Kevin Miller is a Financial Advisor at Merrill Lynch Wealth Management, serving clients in the Albuquerque area in New Mexico. He has over a decade of experience in the financial services industry and holds the Personal Investment Advisor (PIA) designation. Kevin's professional background includes various positions where he has developed expertise in wealth management and financial planning. Kevin specializes in several areas including college education planning, family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, special needs planning strategies, women and wealth, and retirement income. He emphasizes a financial planning process that evaluates clients' current financial status and future trajectory to identify gaps and opportunities. Kevin aims to build strong client relationships based on trust, discipline, and clear, evidence-supported plans. He holds bachelor's degrees in Music Composition and Theory from the University of New Mexico. Kevin speaks English and German. Outside of work, he enjoys baseball, billiards, camping, ice hockey, music, rock climbing, spending time with his family, swimming, traveling, and watching movies.

Gaetano Stanzione is a financial advisor at Merrill based in Albuquerque, NM, holding a Series 66 designation with three years of industry experience. He has previously worked at Bank of America and Bank of America N.A. since 2015. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Julia Cohen is a financial advisor at Morgan Stanley with 37 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Cohen holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm‑approved tools and modeling techniques.

Phillip Prevender II is a CFP® professional with 33 years of experience in the financial industry, currently serving at Raymond James Financial since 2007. He holds additional securities licenses (Series 63 and Series 65) and has been involved in nonprofit finance committees, including board membership at Central New Mexico Community College Foundation and Ronald McDonald House Charities of New Mexico. Outside of his advisory role, he owns and leads Prevender Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm employs tailored, non-discretionary consulting that incorporates risk profiling and advanced modeling tools, supporting a broad range of client needs through its extensive advisor network and specialized programs.

John Hagemeyer is a financial advisor at Cetera with 32 years of industry experience. He has held roles at Avantax Advisory Services and Avantax Investment Services, and he manages his own accounting and tax consulting firm, John L Hagemeyer LLC. He also serves as a director of the Osuna Property Owners Association, a local nonprofit managing business condominium maintenance. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a broad array of portfolio management and financial planning services through a multi-manager platform supported by a nationwide network of over 10,000 advisors.

Brandon Kling is a financial advisor with Wells Fargo Clearing in Albuquerque, NM, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he serves as a soccer referee in Albuquerque. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable emphasis on including insurance-related products and bank deposit sweep options within its investment offerings.

Clovis Martin is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, Martin is involved in residential real estate investment and rehabilitation through his ownership of Real Redhead, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outcome simulations.

Edwin Lamberty III is a financial advisor at Raymond James & Associates with 17 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Raymond James in 2020, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2020. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Scott Schroeder is a financial advisor with RBC Capital Markets in Albuquerque, NM, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Prior to joining RBC in 2020, he worked at MIAI, Inc. and Maplewood Investment Advisors, Inc. from 2016 to 2020, and at Goodwin Securities, Inc. from 2014 to 2016. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, leveraging both in-house and third-party investment managers and incorporating various features such as tax management and responsible investing options.

Terry Abeyta is a financial advisor with Primerica Advisors in Albuquerque, NM, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2013 and previously worked for the U.S. Postal Service for 34 years. Outside of his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a curated selection of third-party asset managers and a tiered wrap fee structure.

Nathanael Pacheco is a CFP® professional with 11 years of experience at Mass Mutual Investors Services and MassMutual Life Insurance Co. He has been engaged in full-time education for over two decades. In addition to his advisory role, he works as an insurance agent specializing in life, health, and fixed annuity insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, employing firm-approved tools such as Monte Carlo simulations to develop tailored recommendations.

Ian Eshelman is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients and their families to understand their financial goals and priorities, aiming to improve their financial lives through a high standard of service and quality work. Ian values ongoing learning and strives to enhance all aspects of his professional practice. He holds a Bachelor's Degree and a Master of Business Administration (MBA) from the University of New Mexico. His professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Ian grew up in Albuquerque, New Mexico, and has personal interests in cooking, football, golfing, pickleball, reading, spending time with family, traveling, and watching movies.

Consuelo Meza is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and bringing nine years of industry experience. She previously worked at RBC Wealth Management for seven years prior to joining Morgan Stanley in 2023. Outside of her advisory role, she serves on the Finance Council of the Shrine of St. Bernadette, assisting with parish budgeting and financial oversight. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and wealth management services, managing approximately $2.74 trillion in client assets.

Larisa Holiday is a financial advisor at LPL Financial with eight years of industry experience. She holds a Series 66 designation and has worked at several firms including Valic Financial Advisors and Commonwealth Financial Network. Outside of her advisory role, she owns HOLIDAY FINANCIALS LLC and is involved in non-variable insurance sales as well as tax preparation and accounting services through affiliations with AARP and Legacy Tax Partners Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with advice delivered by a large network of investment adviser representatives.

Melissa Dean is a Series 66-registered advisor with LPL Financial in Albuquerque, NM, with a combined 13 years of experience at Legacy Financial Group and Voya Financial Advisors alongside her current role since 2022. She has worked in the financial advisory industry since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, including access to third-party asset management and institutional platforms, supported by technology tools for operational and research purposes.

Jordan Barela is a financial advisor with Primerica Advisors in Albuquerque, NM, holding a Series 66 designation and two years of industry experience. Prior to joining Primerica Advisors, he worked at firms including Raymond James Financial Advisors and Hightower Advisors. Outside of finance, he serves as president of Round Shade Records LLC, a music-related business based in Santa Fe, NM. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients, operating primarily as a wrap-fee solution.

Jeffrey Bard is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He specializes in individual equity investing and wealth management planning, focusing on helping clients achieve their financial goals through informed decision-making and leveraging Merrill Lynch's extensive resources. Jeff joined Merrill Lynch Wealth Management in 2014, bringing a decade of consumer banking experience and three years in human resources management. His role emphasizes business and relationship management, where he maintains and grows the business model while expanding client relationships. Jeffrey's expertise includes education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's degree in Economics from the University of New Mexico and has earned the Chartered Financial Consultant (ChFC) designation, as well as Personal Investment Advisor (PIA) credentials. Jeffrey is also involved in professional organizations such as the Albuquerque Community Foundation Social Giving Club, the FBI Citizens Academy (Class of 2017), and serves as a Popejoy Hall Board Member.

Andrew Furste is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab for 14 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Joshua Richards is a Series 66-licensed financial advisor with Thrivent Investment Management in Albuquerque, NM, and has four years of industry experience. Before joining Thrivent in 2021, he held roles in hospitality, education, and real estate. Outside of finance, Richards has experience in kitchen and bakery certification and remodeling services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without implementing those recommendations. The firm combines holistic, goal-based analyses with managed-account options, maintaining planning and portfolio management as separate services.

Jaime Cervantes is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. He has been in the industry since 2023, with prior experience at Wells Fargo Bank, nA and Sei. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.