Felix Santiago Jr. is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Diversified Investors Securities Corp. and Diversified Investment Advisors since 2008. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with programs focused on asset allocation, contribution guidance, and retirement planning. The firm uses a model-driven approach that incorporates Morningstar Investment Management’s proprietary software and portfolio oversight, delivering both managed portfolios and non-discretionary recommendations to a large client base.

Zanneisha Morrison is a financial advisor at Eagle Strategies (NY Life) with Series 66 and Series 63 credentials and one year of industry experience. Her prior work includes roles at JP Morgan Chase Bank and Synovus Bank. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of assets on a non-discretionary basis.

Edward Livrieri Jr. is a CFP® professional with 33 years of industry experience, currently serving at Private Advisor Group, LLC since 2012. He also has a longstanding role at Livrieri & Golub Inc., an accounting and tax preparation firm he has been associated with since 1999. Private Advisor Group provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a fiduciary advisory model using various strategies and technology platforms while offering proprietary and third-party managed account solutions.

Michael Griffith is a financial advisor with Oppenheimer based in Fort Lauderdale, FL. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has worked at Fahnestock & Co. Inc. for 23 years and at CIBC World Markets for 34 years. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management.

Susan Stephens is a financial advisor with Oppenheimer in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has worked at Oppenheimer since 2010 and previously spent 12 years at Charles Schwab. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs and advisory services that include strategic and tactical asset allocation, manager selection, and portfolio monitoring across equity, balanced, and fixed-income portfolios, with a notable portion of its advisory assets managed on a non-discretionary basis.

Edward Cohen is a financial advisor at Truist Advisory Services with 22 years of industry experience. He holds a Series 66 designation and has worked with SunTrust Advisory Services since 2016, along with roles at SunTrust Bank and SunTrust Investment Services since 2009. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager arrangements, to deliver its investment solutions.

Daniel Rieber is a registered representative with HSBC Securities (USA) Inc. in Aventura, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at HSBC Private Bank, Finaport Asset Management AG, and EFG Bank. He is dual hatted as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary platforms. The firm uses a structured investment process with multiple risk profiles and partners with affiliated and third-party providers for asset management, fund selection, and account administration.

Lina Valencia Sandoval is a financial advisor with Truist Advisory Services in Weston, FL, holding a Series 66 designation and one year of industry experience. Her background includes roles at Truist Investment Services and Truist Bank, as well as prior experience with CarKey Auto Inc and Compass Canada. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary manager relationships, supported by third-party platforms and AI-enabled research tools, with a distinctive integration across its affiliated entities.

Marbel Ugando is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 66 credentials and 22 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory role, he serves as the managing member of MAR Investments LLC, which invests passively in a restaurant called Baires Grill Orlando that serves Argentinean cuisine. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and maintains unique market roles, including operating as a swap dealer and futures commission merchant.

Edward Knight is a ChFC® credentialed financial advisor with over 53 years of industry experience. He is currently with Independent Advisor Alliance, LLC and has previously worked at Independent Financial Partners and LPL Financial. Knight has been a licensed agent with New York Life Insurance Company since 1967, holding a retired agent contract that allows him to sell insurance and annuity products. Independent Advisor Alliance serves a diverse client base including individuals, businesses, charitable organizations, and retirement plans, providing services such as asset management, financial planning, and retirement plan consulting. The firm utilizes a network model with nearly 300 advisors and combines discretionary and non-discretionary portfolio management strategies supported by technology platforms and third-party resources.

Yanin Salgado is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 20 years of industry experience. She has been with SunTrust Advisory Services since 2016 and has held roles within SunTrust Banks and SunTrust Investment Services since 2010. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary arrangements supported by third-party platforms and a dedicated equity research team.

Jerold Attento is a financial advisor with Principal Financial Services in Aventura, FL, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior roles include positions at Blue Water Financial Advisors, Pulles and Attento Wealth Management, and Financial Resources. He is also involved in the sales and servicing of various insurance products, including health, fixed life, disability, fixed annuities, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Maria Olavarria Alban is a financial advisor at Truist Advisory Services with five years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at NYLIFE Securities LLC, New York Life Insurance Company, and Pencillus Systems LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate integration among Truist entities.

Eric Garcia is a financial advisor with OSAIC Institutions, INC. He holds a Series 66 credential and has 15 years of industry experience. His prior work includes positions at Infinex Investments, Inc., Popular Community Bank, and Morgan Stanley. Outside of his advisory work, he rents out one side of a duplex he lives in. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm provides customized advisory services, financial planning, ERISA plan services, wrap programs, third-party asset manager referrals, and access to alternative investments and lending solutions through a hybrid adviser/broker-dealer structure.

William Stacks is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has worked at Janney since 2020 and previously spent seven years at BB&T Securities. Outside of his advisory role, he is a limited partner in a real estate venture in Georgia and an investor in a kava bar in Fort Lauderdale. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Mario Medina is a financial advisor at Janney Montgomery Scott with 15 years of industry experience. He holds a Series 66 designation and has worked at Janney Montgomery Scott since 2018, following seven years at Raymond James & Associates. Outside of his advisory role, he owns and operates PLG Creations, LLC, a content creation company focused on streaming gameplay, and volunteers with the Mother of Christ Catholic School D.A.D.S. Club in Miami. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs with a combination of in-house and third-party portfolio management.

Amy Raisman is a financial advisor with Janney Montgomery Scott, holding a Series 63 designation and bringing 33 years of industry experience. She has worked at Janney Montgomery Scott since 2020 and previously at Bb&T Securities, LLC from 2016 to 2020. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party managers.

Alexander Navarro is a financial advisor with Truist Advisory Services, holding the CFP® designation and Series 63 and 65 licenses. He has 29 years of industry experience, including over 10 years at Truist Advisory Services and 27 years with Truist Investment Services. Navarro also serves as a trustee for the Avis Hedges Navarro Trust, managing and distributing real estate and brokerage assets. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with third-party platform solutions and emphasizes inter-affiliate integration in its investment approach.

Magaly Williams is a financial advisor at T. Rowe Price Advisory Services, Inc. with 11 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Polen Capital Management, Raymond James and Associates, and Foreside Funds Distributors LLC. Outside of her advisory role, she is the owner of Will Hunt Properties LLC, a real estate business in Tampa, FL. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines telephone access to advisors with an interactive online planning tool and emphasizes tax-aware strategies and portfolio management through proprietary funds.

Chantal Rascon is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Voya Financial Advisors, Inc. Prior to joining Voya, she worked at Fidelity Investments and Citi Bank. Outside of her advisory role, she operates The Melbean Coffee Shop. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that offers financial planning, portfolio management, and retirement-plan advisory services to individuals, institutions, and corporate clients. The firm employs a combination of model portfolios, in-house and external strategists, and technology-enabled tools to deliver mostly non-discretionary investment management through a large network of advisors.