Juan Amaya Acero is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He has one year of industry experience and has worked at Charles Schwab and Schwab Wealth Advisory since 2024. Prior to his advisory career, he gained experience in the restaurant and insurance industries and spent significant time dedicated to full-time education. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

Christopher Quintana is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has three years of industry experience, including roles at Charles Schwab and Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations guided by Charles Schwab’s asset-allocation models and internal research tools. The firm emphasizes client authorization for trades and offers tailored recommendations reviewed at least annually.

Robert Christiansen Jr. is a financial advisor with First Command Advisory Services holding Series 65 and Series 63 licenses and two years of industry experience. Prior to his financial services career, he served 26 years in the United States Air Force. Outside of advising, he operates a retail comic book business based in Vail, Arizona. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs featuring centrally managed model portfolios and third-party managers selected by its internal Investment Management Team and Wealth Portfolio Managers.

Benjamin Jones is a CFP® with eight years of industry experience. He is currently with Focus Partners Wealth, LLC and has held roles at several firms, including The Colony Group, Buckingham Strategic Wealth, and Raymond James Financial Services. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach combining active and passive strategies under an enhanced open architecture framework.

Peyton Burke is a CFP® and Series 66 credentialed financial advisor with two years of industry experience. He has been with Charles Schwab since 2024 and has prior experience in education at the University of Colorado Leeds School of Business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

John Pilkinton is a financial advisor with Empower Advisory Group in North Richland Hills, TX, holding Series 63 and Series 66 licenses with 12 years of industry experience. His prior experience includes roles at USAA, Merrill Lynch, Prudential, and Bank of America. Outside of advisory work, he is co-owner of Zep Tepi Sports, which organizes youth basketball tournaments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail IRA and brokerage clients. The firm integrates financial planning with Empower’s administrative platforms, focusing on long-term portfolio returns, rebalancing, and clients’ savings rates.

Colton Diehm is a financial advisor at Schwab Wealth Advisory, holding Series 63 and Series 66 credentials with two years of industry experience. His prior work includes roles at Charles Schwab & Co. and positions outside the financial sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s recommendations are based on proprietary asset-allocation models and internal research tools, offering personalized guidance with trades executed only upon client approval.

Brandyn Hinnrichs currently serves as Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2014, progressing through various positions including Financial Consultant, Investment Consultant, Investment Solutions Representative, and Financial Representative. In his capacity as a Wealth Planner, Brandyn is dedicated to helping clients build, implement, and maintain financial plans tailored to their unique visions of success. He leverages Fidelity's technology and investment platform to develop wealth strategies that benefit clients and their families. Outside of his professional work, Brandyn enjoys fishing, fitness, football, golf, spending time at the lake, and reading.

Lindsey Toole is a financial advisor with Carson Wealth in Southlake, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her professional background includes roles at Cetera Advisor Networks, Private Advisor Group, LPL Financial, Northwestern Mutual Investment Management, and Wells Fargo Clearing. Carson Wealth operates as an SEC-registered investment adviser with an enterprise platform overseeing approximately $50.6 billion through more than 650 advisors. The firm provides discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios constructed by an Investment Committee and offering customized solutions including alternative investments and third-party sub-advisory relationships.

Devin Narvaez is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior roles include positions at Charles Schwab and Firstmark Credit Union. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Timothy Schuler is a financial advisor at Schwab Wealth Advisory with 35 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Charles Schwab, TD Ameritrade, and Scottrade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm’s services emphasize client authorization for trades and tailored recommendations based on individual goals and risk tolerance.

Justen Smith is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His prior work includes roles at Charles Schwab, Massachusetts Mutual Life, Aflac, and involvement with the UIC Forum and University of Illinois. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance.

Houston Heck is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. Prior to his current role at Schwab, he operated Heck Mowing Services for several years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s services focus on asset allocation and investment selection using Charles Schwab’s standard models and research tools, with tailored recommendations based on client goals and risk tolerance.

Patrick Norambuena is a financial advisor at PNC Wealth Management in Irving, TX, holding a Series 66 designation with five years of industry experience. His previous roles include positions at Bank of America, Merrill, and The Prudential Insurance Company of America. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees, using algorithm-driven risk assessment and third-party portfolio management.

Christopher Cavazos is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and two years of industry experience. He has worked at Goldman Sachs Personnel Financial Management since 2019 and served in the Texas Army National Guard since 2018, following prior service in the South Carolina Army National Guard and a five-year period at The Citadel, Military College of South Carolina. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, and institutional clients. The firm utilizes centralized investment resources and offers a range of tailored services, leveraging its integration within a large financial group to deliver comprehensive wealth management solutions.

William Burks II is a financial advisor at Centaurus Financial, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2000. Burks also serves as a consultant for fintech firms involved in platform development and branding. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, and specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Campbell Warren is a financial advisor at Mariner with a Series 65 credential and two years of industry experience. Prior to his current role, he has held positions at Mariner Wealth Advisors and has experience working at Barred Owl Butcher and Table as well as La Bodega. Mariner serves a diverse client base including individuals, pension plans, trusts, estates, and charitable organizations through investment management, financial planning, and retirement consulting. The firm offers customized discretionary portfolios supported by in-house research and third-party managers, along with integrated tax and accounting services and family office capabilities.

Kevin Baumhart is a CFP® with 10 years of industry experience. He is currently with Schwab Wealth Advisory and previously worked at Fidelity Investments and Cresset Asset Management. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, focusing on personalized asset allocation and investment selection without discretionary trading authority.

Joanne Bolden is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various firms including Charles Schwab and The Vanguard Group. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and research tools.

Anish Bamne is a financial advisor at Schwab Wealth Advisory holding Series 63 and Series 66 registrations, with two years of industry experience. He has worked at Schwab in various capacities since 2022 and has prior experience at The Heico Companies and Spanera LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using proprietary asset-allocation models and research tools. The firm emphasizes tailored recommendations without discretionary trading authority and operates on a large scale with formal compliance measures and unique affiliations within the industry.