Tiana Ronstadt is a financial advisor at OSAIC with 35 years of industry experience. She previously worked for Fortis Investors, Inc. and Woodbury Financial Services, Inc. for 34 years before joining OSAIC in 2024. Ronstadt is involved in nonprofit activities, serving on the board of trustees for the Kappa Kappa Gamma Foundation and participating as a speaker and advisor with Power Women Investing, offering financial education to nonprofit organizations. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and advisory platforms, providing integrated brokerage, investment advisory services, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Stephen Horvath is a ChFC® credentialed financial advisor with 37 years of industry experience, currently associated with LPL Financial. His prior work includes roles at Cambridge Investment Research Advisors, Inc., SII Investments, Inc., and Commonwealth Financial Network. He is the president and owner of Eruditius Wealth Advisors, Inc., a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, with an emphasis on integrating research-driven and technology-supported investment strategies.

Thomas Palomares II is a CFP® professional with 12 years of experience in the financial services industry. He is currently affiliated with Raymond James Financial and has previously worked at Edward Jones, Axa Advisors, and Wells Fargo. Outside of his advisory role, he serves as a commissioner for City of Tucson employees, participating on a panel that reviews appeals related to employee reprimands, and contributes to the University of Arizona’s Eller College of Management by interviewing prospective students. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs comprehensive analytical tools for non-discretionary planning and supports client implementation through its advisory programs and partnerships.

Wyatt Mc Rae is a Series 66-licensed financial advisor with 17 years of industry experience. He currently works with Raymond James Financial Services, Inc. and previously spent 14 years at Edward Jones. Mc Rae is involved in several business ventures in Tucson, AZ, including serving as a wealth advisor and business owner. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance advisory services.

Aditi Gupta is a financial advisor with Morgan Stanley in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, she spent a year at Citigroup Global Markets, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and market scenario modeling.

Charles Maxim is a CFP®-credentialed financial advisor with 32 years of industry experience, currently affiliated with LPL Financial since 2001. He holds the Series 63 designation and operates out of Tucson, AZ. His other activities include assisting with tax preparation and managing accounting and payroll communications for a family LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of investment and advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Anissa Vasquez is a Series 66-licensed financial advisor with Equitable Advisors, based in Tucson, AZ, and has one year of industry experience. Prior to joining Equitable Advisors, she worked at Ameriprise and has been involved in tutoring K-12 students in math and reading through Sylvan Learning Center. Equitable Advisors serves a wide range of clients including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

Sena Mortensen is a financial advisor with Equitable Advisors in Tucson, AZ, holding a Series 66 designation and having two years of industry experience. Prior to joining Equitable Advisors, she worked at Keller Williams and Nottingham Realty Group, where she also serves as a real estate agent. She is involved as a Marketing Officer with the Indianapolis Chapter of the American Payroll Association. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Victor Bruno is a financial advisor with Morgan Stanley in Tucson, AZ, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Bank of America, and Merrill Lynch. Outside of finance, he participates in a neuromodulatory treatments research study at Duke University focused on pain management in traumatic brain injury. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs and financial planning solutions, managing approximately $2.74 trillion in client assets and utilizing structured planning tools such as Monte Carlo simulations and the insights of a Global Investment Committee.

Clyde Turpin is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 36 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as Treasurer and Finance Committee Member of the Sigma Pi Phi Gamma Alpha Boule Fraternity in Atlanta, managing and overseeing the organization’s finances. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Carol Larson is a financial advisor with LPL Financial in Tucson, AZ, holding the CFP® designation along with Series 63 and Series 65 licenses. She has 42 years of industry experience and has worked at several firms, including U.S. Bancorp Investments and Chase Investment Services. Larson also serves at Hughes Federal Credit Union alongside her role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, utilizing both in-house research and third-party strategies, supported by advanced operational tools.

Burt Derman is a CFP®-credentialed financial advisor with 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Tucson, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Keefe is a financial advisor at Cetera with 25 years of industry experience. He holds Series 65 and Series 66 licenses and has held roles at several firms including FFEC Wealth Partners and First Financial Equity Corporation. Outside of his advisory work, Keefe manages group health insurance contracts through his own business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to a range of portfolio management and financial planning services, supporting over 10,000 advisors and managing over $256 billion in assets.

Stephen Neff is a financial advisor with Raymond James & Associates in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He worked at Merrill for 40 years before joining Raymond James in 2017. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Richard Blythe is a financial professional with 45 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 licenses and has worked at Cetera and its related entities since 2014. Outside of his advisory role, he operates a health insurance sales and services business as a sole proprietor. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, supporting both discretionary and non-discretionary strategies across various program structures.

Aaron Crowley is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at RBC Capital Markets since 2011 and City National Bank since 2017. Outside of his advisory role, Crowley serves as a committee member for the Pima Community College Foundation and as secretary on the board of directors for the Tucson Conquistadores. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm offers tailored strategies through multiple wrap fee advisory programs, leveraging both in-house and third-party investment resources.

Amy Braunz is the Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2022. She draws on her background as an engineer to assist clients in designing and implementing financial plans that align with their goals and values. Amy has previous experience as a Private Wealth Advisor at Goldman Sachs, where she worked from 2012 to 2015. She holds a California Insurance License. Her approach focuses on building trust and dependability through attentive listening and disciplined execution of financial strategies.

Napoleon King is a Series 66 licensed financial advisor with one year of industry experience. He currently works at Thrivent Investment Management in Tucson, AZ, and has previously held roles at MML Investors Services, MassMutual Life Insurance Co, and Lenox Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial analyses and planning without discretionary trading authority.

Fernando Arreola Tapia is a financial advisor at Morgan Stanley in Tucson, AZ, holding a Series 66 credential with nine years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016, including Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Michael Carley is a financial advisor at LPL Financial with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with LPL Financial since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and oversight of more than $819 billion in discretionary assets.