Brian Zardavets is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Enterprise, Prudential Insurance Company of America, Pruco Securities, LLC, and running his own firm, Zardavets Financial Group. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers various investment management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

Mark Rosenlof is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Fidelity Investments, and Northwestern Mutual. He also served in the US Army National Guard from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Timothy Gardner is a CFP®-certified financial advisor with 11 years of industry experience. He has been with Fidelity and its related entities since 2015, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

Hugh Saussy is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior work includes roles at the University of Georgia and Waycross Bank & Trust. Outside of financial advising, he previously managed Saussy Tennis, a tennis-related business. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients with financial planning, retirement plan consulting, and asset management services. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, using a mix of proprietary and third-party investment solutions.

Joseph Celiberti is a financial advisor with LPL Enterprise LLC based in Jacksonville, FL. He holds a Series 66 designation and has 18 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, Metlife Securities Inc., Morgan Stanley, and Stratos Wealth Partners. Outside of his advisory work, he is also involved in insurance brokerage, focusing on life, fixed annuities, disability, long-term care, and health insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, supported by an integrated platform that combines adviser programs with the sale of financial products including insurance.

William Tesche is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 14 years of industry experience. He previously worked at Merrill Lynch Pierce Fenner & Smith from 2011 to 2018 before joining Raymond James in 2018. Raymond James & Associates is a large dual-registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research.

Gary Slaven Jr. is a financial advisor at Merrill with 27 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julio Gonzalez is a financial advisor with Cambridge Investment Research Advisors in Jacksonville, FL, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. His work history includes roles at EQUIS and Ameritas Investment Corp, and he has operated independently in insurance agency activities for several years. In addition to his advisory work, he is involved in independent insurance agency operations under the SMART PRO FINANCIAL name. Cambridge Investment Research Advisors serves a broad client base, including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services. The firm provides tailored investment strategies through various platforms and emphasizes both proprietary and third-party model strategies along with institutional resources for financial professionals.

Sabrina Carter is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of advisory work, she serves on the Advisory Board for Duval County Extension Services and is involved as an independent travel consultant and contracted personal shopper. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to individuals and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations.

Devon Eberling is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, Devon works directly with clients to understand their financial priorities and develop strategies aimed at pursuing short-, mid-, and long-term goals. Devon provides ongoing advice on subjects ranging from investing and retirement planning to managing unexpected expenses, with access to additional support from Bank of America specialists in banking, credit, home financing, and small business solutions. Devon’s expertise lies in helping clients manage complex financial demands, including saving for education, home purchasing, elder care, and healthcare needs. As a Personal Investment Advisor (PIA), Devon collaborates closely with clients to define objectives and select portfolio strategies tailored to those goals, adapting recommendations as clients’ circumstances evolve. Devon holds a High School Diploma/GED from A Philip Randolph Academies of Technology.

Damien Rend is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and previously worked at Citadel Tax Advisors for three years. Rend is also the single member of Rend Property Group, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and services supported by a large national network of financial advisors and branch offices.

Samantha Vadnais is a financial advisor at Merrill with a Series 66 designation and 11 years of experience, all with Merrill in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Brady is a Series 66–registered financial advisor with Merrill in Jacksonville, FL. He has seven years of industry experience, having worked at Bank of America and Merrill since 2019 and previously at Paya Services from 2013 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexis Guilloux is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and five years of industry experience. Prior to joining Equitable Advisors in 2021, Alexis worked at Johnson Matthey and held educational roles at Georgia Southern University and Pine View School. Outside of advising, Alexis serves as a beneficiary and agent of record for a family trust. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory models, including third-party and proprietary programs, serving a broad client base from non–high-net-worth individuals to institutional clients.

Grant Clemons is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has previous work experience in various fields, including roles at RealCold and Dustless Floor Removal. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models and third-party asset managers to deliver customized investment solutions.

James Haynes is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 registrations and bringing 24 years of industry experience. He worked at Merrill for 12 years before joining Wells Fargo Clearing in 2017. Outside of advisory work, he is a silent investor with a minority interest in TEAM Z at Moonshine Landing, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.

Angela Fettik is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley and Raymond James & Associates. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Kendall Higginbotham is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 designations and 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources while providing both brokerage and advisory solutions.

Ryan Zangeneh is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Fox Rothschild LLP, Withers Worldwide LLP, Diserio Martin O'Connor & Castiglioni LLP, Ernst & Young LLP, University of Miami School of Law, and KPMG LLP. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of discretionary and non-discretionary investment solutions.

William Jones Jr. is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a broad client base, including individuals, institutional clients, and municipal entities, offering financial planning and consulting services through various advisory programs and drawing on multiple portfolio management styles and affiliated research.