Monica House is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. House serves as a board member of Soroptimist International of Sierra Reno, a nonprofit focused on community service for children and youth. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Leah Schug is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services directly and through Corporate Financial Planning agreements.

Christopher Knight is a Financial Consultant currently working with Fidelity Investments since 2020. He has held various roles in the financial services industry, including Vice President and Financial Consultant at Charles Schwab from 2018 to 2020, and Associate Financial Consultant at Charles Schwab from 2017 to 2018. Prior to that, he served as a Financial Representative at Fidelity Investments from 2015 to 2017. His professional experience encompasses a range of financial consulting roles, reflecting a commitment to helping clients pursue their financial goals. Christopher holds a California Insurance License, supporting his ability to provide comprehensive financial advice. Outside of his professional work, Christopher has personal interests in fitness and music, specifically as an instrumentalist.

Chris Osborne is a financial advisor at Morgan Stanley with 51 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Maricela Hyatt is a financial advisor with Wells Fargo Clearing in Reno, NV, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank, U.S. Bancorp Investments, and self-employment. She serves as vice president of special events and advisory board member for the University of Nevada Reno College of Business Alumni Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Christopher Scaduto is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. Scaduto has ownership history in event services through Showdown Entertainment LLC and Vindeer LLC, though both businesses are primarily inactive. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research and algorithmic tools to provide written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Roman Satroplus is a CFP® professional with four years of industry experience, currently serving at LPL Enterprise LLC. His prior experience includes roles at Bank of America, Merrill, Levin Group, and the University of Nevada Reno. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, alongside offering financial planning and access to third-party asset managers.

Tayler Clutts is a CFP® professional with four years of industry experience, currently affiliated with Raymond James Financial. Prior to joining Raymond James, Tayler worked at Nevada Family Wealth and has been involved with multiple entrepreneurial ventures, including ownership roles at Crest View Wealth Group and TCK Drive, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting for individual, high-net-worth, corporate, and institutional clients. The firm emphasizes tailored, non-discretionary strategies using analytical tools and supports a broad advisor network with specialized services including municipal and SIMPLE IRA consulting.

Terrel Scott is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Mr. Scott operates a personal farming business and serves as an officer and board member of the Humbolt Hunt Club, a recreational organization in Nevada. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs and financial planning services to individuals and institutions. The firm employs structured planning processes supported by proprietary tools and serves clients through both direct and corporate financial planning agreements.

Crystal Retterath is a financial advisor with RBC Capital Markets in Reno, NV, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

David Iubelt is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior experience includes roles at City National Bank and Bank of America/Merrill. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management with multiple investment management resources and tailored strategies based on client risk profiles.

Joel Muller is a financial advisor with Edward Jones in Reno, NV, holding the ChFC® and Series 66 designations and bringing nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Renown Health for eleven years. He is co-trustee of the Muller Family Trust. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Christopher Ferre is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and possessing 17 years of industry experience. He has worked at Wells Fargo in various capacities since 2008, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers both brokerage and advisory solutions.

Marie Olsen is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has been with Merrill since 2007, working at the firm for 19 years in various capacities. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Peters is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 45 years of industry experience. He has worked at Ameriprise since 2019 and previously spent nine years at Stifel Nicolaus & Co. Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kenneth Phelps is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at several firms including Bank of America and Wells Fargo. His background also includes roles outside of finance, such as positions in construction firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Paganelli is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Stifel Nicolaus & Co Inc, UBS Financial Services, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Deborah Marcom is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Jeffrey Santos is a financial advisor with Ameriprise in Reno, NV, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Bank of America and Merrill. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a dedicated team to deliver personalized, non-discretionary retirement income advice.

Donald Bernard Jr. is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Stifel Nicolaus & Co Inc since 2010. Bernard serves as a trustee for the Estelle J. Kelsey Foundation, a self-funded charity supporting Northern Nevada organizations, and is a board member of Renown Health. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, while clients retain discretion over implementation.