Justin Petty is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and six years of industry experience. His work history includes roles at Thrivent Financial since 2020, as well as prior positions at Energy Harbor, Performance Bicycle, and FirstEnergy. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on a range of financial topics. The firm combines holistic, goal-based analyses with managed-account program options while maintaining planning and management as separate services.

Jerome Johnson is a financial advisor with Primerica Advisors in Euclid, OH, holding 12 years of industry experience. He has been with Primerica Advisors since 2013 and has a longer tenure with Primerica Financial Services beginning in 2008. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies of Primerica. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities while offering a tiered percentage-based fee model.

David Schwarz is a financial advisor at Robert W. Baird & Co. Inc. in Cleveland, OH, with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Robert W. Baird since 2011. Outside of his advisory role, he participates in Local Matters, a nonprofit focused on healthy food education and access in urban communities, where he reviews financial statements quarterly. He is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services using a range of strategies and managers, including traditional and non-traditional investments, as well as municipal advisory and public finance services.

Francine Hollis is a financial advisor with Primerica Advisors, holding 10 years of industry experience. She has worked at PFS Investments Inc. since 2015 and has been with Primerica Financial Services since 2013. Hollis is involved in additional business activities including sales of loan products and home-related services through affiliated companies, and she is a partner at Ronald Hollis Jr., LLC, a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee model, delegating trading responsibilities to BNY Mellon Advisors.

Daniel Gaertner Jr. is a financial advisor with UBS Financial Services in Cleveland, OH, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He has worked at UBS since 2018 and previously at American Century Investment Services for one year. He serves as a trustee for the West Haven Foundation, where he participates in grant approvals and organizational oversight. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Bobbi Bruner is a CFP®-designated financial advisor with over 21 years of industry experience. She is currently affiliated with Raymond James Financial Services Advisors, Inc. and holds leadership roles as COO and partner at Carver Financial Services LLC, as well as president of BB4 LLC, which holds her equity in Carver Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and corporations. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to support client goals.

Angelo Nuzzo Jr. is a CFP® professional with 18 years of experience in financial advising. He is currently with Cetera and has a background that includes roles at Avantax Investment Services, Meaden & Moore Financial Services, and 1st Global Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, operating across multiple program structures and custodial relationships.

Modesto Ruggiero is a financial advisor with UBS Financial Services in Cleveland, OH, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at UBS since 2007 and also has a long tenure with Mcdonald Investments Inc. since 1998. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Polly Small is a financial advisor with Raymond James Financial, holding ChFC® and Series 63 designations and bringing nine years of industry experience. Her work history includes roles at Carver Financial and Raymond James Financial Services Inc. She is also employed as a sales assistant with CFS, LLC, a support company outside investment-related activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs and institutional consulting.

Michael Di Franco is a financial advisor at Mass Mutual Investors Services in Cleveland, OH, holding a Series 66 designation. He has one year of industry experience and previously worked at Flagstar Bank and in various customer service roles, including at Rego Brothers Lake Road Market. Outside of advising, he works as a team member in the deli department of a local grocery store. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning engagements.

Adam Toth is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior roles at Wells Fargo Advisors LLC and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and provides both brokerage and advisory solutions at scale.

Zachary Higgins is a financial advisor at OSAIC with Series 63 and Series 66 credentials and two years of industry experience. He has previously been associated with Mass Mutual Investors Services and UBS Financial Services. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with financial planning and offers portfolios that include a range of asset classes managed using firm-provided tools, third-party managers, and both discretionary and non-discretionary approaches.

Katrina Pacyna is a financial advisor at UBS Financial Services with five years of industry experience. She holds a Series 66 designation and has worked at UBS since 2021. Prior to her current role, she was involved with St. Albert the Great School, where she supervised children during recess and assisted in the lunchroom. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Daniel Ryder is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2005 and has also worked at Key Corp since 1998. Outside of his advisory role, he is active as an insurance agent specializing in life, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and collaborative planning processes to deliver written recommendations and offers various event-driven planning programs along with educational seminars.

Lauren Sahlfeld is a financial advisor with J.P. Morgan Securities in Cleveland, OH, holding Series 63 and Series 65 credentials and with seven years of industry experience. She has worked at various J.P. Morgan entities since 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Lashawna Howard is a financial advisor with Primerica Advisors in Richmond Heights, OH. She holds a Series 63 designation and has eight years of industry experience. Prior to joining Primerica Advisors in 2017, she worked at GOJO Industries for ten years and has been affiliated with Primerica Financial Services since 2006. Outside of advising, she is involved in sales of loan products and home security referrals through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Michael Archiable is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several J.P. Morgan entities since 2020, including JPMorgan Securities LLC and JPMorgan Chase Bank NA. Prior to that, he gained experience at Cleveland Research Company and Lake Shore Insurance Agency, and worked at Miami University from 2016 to 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies. The firm’s advisory services are offered on a non-discretionary basis and include access to a broad range of products through its affiliation with the larger J.P. Morgan organization.

Piotr Cyranek is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. Prior to joining J.P. Morgan in 2026, he worked at Bank of America for seven years. He is also the owner of Vino Exclusive Candles LLC and Pete's Lawn Care, small businesses focused on product sales and client services, respectively. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Philip Volpe is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and JPMorgan Chase Bank. Outside of finance, he is involved in music entertainment, performing at local events, and serves on advisory and board committees for arts and community organizations including WYSU-FM and Chamber Music Pittsburgh. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Deborah Rotz is a financial advisor with Robert W. Baird & Co. Inc. in Cleveland, OH, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked with Robert W. Baird since 2018 and previously spent 12 years at UBS Financial Services. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises a diverse client base, including high-net-worth individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services using a range of strategies and investment vehicles tailored to client goals and risk tolerances.