Andrew Mangel is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He previously worked at Northwestern Mutual in investment services and life insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Kurt Spackman is a CFP®-designated financial advisor with 13 years of industry experience, currently affiliated with LPL Financial since 2019. His prior roles include positions at Securities America Advisors, Securities America, Inc., Capital Resource Management, Inc., and National Planning Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Kiley Grunstad is a financial advisor at Edward Jones with 19 years of industry experience. She has held her current position at Edward Jones since 2006. Outside of her advisory role, she is involved in the pyrotechnics business as president of KG Pyro LLC and works as a pyrotechnician, scripting fireworks displays. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Christopher Lambert is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His previous roles include positions at LPL Financial, AW Securities, and TD Ameritrade Institutional. Outside of finance, he serves as a board member for the American Youth Soccer Organization Region 116, overseeing communications and logistics for the Girls Under 7 Division. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through both advisory and brokerage services. The firm offers access to model portfolios, third-party asset management, and a variety of financial products within an integrated platform that combines investment advice with related services such as insurance and lending.

Mario Quintero is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. since 2014 and at J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations to deliver comprehensive advisory and brokerage services.

Dennis Brewster is a financial advisor with OSAIC in San Diego, CA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked at OSAIC since 2023 and has been with Sagepoint Financial, Inc. since 2009. Brewster is also a co-trustee for his parents' irrevocable trust. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm offers a wide range of investment advisory and brokerage services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Janice Ebbert is a financial advisor with Ameriprise in El Cajon, CA, holding a Series 66 designation and 27 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1998. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a structured process supported by algorithmic tools and oversight committees.

Valentine Roberts is a financial advisor with J.P. Morgan Securities in El Cajon, CA. He holds Series 63 and Series 65 licenses and has eight years of industry experience, including roles at Wells Fargo Clearing Services and Wells Fargo Bank NA. Prior to his financial services career, he worked at PDC Healthcare/Brady Worldwide Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Diana Canales is a financial advisor at Edward Jones with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Bank NA and JP Morgan Securities LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Shultz is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Rebecca Kamiura is a financial advisor at Fidelity with five years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. She holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, and has registered roles with the CFTC and multiple fund advisory responsibilities.

Anthony Ricci is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 11 years before joining LPL Financial in 2019. Ricci is also licensed as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Clare Truong is a financial advisor with Thrivent Investment Management based in San Diego, CA. She holds a Series 66 designation and has 12 years of industry experience. Clare has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping the services separate.

Michael Rundlett is a CFP® professional with 34 years of experience in the financial services industry. He has been with LPL Financial in El Cajon, CA for 33 years and holds the Series 63 designation. Outside of his advisory role, he is involved in small business consulting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, supported by both discretionary and non-discretionary management and access to various model portfolios and research.

Daniel Guadarrama is a financial advisor with Charles Schwab, holding a Series 66 designation and 16 years of industry experience. He previously worked at TD Ameritrade for 12 years before joining Charles Schwab. Outside of his advisory role, he is involved in managing a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management with centralized custody and operational support.

Haein Choi is an Investment Consultant at Fidelity Investments, a role held since 2026. In this position, Haein partners with clients to understand their financial goals and develops customized financial plans tailored to their unique needs. Prior to this, Haein worked as a Financial Advisor at LA Pension Planners from 2025 to 2026. Haein holds a California Insurance License, supporting their work in the financial services industry. Outside of professional responsibilities, Haein has personal interests that include baseball, camping, fitness, foodie activities, golf, and hiking.

Ryan Kinney is a financial advisor with Edward Jones in Chula Vista, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee accounts, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Jackson is a financial advisor at Edward Jones in El Cajon, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he was self-employed at Jackson Consulting, Inc. and worked at Marsh & McLennan Agency for 12 years. Outside of his advisory role, he serves as the Head Women’s Golf Coach at Patrick Henry High School. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory and investment services, supported by a nationwide network of over 23,000 financial advisors and $1 trillion in assets under management.

Nam Le is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 licenses and nine years of industry experience. He has been with J.P. Morgan Securities LLC since 2017 and has worked at JPMC Bank NA (Southwest) since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s process combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Edgard Martinez is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at Convoy Home Loans, Global Equity Finance, Academy Mortgage, and Gold Star Mortgage Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.