Garrett Smith is a financial advisor with Charles Schwab based in Virginia Beach, VA, holding Series 63 and Series 66 credentials and with six years of industry experience. His previous roles include positions at Meridian Wealth Partners and AXA Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary financial planning and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and combination of advisory and brokerage services.

Michael Travis is a CFP® with 49 years of experience in the financial services industry. He has been with LPL Financial since 2019 and previously worked for United Planners' Financial Services of America as a limited partner for 28 years. He also operates Financial Designs of Virginia, which has been active since 1984. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

James Harrington is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and 25 years of industry experience. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing. He has been with Ameriprise since 2019. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations through a centralized consulting team.

Lauren Overby is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 66 designations and has been with various Fidelity entities since 2016. Outside of her advisory role, she participates in the Amazon Vine Program, writing product reviews based on items she receives for free. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Jason Bozard is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 licenses and has 16 years of industry experience. His prior roles include positions at Royal Alliance Associates and Jhfn Sii. Outside of advising, he serves as treasurer of a homeowners association and coaches youth athletics in Virginia Beach. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual, institutional, and retirement-plan clients through a network of independent Financial Professionals. The firm offers financial planning, investment management, and retirement advisory services with a range of portfolio management options, proprietary and third-party strategies, and both discretionary and non-discretionary investment implementations.

Jennifer Cornforth is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 63 designation and bringing 36 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.

Sean Connor is a financial advisor at Ameriprise with Series 66 credentials and one year of industry experience. His prior work includes roles at Regent University, Duck Donuts, and Dick's Sporting Goods. He serves on the Board of Directors of ConnorMedia, Inc. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Andrea Scott is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she serves as a trustee and conservator for her daughter. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Ryan Russo is a financial advisor with Wells Fargo Advisors in Chesapeake, VA, holding a Series 66 credential and 10 years of industry experience. His prior roles include positions at Steward Partners, Elan Wealth Management, Freedom Street Partners, Raymond James Financial Services, and Merrill Lynch. Outside of his advisory work, Russo is a board member of the Chesapeake Rotary Club, where he coordinates club operations. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services tailored to clients meeting specific net-worth requirements. The firm uses proprietary research and planning tools to develop client recommendations, with optional implementation through various brokerage and advisory programs.

Jim Hendricks is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop personalized financial strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on a range of financial matters including investing, retirement planning, and saving for unexpected expenses. Additionally, Jim facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Jim specializes in helping clients manage complex financial priorities such as purchasing a home, funding college education, caring for elderly parents, and preparing for healthcare needs. He collaborates one-on-one with clients to define their goals and design portfolio strategies suited to their objectives. As clients' situations evolve, Jim offers ongoing advice to adjust their financial plans accordingly. He holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma/GED from Kansas State University.

Maurice Clarke is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding Series 65 and Series 66 licenses and bringing 21 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2006. Outside of his advisory work, Clarke owns and operates a business consulting and coaching firm serving business owners. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative planning processes.

Diamond Melvin is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Wells Fargo Clearing, Melvin worked at Wells Fargo Bank and Geico. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Alisha Auldridge is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she operates a food reviewing business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Morey is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2022, serving in various roles including Planning Consultant, Relationship Manager, and Financial Representative. Prior to his tenure at Fidelity, he worked as an Operations Specialist at Peak Brokerage Services from 2018 to 2019. In his work, Robert focuses on connecting with clients to understand their motivations and designing customized financial plans that align with their needs, goals, and preferences. His professional experience encompasses client relationship management and financial planning within the investment services sector. Outside of his professional role, Robert has personal interests that include baseball, fitness, hiking, outdoor adventures, snowboarding, and traveling.

Josef Paolo Equitan is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining LPL Financial in 2024, he worked at Emergent LLC and has held positions at Uber and T-Mobile USA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios and research.

Parker Hannahs is a financial advisor with Osaic Wealth, Inc. based in Virginia Beach, VA. He holds the Series 66 designation and has six years of industry experience. Prior to joining Osaic in 2025, he worked at Lincoln Financial Group and served in a role with the Virginia Alcoholic Beverage Control Authority. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a network of affiliated advisors, employing asset-allocation tools and third-party platforms to construct portfolios that include a broad range of investment products.

Jessica Wyman is a financial advisor at Raymond James Financial Services Advisors, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Financial Security Advisory Inc. and Financial Security Management, Incorporated. Outside of her advisory role, she is involved as an advisor and distributor for Advocare International, a health and wellness products company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports various advisory programs across its extensive network.

Sallie Pagano is a financial advisor at OSAIC with 25 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes 12 years at Securities America Advisors, Inc. In addition to her advisory role, she is involved in marketing for Investor Securities Group, Inc. and provides insurance and HSA services through Bay Investment Group. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors, offering integrated brokerage and advisory services. The firm employs a variety of portfolio construction tools and supports multiple investment platforms, combining proprietary resources with third-party solutions.

John Van Selow is a financial advisor with Edward Jones in Virginia Beach, VA, holding Series 63 and Series 66 credentials and 38 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1987. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Nathaniel Bethea is a financial advisor with Raymond James Financial holding a Series 66 credential and three years of industry experience. His prior roles include positions at Bank of America, Merrill, and Fulton Financial Advisors. He is also the owner of Romar Wealth, an independent contractor business supporting his work at Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports its clients through various advisory programs and institutional consulting.