John Abdelmalak is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations and has worked at various Vanguard entities since 2022. Outside of his advisory role, he is the owner of Elect, LLC, though the business is currently inactive. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Bradley Mobley is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His prior roles include time at Morgan Stanley and Wells Fargo Clearing. Outside of his advisory work, Mobley owns a digital media business focused on photography and design, and he serves on the finance committee of Henderson Grove Missionary Baptist Church. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services across a broad range of areas, including retirement, education, and specialized planning such as business-owner transition and special-needs analysis. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and client letters.

Jason Smith is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and 11 years of industry experience. He has worked with Vanguard and its affiliates since 2014 and is currently self-employed as an author, engaging in book writing, public speaking, and recording art. Vanguard Advisers delivers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, offering tax-aware and customizable options.

Stephen Martin is a CFP® professional with 20 years of industry experience, all spent at The Vanguard Group since 2006. He is based in Charlotte, NC, and holds a Series 63 license. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, building portfolios mainly from Vanguard funds and ETFs with various tax-aware and customization features.

Layla Greenwood is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and three years of industry experience. She has been with The Vanguard Group since 2022. Prior to her advisory role, she worked in various positions including roles at the University of Georgia and several service industry jobs. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations and offers a range of customization options including ESG choices.

Diego Ferradas is an advisor at Vanguard Advisers with a Series 66 designation and has one year of industry experience. Prior to joining Vanguard, he engaged in various self-employed roles and operated Diego A. Ferradas Photography LLC. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Boyd Hough is a financial advisor with Thrivent Investment Management in Salisbury, NC, holding the ChFC® designation and Series 63 and 65 licenses. He has 44 years of industry experience and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a broad, goal-based planning approach. The firm’s planning services address various financial topics and can be combined with managed-account programs under a consolidated billing option, while keeping planning and asset management separate.

Michael Lutz is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. He has been with Vanguard and its affiliated entities since 2021, following roles at TD Ameritrade and loanDepot. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios, which are largely composed of Vanguard funds and ETFs.

Andrew Parker is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard-affiliated entities since 2016. Parker is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, and it manages a large client base through a combination of digital platforms and advisor teams.

Brian Kincaid is a CFP®-designated financial advisor with seven years of industry experience, currently serving clients at Edward Jones in Harrisburg, NC. Before joining Edward Jones in 2019, he worked at Coca-Cola Consolidated Inc. from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

David Nifong is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 25 years of industry experience, including prior roles at LPL Financial, Independent Advisor Alliance, and Wells Fargo Clearing. He serves as president of an architecture committee in Bryson City, NC. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers discretionary and non-discretionary management through multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Emily Saunders is a financial advisor at Vanguard Advisers with one year of industry experience. She holds a Series 66 designation and has previously worked at Rett Rutland State Farm and in educational roles within Clover and Rock Hill School Districts. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, with portfolios largely composed of Vanguard funds and ETFs.

Emma Tokay is a CFP® professional affiliated with Vanguard Advisers in Charlotte, NC, with 13 years of industry experience. She has worked with Vanguard Marketing Corporation and The Vanguard Group since 2013 and is currently involved with Black Wrangell, where she hosts and responds to guest inquiries. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to set personalized asset allocations, offering a wide range of portfolios primarily constructed from Vanguard funds and ETFs.

Alan Burke is a financial advisor with Raymond James Financial in Salisbury, NC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has owned an accounting firm, Alan F. Burke, CPA, PA, since 1989 and serves as treasurer for the Rowan County Chamber of Commerce. Additionally, he manages a property business and leads a local band through Studio512, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and nonprofit organizations, delivering tailored, non-discretionary advice supported by analytical modeling and technology-driven tools.

Zoe Howard is a financial advisor at Vanguard Advisers with four years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Vanguard marketing Corporation, The Vanguard Group, Inc., Wells Fargo, and other firms. Her current role is based in Charlotte, NC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs, with options for tax-aware strategies and portfolio customization.

Lexter Fennell is a financial advisor with Edward Jones in Concord, NC, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Morette is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials with seven years of industry experience. His prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and positions related to George Washington's Mount Vernon and Franklin & Marshall College. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach primarily using Vanguard funds and ETFs, supported by a large advisor team alongside a scalable digital platform.

Stephen Jesse is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 credential and has previously worked at firms including Cetera and CAP COM Federal Credit Union. His background also includes a marketing affiliate business from 2022 to 2023. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Eric Edwards is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses with five years of industry experience. He has worked at The Vanguard Group since 2021 and was previously self-employed and involved with Warrior Golf Club. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios using Vanguard funds and ETFs, supported by a large digital platform and advisory team.

Kyle Hagemeier is a financial advisor with Vanguard Advisers, holding a Series 66 designation and six years of industry experience. His background includes roles at Vanguard Marketing Corporation and The Vanguard Group as well as service in the U.S. Navy. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, offering a range of customization options through its large-scale digital platform.