Jeremy De Falco is a CFP® with 25 years of industry experience and has been with Janney Montgomery Scott since 2009. He holds a Series 66 license and is based in Raleigh, NC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory services through a combination of in-house and third-party portfolio management.

Myles Oliver is a financial advisor at Janney Montgomery Scott with six years of industry experience. He holds a Series 66 designation and has worked at several firms, including Fidelity Investments, Ameriprise, Davenport, and PNC. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs through both in-house and third-party portfolio management.

James Applewhite III is a financial advisor with Truist Advisory Services in Raleigh, NC, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. His prior roles include positions at Bb&T Securities, Scott & Stringfellow, and Wells Fargo Clearing. Outside of advising, he is a singer in a local classic and alternative rock band called Southpaw Soul. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, policy analysis, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary relationships supported by AI-enabled research and inter-affiliate integration.

Tyler Mills is a CFP® professional with eight years of experience in the financial services industry. He is currently with Empower Advisory Group and Empower Financial Services, having previously worked at Personal Capital Advisors Corporation, T. Rowe Price, Bank of America, and Merrill Lynch. Mills is based in Durham, NC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Maxwell Hoffman is a financial advisor with Eagle Strategies (NY Life) based in Raleigh, NC. He holds a Series 66 designation and has three years of industry experience. His prior roles include positions at Commonwealth Financial Network, Fidelity Investments, and several other financial firms. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types and emphasizes tailoring recommendations to meet client objectives and Plan Sponsor criteria.

Patrick Lane is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at First Citizens Investor Services since 2018, with prior roles at Pearl Staffing and Oyster Consulting. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities, offering advisory and brokerage services through investment advisory representatives and third-party portfolio managers. The firm employs a client process focused on assessing financial needs, risk tolerance, and time horizon, utilizing fundamental, quantitative, and technical analysis to manage diversified portfolios.

Michael Krisko is a CFP® professional with 23 years of industry experience, currently advising clients at Commonwealth Financial Network since 2013. He also spent a year at Ameriprise in 2013. Outside of his advisory role, he owns Michael Krisko, Inc., which conducts securities and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a wide range of managed-account programs, third-party asset manager access, and custody services, supporting both individual and institutional clients.

Brandan Kot is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Truist Advisory Services. He has worked with Truist Advisory Services since 2021 and previously held roles at Bb&T Securities and Bb&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, plan sponsor fiduciary support, and a manager-selection program, utilizing a combination of discretionary manager relationships and consulting supported by AI-enabled research tools.

Amy Keating is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 63, 65, and 66 licenses and with 13 years of industry experience. Her career includes roles at First Citizens Bank and Investor Services since 2019, as well as prior positions at Bangor Savings Bank, Cantella & Co., Inc., and UBS Financial Services. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm emphasizes IAR-led assessments and applies fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

James Earle is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 63 and Series 66 credentials and 12 years of industry experience. He was previously associated with The Prudential Insurance Company of America and PRUCO Securities, LLC. Outside of his advisory role, Earle serves as Vice President of the Creek Pointe Homeowners Association and is a board member of the Craven County Health Department. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm emphasizes IAR-led client assessments and employs fundamental, quantitative, and technical analysis to manage diversified portfolios, including UMAs, SMAs, and tax-aware strategies.

Michael Davies is a Series 66-licensed financial advisor with 12 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. Before joining United Planners in 2023, he spent nine years at Cambridge Investment Research, Inc. In addition to his advisory work, he serves on the Springstone Homeowners Association board and owns a retail business, Graham D's Coffee Beans, in Raleigh, NC. United Planners Financial Services is a national wealth-management firm serving a diverse client base through approximately 359 advisors. The firm offers both advisory and brokerage services with a focus on non-discretionary account management and supports its advisors through a limited-partnership ownership structure and formal transition assistance programs.

John Netherton is a financial advisor at Truist Advisory Services with 11 years of industry experience. He holds a Series 66 designation and has been with Truist Advisory Services since 2016 and Truist Investment Services since 2015. Outside of his advisory role, he is involved in agricultural activities through his sole proprietorship, Netherton Outdoors, which includes farming mushrooms and harvesting honey. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary approaches, supported by third-party platforms and manager arrangements, with an emphasis on inter-affiliate integration.

Matthew Buddo is a CFP® certified financial advisor with eight years of industry experience. He currently works at Truist Advisory Services and has prior experience at SunTrust Investment Services, SunTrust Bank, and Axa Advisors. Buddo studied at East Carolina University and has a diverse background including non-financial roles before entering the advisory field. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses third-party platforms and AI-enabled research tools to support its investment approach.

Ruijuan Hong is a financial advisor at Transamerica Financial Advisors with Series 66 licensure and one year of industry experience. Prior to her current role, she worked at World Financial Group Insurance Agency and has experience leading Hey Cream Inc as well as ongoing involvement with Shanghai PingYe Advertising Co., Ltd. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations. The firm provides both advisory and broker-dealer services, offering a range of proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Lance Dobler is a CFP®-certified financial advisor with TIAA-CREF, based in Durham, NC. He has six years of industry experience, including roles at TIAA since 2012 and TIAA-CREF since 2025. Outside of his advisory work, Dobler owns and operates Diamond Glove Care LLC, a local business providing baseball and softball glove relacing and break-in services for youth players. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides both point-in-time planning services and ongoing portfolio management under a fiduciary standard.

Brian Anderson is a financial advisor at First Citizens Investor Services, Inc. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. His prior experience includes roles at PNC Investments, TD Ameritrade, and The Prudential Insurance Company of America. Outside of finance, he is the lead guitarist in a band called Vertigo, performing several shows monthly. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm emphasizes IAR-led financial needs assessments and utilizes a range of investment strategies including portfolio management, wrap programs, and tax-aware services.

Ryan Cook is a CFP® and ChFC® with 15 years of industry experience. He has been with Valic Financial Advisors since 2010 and also works as an agent with Agia. Outside of his advisory role, he owns a home in Nebo, North Carolina, which he rents out seasonally. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Joseph Dillon is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Creative Planning since 2023. His prior experience includes roles at Curi Wealth Management, SharpVue Capital, and Captrust Financial Advisors. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, and retirement plans. The firm employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, supplemented by approaches such as direct indexing and tax-loss harvesting, supported by a large advisory team and centralized investment infrastructure.

Leigh St John is a financial advisor with Truist Advisory Services in Raleigh, NC. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. Prior to his current role, he worked at BB&T Investment Services, Inc. and BB&T Securities, LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program for clients who appoint third-party managers.

Rameet Singh is a financial advisor at TIAA-CREF in Durham, NC, holding Series 63 and Series 66 licenses with 11 years of industry experience. Prior to joining TIAA-CREF, he worked at Edward Jones and JP Morgan Securities. Outside of finance, he operates a portrait and family photography business. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm provides a range of advisory services including customized portfolio management and acts as adviser to donor-advised funds.