Dimitri Tcherkassov is a financial advisor at First Citizens Investor Services, Inc. with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Chase Bank and StormGuard Restoration before joining First Citizens. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and businesses. The firm utilizes a client-centered approach with fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Robert Bogia is a financial advisor with Principal Financial Services in Cornelius, NC, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Wells Fargo and ongoing positions with Principal Life Insurance Company and Fulcrum Capital Partners. Outside of his advisory duties, he serves as president of his local homeowners association. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, businesses, and active-duty military personnel. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under both advisory and promoter arrangements.

Adam Batchelor is a financial advisor at Osaic Institutions, Inc. with nine years of industry experience. He holds the Series 66 designation and has previously worked at Infinex Investments, Inc. and LPL Financial, LLC. Osaic Institutions serves individuals, trusts, estates, charitable organizations, and corporate clients through a network of investment adviser representatives, offering customized advisory engagements, financial planning, ERISA plan services, and brokerage and insurance products. The firm delivers both discretionary and non-discretionary advisory services and utilizes a range of investment strategies and platforms to meet client objectives.

Alan Gray is a financial advisor with First Citizens Investor Services, Inc. based in Charlotte, NC. He holds a Series 66 designation and has 21 years of industry experience, including roles at First Citizens Asset Management, Bank of America, and Merrill Lynch. Outside of his advisory work, he serves as President of the Board for both the Porter Ridge Athletic Association and the Union County Youth Soccer Program. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate clients. The firm offers portfolio management, financial planning, and tax-aware services, utilizing fundamental, quantitative, and technical analysis to guide investment allocations.

Dylan Mc Cullough is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Charlotte, NC. He has been with Charles Schwab since 2004 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with customized recommendations and annual reviews.

Daniel Huth is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior experience includes roles at UBS Financial Services and M&T Securities. Outside of his advisory work, he occasionally assists with his wife’s online collectibles business. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm uses a combination of client information gathering, goal setting, asset allocation strategies, and manager selection via the Envestnet platform, supported by research and monitoring tools, including AI-enabled analysis.

La Terra Frechette is a financial advisor with Truist Advisory Services holding a Series 66 designation and two years of industry experience. She has worked with Truist in various capacities since 2023 and has prior experience at TIAA and Amazon. Before entering the financial industry, Frechette was employed for several years at Capital City Gymnastics. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support ongoing client reviews and partners with Envestnet platforms for manager selection and retirement plan solutions.

Matthew Moore is a financial advisor at HB Wealth with Series 63 and Series 65 licenses and 26 years of industry experience. His career includes roles at JPMorgan Securities LLC and JPMorgan Chase Bank NA over a 10-year period, followed by five years managing MAAN Holdings, LLC. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers wealth management, investment management, financial planning, and outsourced chief investment officer services, employing a combination of quantitative and qualitative due diligence across a range of public and private investment strategies.

Cassie Dzubinski is a financial advisor with Schwab Wealth Advisory in Charlotte, NC, holding Series 63 and Series 66 licenses and having three years of industry experience. Her prior experience includes roles at RoseGose and Charles Schwab & Co., Inc. Outside of finance, she has worked in various roles including at Berry Berry Best Acai and Fresh from the Farm Juices. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Marilyn Spencer is a CFP® professional with 11 years of industry experience, currently serving at Empower Advisory Group since 2024. Prior to joining Empower Advisory Group, she was not employed in the financial advisory industry for 10 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm employs an integrated service model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Arturo Byrd is a financial advisor with Empower Advisory Group in Charlotte, NC, holding Series 63 and Series 66 licenses and having two years of industry experience. His work history includes roles at The Vanguard Group, Inc. and self-employment in addition to his current position at Empower Advisory Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Kimberly Carpenter is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with First Citizens Investor Services since 2005. Outside of her advisory role, Kimberly works as an aerobic instructor at a YMCA in Albemarle, NC. First Citizens Investor Services, Inc. serves a diverse client base, including individuals, pension plans, charitable organizations, and corporate entities, offering advisory and brokerage services through a variety of portfolio management options and financial planning. The firm’s investment process involves comprehensive assessments of client needs and risk tolerance, utilizing fundamental, quantitative, and technical analyses to allocate assets across multiple investment types.

James Bailey is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Savant Wealth Management. He previously worked at Exencial Wealth Advisors, LLC, where he was an equity partner, and at Willingdon Wealth Management LLC. Outside of his advisory role, Mr. Bailey is involved in managing rental properties with his wife. Savant Wealth Management provides comprehensive wealth management, financial planning, and retirement plan consulting services to individuals, families, and institutional clients. The firm combines evidence-based asset allocation with actively managed strategies and benefits from extensive in-house capabilities supported by a large advisor base.

Marisa Lindsey is a financial advisor with Empower Advisory Group based in Charlotte, NC. She holds Series 66 and Series 63 designations and has 21 years of industry experience. Her prior work includes roles at GWFS Equities, Ascensus, BB&T Retirement & Institutional Services, First Citizens Investor Services, Newport Group Securities, and Principal Financial Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach leverages proprietary planning methodologies focused on long-term portfolio returns and savings rates within the framework of Empower’s recordkeeping and administrative platforms.

Jeffrey Sawyers is a CFA® charterholder with four years of industry experience, currently serving as an advisor at Wells Fargo Investment Institute, Inc. He previously worked at Wells Fargo Bank for 20 years before joining the Investment Institute in 2021. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions. The firm operates as a research and model-provider without managing client accounts or offering individualized financial planning.

Marty Stamps is a financial advisor at Truist Advisory Services with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo and its affiliates for 16 years prior to joining Truist. He also held a position at GESS INTL / CYCLUM RENEWABLES in 2022. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI-enabled tools and leverages multiple affiliated financial relationships to provide comprehensive advisory solutions.

Lance Dunlap is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 credential and bringing 10 years of industry experience. His previous roles include eight years at TIAA-CREF and a year at Wells Fargo Advisors. Wealth Enhancement Advisory Services offers financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets using a diversified investment approach that combines passive and active strategies, supervised by an internal Investment Committee.

Kevin South is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Truist Investment Services and Truist Advisory Services since 2018, following a long tenure at BB&T Investment Services and BB&T Securities. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base that includes individuals, corporations, plan sponsors, and charitable organizations. The firm uses a combination of traditional research and AI-enabled tools to support its investment strategies and offers comprehensive client service through ongoing reviews and consultations.

Angela Thomas is a financial advisor with Truist Advisory Services in Gastonia, NC, holding Series 63 and Series 65 licenses and nine years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services and Wells Fargo Bank. Outside of her advisory work, she owns two ventures focused on creating organizational apps and wellness resources for women and families. Truist Advisory Services delivers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base including individuals, corporations, and charitable organizations. The firm employs a combination of traditional research and AI-enabled tools to support asset allocation and manager selection, offering ongoing client reviews and reporting.

Trevor Whitson is a financial advisor at Truist Advisory Services with 26 years of industry experience. He has held positions at Truist Investment Services, Grove Point Advisors, Wells Fargo Clearing Services, and LPL Financial. He holds Series 63 and Series 65 licenses. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI tools and provides ongoing client reviews while leveraging its affiliation with Truist Financial and a range of related financial entities.