Monica House is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. House serves as a board member of Soroptimist International of Sierra Reno, a nonprofit focused on community service for children and youth. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Leah Schug is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services directly and through Corporate Financial Planning agreements.

Christopher Knight is a Financial Consultant currently working with Fidelity Investments since 2020. He has held various roles in the financial services industry, including Vice President and Financial Consultant at Charles Schwab from 2018 to 2020, and Associate Financial Consultant at Charles Schwab from 2017 to 2018. Prior to that, he served as a Financial Representative at Fidelity Investments from 2015 to 2017. His professional experience encompasses a range of financial consulting roles, reflecting a commitment to helping clients pursue their financial goals. Christopher holds a California Insurance License, supporting his ability to provide comprehensive financial advice. Outside of his professional work, Christopher has personal interests in fitness and music, specifically as an instrumentalist.

Chris Osborne is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm’s financial planning approach includes structured discovery conversations and firm-approved tools, supporting tailored plans without individual security recommendations as part of standalone services.

Maricela Hyatt is a financial advisor with Wells Fargo Clearing in Reno, NV, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank, U.S. Bancorp Investments, and self-employment. She serves as vice president of special events and advisory board member for the University of Nevada Reno College of Business Alumni Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Christopher Scaduto is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. Scaduto has ownership history in event services through Showdown Entertainment LLC and Vindeer LLC, though both businesses are primarily inactive. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research and algorithmic tools to provide written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Roman Satroplus is a CFP® and holds a Series 66 license with three years of experience in the financial industry. He currently works at LPL Enterprise LLC and previously held roles at Bank of America, Merrill, and Levin Group. His background also includes work in various other sectors such as ridesharing companies and education. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients by providing financial planning, consulting, and access to model portfolios, third-party asset management programs, and brokerage and insurance products through an integrated platform.

Tayler Kottinger is a CFP® with four years of industry experience, currently serving as a financial advisor at Raymond James Financial in Reno, NV. Prior to this role, Tayler has been involved with Nevada Family Wealth and has held positions outside the financial sector, including roles at Orange Theory Fitness and Jostella Coffee Co. Tayler is also part owner and financial planner at Crest View Wealth Group and serves as CEO of TCK Drive, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary advisory services supported by extensive research, asset-allocation analysis, and a broad affiliate network.

Pablo Gutierrez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he works as a driver for Uber and Lyft on a limited basis. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Terrel Scott is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Mr. Scott operates a personal farming business and serves as an officer and board member of the Humbolt Hunt Club, a recreational organization in Nevada. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs and financial planning services to individuals and institutions. The firm employs structured planning processes supported by proprietary tools and serves clients through both direct and corporate financial planning agreements.

Crystal Retterath is a financial advisor with RBC Capital Markets in Reno, NV, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

David Iubelt is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior experience includes roles at City National Bank and Bank of America/Merrill. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management with multiple investment management resources and tailored strategies based on client risk profiles.

Marie Olsen is a Series 66-licensed financial advisor at Merrill with 19 years of experience at the firm. She is based in Reno, NV. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Daniel Peters is a financial advisor with Ameriprise in Reno, NV, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for nine years before joining Ameriprise Financial Services Inc and then Ameriprise. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Carol Nussbaumer is a financial advisor at LPL Financial with 15 years of industry experience. She holds a Series 66 designation and has worked with firms including Marc Fresia and Planet Financial Advisory Group LLC. She has been involved with community organizations such as the Literacy Volunteers for Children and the Carson Baseball Boosters Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by extensive research and model portfolios.

Kenneth Phelps is a financial advisor with Merrill in Reno, NV, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Bank of America, Wells Fargo, and several other financial and construction firms. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Christopher Paganelli is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for eight years and UBS Financial Services for four years. Outside of his advisory role, he is involved in a real estate rental business on a limited basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios, research, and technology to support diversified investment strategies.

Deborah Marcom is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Jeffrey Santos is a financial advisor with Ameriprise in Reno, NV, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Bank of America and Merrill. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a dedicated team to deliver personalized, non-discretionary retirement income advice.

Donald Bernard Jr. is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Stifel Nicolaus & Co Inc since 2010. Bernard serves as a trustee for the Estelle J. Kelsey Foundation, a self-funded charity supporting Northern Nevada organizations, and is a board member of Renown Health. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, while clients retain discretion over implementation.