Heather Daum is a financial advisor with Edward Jones in Xenia, Ohio, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Kettering Health Network and spent 16 years at Premier Health. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

C Anderson is currently the Senior Resident Director at Merrill, where he has been employed for over 30 years. He holds the position of Managing Director and Wealth Management Advisor and has served in various roles including Financial Advisor Training Coordinator and Sales Manager at the Dayton office. He completed both his Bachelor's and Master's degrees at Ohio University in Athens. Prior to his tenure at Merrill, he was a PJ Boatwright Intern with the United States Golf Association and served as the Assistant Executive Director of the Florida State Golf Association. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, C Anderson has participated in coaching golf and basketball programs at Incarnation School and currently serves as the voice of the Alter Knights Football Team. He resides in Washington Township with his wife, Liz, and their three children, Kate, Claire, and Charlie.

Matt Hubbard is a Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he partners with clients to understand their short and long-term financial goals and assists them in creating unique financial plans tailored to their personal concerns. Matt has accumulated extensive experience in the financial industry through various roles at Fidelity Investments. His career path includes positions as an Investment Consultant (2021-2022), Workplace Planning Associate (2020-2021), Retirement Solutions Representative (2014-2016), Investment Solutions Representative (2013-2014), and High Opportunity Full Trader (2012-2013). He leverages his years of industry experience and educational background, alongside his team, to support clients in their financial planning process.

Stephen Wray is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 21 years of industry experience. He worked at Edward Jones from 2005 to 2017 before joining Raymond James in 2017. Outside of advisory work, Wray serves on the boards of the Kiwanis charitable organization in Springboro, OH, and the YMCA in Coffman, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and supports municipal and public-finance advisory services uncommon among large institutional advisors.

Robert Ptacek Jr. is a financial advisor with LPL Financial in Centerville, OH, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at LPL Financial since 2018 and previously at SII Investments, Inc. from 2007 to 2018. Outside of his advisory role, he is president of RPM Capital, where he provides tax preparation and bookkeeping services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and retirement consulting, with both discretionary and non-discretionary management options supported by in-house and third-party research.

James Lee is a financial advisor at LPL Financial with four years of industry experience and holds the Series 66 designation. His prior work includes roles at Wright-Patt Credit Union and CUSO Financial Services, LP. Lee is involved in WPCU Retirement Solutions, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research from internal and third-party sources.

Dennis Shaw is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at J.P. Morgan Chase Bank, N.A. and FIFTH THIRD SECURITIES, Inc. before joining his current firm. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations.

Christopher House is a financial advisor with Raymond James Financial in Dayton, OH, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked with Raymond James since 2017 and previously spent six years at LPL Financial. In addition to his advisory role, he is involved with Harrison Wealth Management Group, Ltd., where he manages office staff and engages in sales of non-variable life insurance and fixed annuities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports client implementation through various advisory programs, with specialized municipal and public finance capabilities.

Amy Meredith Green is a financial advisor with Morgan Stanley, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through Financial Advisors and specialized estate planning groups.

Grace Mcdaniel is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Her background includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as various positions in the hospitality and retail sectors. She has been involved with educational institutions such as the University of Dayton and local schools over several years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

April Whitehead is a ChFC® credentialed financial advisor with 20 years of experience, currently with Ameriprise in Dayton, OH. She has been with Ameriprise and its affiliated entities since 2011. Outside of her advisory role, she owns and manages Boldly Aspire LLC, a franchise practice unrelated to investment activities. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement, utilizing a centralized consulting team to provide written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored advice primarily for clients with significant investable assets in Ameriprise-managed accounts.

Michael Reed is a financial advisor at Edward Jones in Xenia, Ohio, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, Reed is involved in officiating high school and small college basketball, football, and baseball games in the Xenia area. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and supports a large network of financial advisors while offering various advisory strategies and affiliated investment products.

Ryan Baker is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2017, progressing through positions including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, Ryan worked as a Financial Representative at PNC Bank and Primerica. Throughout his career, Ryan has focused on providing financial guidance centered on clients' personal and professional goals. He emphasizes a process and business philosophy that align with Fidelity's brand, ethics, and access. Outside of his professional work, Ryan has interests in fitness, food, football, golf, painting, and parenthood.

Bradley Richardson is a financial advisor at Stifel with 13 years of industry experience. He holds a Series 66 designation and has been with Stifel since 2009. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group using forward-looking capital market assumptions and probabilistic modeling.

Adam Kim is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for KeyBank for ten years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gregory Rhodes is a financial advisor at Edward Jones with 28 years of industry experience. He holds a Series 63 designation and has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Kyle Rohrs is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Bank of America, Raymond James Financial Services, and Farmers and Merchants State Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brooke Mcconahy is a financial advisor with Robert W. Baird & Co. who holds a Series 66 designation and has eight years of industry experience. Prior to joining Baird in 2021, she worked at SagePoint Financial, Inc. and Smith, Moses & Company. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, with a focus on ongoing manager selection, tax management, and the use of internal research and technology in client advice.

Tina Bernardi is a financial advisor at Merrill with 15 years of experience at the firm and 11 years in the industry. She holds a Series 66 designation and is based in Miamisburg, Ohio. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carla Buxa is a financial advisor with Primerica Advisors in Fairborn, OH, holding Series 63 and Series 65 licenses and 26 years of industry experience. She has worked with Primerica Financial Services and PFS Investments, Inc. since the late 1990s. Outside of her advisory role, she is involved with St. Brigid Catholic Church. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.