Thomas Simmons is a Series 66-licensed financial advisor with nine years of industry experience, currently serving at Cambridge Investment Research Advisors since 2017. Prior to that, he worked at Elliott Davis Decosimo LLC for two years. Simmons is a partner in multiple real estate ventures and serves as an endowment trustee for Meals on Wheels of Greenville. He is also a board member of the Greenville Police Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm providing financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a variety of investment implementation options through independent Financial Professionals, combining proprietary and third-party strategies tailored to client objectives.

Kevin Willmot is a financial advisor with Edward Jones in Greenville, SC, holding CFP® and Series 66 designations and bringing 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of over 23,700 financial advisors.

Scott Long is a Financial Consultant who focuses on providing thoughtful guidance and prioritizing client relationships. He emphasizes communication to ensure clients feel comfortable seeking assistance across all aspects of their financial lives. He has professional experience as an Investment Consultant at Charles Schwab from 2022 to 2024. Prior to that, he served as Vice President at Equitable Advisors from 2020 to 2022 and as a Financial Advisor at Equitable Advisors from 2018 to 2020. Outside of his professional work, Scott has personal interests that include cooking and baking, fitness, football, golf, outdoor adventures, and skiing.

Pedro Sanchez Beltran is a financial advisor with Merrill and holds a Series 66 designation. He has one year of industry experience and previously worked at Bank of America, BMW Manufacturing Group, and The Fresh Market. He serves as a board member and director for Hub City Football Club, where he helps coordinate soccer league registrations and schedules. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Janet Chiles is a Financial Advisor with Merrill Lynch Wealth Management. She has over 15 years of experience in the financial industry, providing clients with guidance on investing, retirement planning, college education planning, legacy planning, and managing new wealth. Janet works closely with clients to understand their priorities and develop strategies tailored to their short-, mid-, and long-term financial goals, offering ongoing advice as their needs evolve. Janet began her financial career with Dean Witter after earning a Bachelor of Arts degree from Clemson University. Throughout her career, she has held positions with Dean Witter, BB&T, Scott & Stringfellow, and Wells Fargo, before joining Merrill Lynch. She holds the Personal Investment Advisor (PIA) professional designation. She grew up in the Greenville area, attending Shannon Forest High School, and maintains personal interests in basketball, football, gardening, music, tennis, watching movies, and spending time with her family.

Matthew Golden is a Series 66 licensed financial advisor with 16 years of industry experience. He is currently with J.P. Morgan Securities and has previously worked at firms including Consolidated Planning, Guardian Life Insurance Company, Primerica Advisors, and Lincoln Financial Securities Corporation. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and delivers its program on a non-discretionary basis.

Joseph Montgomery Jr. is a Series 65-credentialed financial advisor with 14 years of industry experience. He has been with Ameriprise since 2020 and previously worked at Raymond James & Associates, CDAG, and Montgomery & Company, CPAs, where he was managing partner and involved in tax preparation and staff management. He also serves as treasurer on the board of directors for the Roper Professional Property Owners Association. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, personalized recommendations through a centralized consulting team.

Terrell Bebout is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Wells Fargo entities since 2009. Outside of his advisory role, he serves as a trustee for a children’s trust in Pisgah Forest, North Carolina. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial product offerings.

Zachary Bostic is a financial advisor at Ameriprise Financial Services, LLC with four years of industry experience. He holds a Series 66 designation and has worked previously with NYLIFE Securities LLC and New York Life. His background also includes roles outside of finance, such as positions at Kiawah Island Golf Resort and The Reserve at Lake Keowee. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through a collaborative, research-driven process that emphasizes dependable income sources and tax-aware withdrawal strategies.

Michael West Sr. is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at BLM Holdings and Raymond James & Associates. Outside of his advisory role, he serves on the boards of Mount Calvary Baptist Church, Bob Jones University, and the Gospel Fellowship Association. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

William Ellenberg III is a CFP® professional with 20 years of experience in the financial services industry. He has worked at Raymond James & Associates since 2022 and previously spent 13 years with Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, utilizing a variety of portfolio management styles supported by affiliated research and model managers.

Victor Mcleod III is a Senior Resident Director and Personal Investment Advisor with Merrill. He specializes in family wealth management strategies, philanthropic planning, and serving clients in the sports and entertainment sectors. As a Merrill advisor, Victor focuses on connecting all aspects of clients' financial lives to help prioritize and pursue their important goals. Victor holds a Bachelor's degree from Clemson University and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA) designations. His expertise enables him to provide comprehensive financial stewardship beyond traditional strategies. He is actively involved in his community through organizations such as Habitat, Scouts, and his church. Victor enjoys fishing, music, and spending time with his family.

Johnny Ruiz is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in serving professionals planning for tomorrow, athletes chasing their dreams, and creators building their brand, focusing on areas such as college education planning, family wealth management strategies, retirement income, small business strategies, and sports and entertainment finance. Johnny provides ongoing advice and guidance, helping clients develop strategies to pursue their short-, mid-, and long-term financial goals. With personal experience witnessing both secure retirement and the financial challenges faced by athletes and entertainers, Johnny is committed to explaining wealth strategies in plain language. He holds the designations of Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His client-focused approach emphasizes trust and clarity in building long-term relationships. Johnny lives in Greenville, SC, and is originally from Brooklyn, NY. He speaks both English and Spanish and has a high school diploma from City As School. Outside of work, he enjoys baseball, basketball, boxing, cooking, football, music, spending time with his family, and traveling.

Luella Peragino is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for 11 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to support its advisory process.

Laura Moore is a financial advisor with UBS Financial Services in Greenville, SC, holding a Series 66 designation and 11 years of industry experience. She previously worked at Bank of America and Merrill from 2015 to 2021 before joining UBS in 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a diverse platform of capital markets and lending solutions.

Ross Coll is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He partners with Fidelity to provide clients access to technology, research, and a trading platform, working with his team to create personalized wealth strategies and offer ongoing support. Prior to joining Fidelity, Ross was a Financial Advisor at Edward Jones from 2022 to 2023. His experience also includes roles as a Financial Analyst II at TD Bank from 2019 to 2022, and earlier positions at Lima One Capital, LLC as a Multifamily and Commercial Analyst in 2019 and as an Operations Analyst from 2017 to 2019.

Mason Brown is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation. Prior to joining LPL Financial, Mason worked in educational roles at Montreat College, Anderson University, and Anderson Christian School. LPL Financial serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Philip Moore is a CFP® professional with 17 years of industry experience. He has been with Edward Jones in Boiling Springs, SC since 2008. Outside of his advisory role, he serves as a director of Emory Moore LLC, a property management business in Chesnee, SC. Edward Jones is a wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Valorie Warth is a financial advisor with UBS Financial Services in Greenville, SC, holding a Series 66 designation and 18 years of industry experience. She worked at Merrill for nine years before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and provides research-based, model-driven investment strategies tailored to clients’ goals and risk tolerances.

Andrew Schroeder is a financial advisor at Edward Jones in Greer, South Carolina, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2019, he worked in education and skills training roles spanning over a decade. Outside of advising, Schroeder manages a rental property in Greenfield, Wisconsin. Edward Jones is a full-service wealth management firm serving a broad client base including individual and institutional investors. The firm manages over $1 trillion in assets through a large network of advisors and offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.