industry experience. He has worked at MassMutual Investors Services since 2017 and has longstanding tenure with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 1991. In addition to his advisory role, he is involved in individual life, property/casualty, health, group life, and group health insurance sales. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative annual planning engagements without discretionary investment authority.

Kara Famularo is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Benjamin Foreman is a CFP® with 18 years of industry experience, currently serving at Fidelity Investments. His career includes roles at Fidelity Personal and Workplace Advisors, Assetmark, Inc., and Wells Fargo Clearing. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Christian Szabo is a financial advisor with Wells Fargo Clearing in Allentown, PA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His career includes long-term roles at Wells Fargo Clearing since 2016, Wachovia Bank, N.A. since 2005, and Mosaic Sales Solutions US Operating Co since 2004. Wells Fargo Advisors is a national securities firm managing approximately $671 billion in assets and serving individual, corporate, and institutional clients. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics from Wells Fargo Investment Institute alongside third-party data.

Sean Fitzpatrick is a financial advisor with Cetera, holding a Series 63 designation and 43 years of industry experience. His prior work includes roles at First Allied Advisory Services and Gordon H Dickinson & Co. In addition to his advisory work, he serves as president of Anchor Point Wealth Management, where he is involved in insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Laura Yih is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has worked at firms including Pruco Securities and SESTITO FINANCIAL. Outside of finance, her background includes roles in education with the Easton Area School District and Hazlet School District. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jan Strunk is a financial advisor with Edward Jones in Whitehall, PA, holding the Series 66 designation and having four years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Mary Lisicky is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Lisicky serves as a board member for the Lehigh Valley Senior All Star Classic, participates on the Executive Committee and Finance Committee of the Greater Lehigh Valley Chamber of Commerce, and is involved with the Planned Giving Advisory Committee at Valley Youth House. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, incorporating Global Investment Committee estimates and simulations to model outcomes.

Joseph Adamchak is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1994 and at Bank of America since 2009. He is involved in community organizations, serving on a committee for the Country Club of York and participating in the Tocqueville Society Cabinet for United Way of York County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elise Heinemeyer is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. She has worked at Bank of America, N.A., and Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gerald Miletics Jr. is a financial advisor at Equitable Advisors with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Outside of his advisory work, he serves as a board member of the Muhlenberg College Wrestling Booster Club. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individual and institutional clients. The firm offers a range of advisory programs through its network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

John Zannakis is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His career includes roles at Fulton Financial Advisors and Fulton Bank, alongside a long tenure with Raymond James Financial Services Advisors since 2009. Outside of his advisory work, he is involved in sales for Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and incorporates advanced analytical tools, while also maintaining specialized services such as municipal advisory and SIMPLE IRA Employer Advisory Programs.

Tiffani Tita is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise since 2015. Her prior roles have been exclusively within Ameriprise and its affiliates. Outside of her advisory work, she is involved with BW Nice Lehigh Valley, a community service and networking organization. Ameriprise is an institutional firm that provides retirement-income planning services primarily to individuals with at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written retirement income recommendations and offers a broad range of advisory, brokerage, and insurance solutions.

Mason Smith is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked in various roles including real estate sales at Iron Valley Real Estate Northeast. Mason is also a licensed real estate agent serving as an independent contractor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across mutual funds, ETFs, and ETPs.

Kevin Brettell is a financial advisor with Equitable Advisors in Bethlehem, PA, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. He has been with Equitable Advisors since 2009, including its predecessor AXA Advisors, LLC. Outside of his advisory role, Brettell is involved in property and casualty insurance sales through multiple agencies. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management services through various advisory models and third-party program sponsors.

Kevin Kusmierz is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2017. Prior to his current role, he worked at Tocolo Cantina and Hofstra University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth investors, and organizations.

Timothy O'Connors is currently serving as Vice President, Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments in various capacities since 1998, bringing over 25 years of experience to his current position. Prior to becoming Vice President, he worked as a Financial Consultant from 2018 to 2023 and held roles including Senior Portfolio Specialist and Investment Consultant. Throughout his career, Timothy has focused on helping clients and institutions work towards their retirement and financial goals. His extensive experience across multiple positions within financial services has enabled him to work collaboratively with clients to design retirement plans aimed at pursuing their objectives. The information provided does not include details about his education, credentials, personal interests, or community involvement.

Daniel Schmidt is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and having 14 years of industry experience. He has worked at Pfs Investments Inc and Primerica Financial Services since 2009. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale, offering advisory services through a large network of advisors who present model-based investment recommendations.