Erica Licon is a Planning Consultant at Fidelity Investments. In this role, she works with clients to assist them in pursuing their financial goals, leveraging the resources available at Fidelity. Erica emphasizes building long-term relationships by recognizing the unique circumstances and needs of each client. Her professional experience includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as Financial Advisor and Office Assistant positions at Thrivent Financial. These roles have contributed to her expertise in financial planning and client relationship management. Outside of her professional work, Erica enjoys family activities, golf, movies, soccer, and traveling.

Seth Jutz is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses. He has one year of industry experience and has previously worked at firms including Capitol Wealth Strategies/Guardian Life and Northwestern Mutual. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and may include ESG considerations.

Cody Rickaway is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with LPL Financial and has previous experience at Cambridge Investment Research Advisors and Thrivent Financial for Lutherans. Rickaway is involved with Integrated Wealth Management LLC, where he engages in non-variable insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Daniel Rebmann is a financial advisor with Raymond James Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior experience includes roles at UBS Financial Services Inc. and Momentum Independent Network Inc. Outside his advisory work, he serves on the boards of Social Venture Partners and Biblical Leadership for Excellence and hosts the podcast "Philanthropy SA." Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Melinda Adams is a Series 66-licensed financial advisor with MassMutual Investors Services in San Antonio, TX, and has five years of industry experience. She has worked at MassMutual Investors Services since 2020 and at MassMutual Life Insurance Company since 2019. Outside of her advisory role, she owns Exit With Purpose, a financial coaching business that focuses on budgeting, saving, debt management, and helping clients prepare to exit their businesses. MassMutual Investors Services, a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved analytical tools and offers a range of educational programs and event-driven planning services.

Cristy Rivera Romero is an Investment Consultant at Fidelity Investments, where she has been employed since 2025. Prior to this role, she served as a Financial Representative at Fidelity Investments from 2024 to 2025. She began her financial services career as a Relationship Banker at Bank of America from 2023 to 2024. Cristy focuses on partnering with clients to develop tailored financial strategies and plans that provide clarity, direction, and purpose for their financial futures.

Alan Davidson is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 44 years of industry experience. His prior roles include positions at Ameriprise Financial Services, H&R Block Financial Advisors, Sigma Financial Corporation, and Spc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services utilizing model portfolios, third-party subadvisors, and customized strategies.

Kelly Compton is a financial advisor at LPL Financial with 25 years of industry experience. She holds the Series 66 designation and previously managed her own advisory firms, including Kelly Compton Investments, LLC and WCM Wealth Management, LLC. Compton is also a business owner outside of the investment industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services through a large network of advisors, employing both proprietary and third-party investment strategies.

Noah Sas is a financial advisor at Morgan Stanley in San Antonio, TX, holding Series 66 and Series 63 licenses with two years of industry experience. His prior roles include positions at Northwestern Mutual and TechSmith Corporation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates structured discovery and advanced modeling tools, serving clients through both direct and corporate financial planning agreements.

Luke Le Croy is a financial advisor with Charles Schwab, holding a Series 66 designation and seven years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and 2021, respectively. His prior roles include positions at Creative Oklahoma, Texas A&M Department of Recreation, Sky Ranch Camps, and Texas A&M University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment options.

Howard Skillrud is a financial advisor with LPL Financial based in San Antonio, TX, holding a Series 63 designation and bringing 30 years of industry experience. His career includes prior roles at Ameriprise Financial Services from 2005 to 2025. He serves on the boards of Santa Rosa Children’s Hospital and Children’s Hospital of San Antonio. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of financial planning and advisory services to individuals, retirement plans, banks, and institutions. The firm supports its network of advisors with model portfolios, third-party management, and technology tools while overseeing more than $819 billion in discretionary assets.

Clint Harris Jr. is a financial advisor at Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses with 29 years of industry experience. His prior roles include positions at NewEdge Advisors, LPL Financial, and Bank of America. Harris serves as chairman of the board for Friends of LPB and holds leadership roles with several Louisiana public broadcasting nonprofit organizations. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to client needs, utilizing Wells Fargo research and tools, with optional implementation through its brokerage or advisory programs.

James Sanders is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and having 23 years of industry experience. He has worked within various Morgan Stanley entities since 2004, including Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Sanders is a guitar player in a country and western music band based in San Antonio. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Leonard Johnson is a financial advisor at Morgan Stanley in San Antonio,TX, holding Series 63 and Series 66 licenses with 13 years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at JPMorgan Securities LLC from 2015 to 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools to model outcomes but generally does not provide individual security recommendations as part of standalone planning.

Richard Berlanga is a financial advisor at Edward Jones based in San Antonio, TX, holding Series 65 and Series 63 licenses with three years of industry experience. His work history includes roles at USAA Financial Advisors, JP Morgan Chase, and Big Bang Enterprises Inc. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, access to separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Kristen Christensen is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her career includes roles at Ameriprise and Investment Professionals, Inc. In addition to her advisory work, she is involved with Outdoor Lifestyle Strategies and Springs Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a varied client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice using risk profiling and modeling tools, supporting implementation through advisory programs and other providers.

Pelham Staples is a financial advisor with J.P. Morgan Securities based in San Antonio, TX, holding Series 63, Series 65, and Series 66 licenses and bringing 14 years of industry experience. His career includes roles at JPMorgan Chase Bank, Frost Bank, Hightower Advisors, Bank of America, Merrill, and USAA Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research, and it features broader derivatives and commodities capabilities.

James Li is a Financial Consultant at Fidelity Investments, where he has been working since 2025. He has been involved in various roles at Fidelity Investments since 2021, including positions as Workplace Planning Consultant I and II, and Regional Center Financial Representative. Throughout his career, James has focused on creating comprehensive financial plans tailored to clients' unique goals, aiming to provide clarity and direction for those seeking dedicated financial advice. James partners with clients to support them in building, protecting, and distributing their wealth. His approach involves helping clients navigate financial planning with a dedicated team to we work towards their objectives effectively. Outside of his professional responsibilities, James is interested in camping, cars, fitness, outdoor adventures, photography, and traveling.

Matthew Willemin is a financial advisor with Edward Jones in Schertz, TX, holding Series 66 and Series 63 licenses and having two years of industry experience. His prior firms include J.P. Morgan Securities and SageSpring Wealth Partners. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Bruce Byrne is a financial advisor with Edward Jones in Cibolo, Texas, holding a Series 66 designation and two years of industry experience. He has served in the Air Force since 2000 and holds a public office as a member of the City Council in Marion, Texas. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable investors. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.