Ruth Goldberg is a financial advisor at Ameriprise with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Raymond James & Associates and Wells Fargo. Goldberg is based in Chandler, AZ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach supported by algorithmic tools and oversight committees.

Dale Beed is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing since 2022 and has a long tenure at Morgan Stanley, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney dating back to 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

George Otieno is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at Walmart Inc. and Visionary Leadership and Management Consultants. Outside of his advisory role, he is involved as a contractor with Doordash in Tempe, Arizona. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

James Wahl is a Series 66–credentialed financial advisor with Edward Jones in Tempe, Arizona. He has 11 years of experience at Edward Jones and six years in the industry overall. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products through a nationwide network of advisors and branch offices.

Sheryl De Voss is a CFP®-certified financial advisor with 43 years of industry experience, currently with Ameriprise in Gilbert, AZ. Her previous roles include positions at U.S. Bancorp Investments, Wells Fargo Clearing, and Brotherton Investment Consultants. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining proprietary research and third-party data to provide annual, tailored recommendations.

Moayd Warrayat is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 license and six years of industry experience. His prior work includes roles at Morgan Stanley and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brandy Simmons is a financial advisor at Edward Jones in Chandler, AZ, holding Series 63 and Series 66 registrations with 23 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory role, Simmons works as a consumer service associate at Brown Shoe Co. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Dustin Minnick is a Series 66 credentialed financial advisor with 15 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ivan Villela Alvarez is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2017. Prior to his current role, he worked at Benedictine University and The Liquidators Discount Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a focus on fiduciary standards.

Aaron Hyde is a financial advisor with J.P. Morgan Securities in Chandler, AZ, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012 and was previously with Chase Investment Services Corp. from 2006 to 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, incorporates ESG criteria, and offers access to derivatives and commodities capabilities through affiliated entities.

Russell Wright is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and 14 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Matthew Montague is a Financial Advisor with Merrill Lynch Wealth Management, specializing in working with business owners and multi-generational families. He helps clients bring structure and clarity to business and personal wealth planning, 401(k) and retirement plan oversight, decision-making, and family wealth coordination. He serves as a long-term decision partner to help clients make disciplined and defensible financial choices aligned with their priorities. Matthew and his team focus on areas such as college education planning, family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, and retirement income. He collaborates closely with clients to create personalized wealth management plans based on understanding their life priorities. He holds a Bachelor of Science in Finance and a Bachelor of Arts in Financial Planning, both from Arizona State University. Matthew is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved in his community through participation in the Church of Jesus Christ of Latter Day Saints.

Liam Connor is a financial advisor at Edward Jones in Tempe, AZ, holding a Series 66 designation. He joined Edward Jones in 2026 and has prior experience at Loomis Sayles and PanAgora Asset Management. Before entering the financial industry, he held various roles including at the University of Massachusetts Amherst and Connor and Morneau LLP. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Kathryn Josey is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Vanguard Group, Inc. and Bank of America N.A. She also has experience with Youth on their Own and The University of Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lori Greer is a financial advisor at Edward Jones with 19 years of industry experience. She has been with Edward Jones since 2004 and holds the Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates through a large network of advisors and branch offices nationwide.

Jacob Stevens is a financial advisor at Morgan Stanley in Gilbert, AZ, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Morgan Stanley, he worked at Insight and has experience with the Green Valley Fire Department and Arizona Christian University, among other roles. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and tools like Monte Carlo simulations, and it serves clients through both direct and corporate financial planning agreements.

Aaron Fraser is a financial advisor at Morgan Stanley in Gilbert, AZ, with 14 years of industry experience. He holds a Series 66 designation and has worked previously at E*TRADE Securities LLC, Bank of America N.A., and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Michael Perhach is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and 2 years of industry experience. He has been with Merrill since 2011, totaling 15 years at the firm in various roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Harrison Bunim is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley since 2018, including time at Morgan Stanley Private Bank, N.A. Prior to his financial career, he held positions at Young's Bicycle Shop and was involved with the Desert Cats Lacrosse Program and Young Sports Ltd. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery conversations and firm-approved tools, offering a broad array of investment and financial services.

Jason Freiwald is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior roles include positions at Ameriprise Financial Services Inc., FFS Legacy, Inc., and Waddell & Reed, Inc., with additional experience in insurance agencies. He is also president of FFS Legacy Inc., a non-investment-related business. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a retirement-income planning service designed for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendations.