Tyler Trahan is a financial advisor at Cooper McManus in Irvine, CA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Wells Fargo and Cambridge Investment Research, Inc., as well as experience outside finance at Sweetwaters Coffee and Tea and Parsons Child and Family Center. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans by providing financial planning, discretionary portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment process covering a wide array of instruments and utilizes model asset-allocation portfolios through sub-advisors and co-advisory platforms.

Jevon Thomas is a financial advisor with World Equity Group, Inc. in Irvine, CA, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with World Equity Group since 2017 and also owns Jevon Thomas Retirement Plan Consultants, where he provides consulting services for employer-sponsored retirement plans. Additionally, he owns Omega 9, a business that facilitates introductions among clients, construction engineers, and vendors. World Equity Group, Inc. offers fee-based investment advisory and financial planning services to a diverse clientele, including individuals, high-net-worth clients, and various institutional entities. The firm utilizes a risk-tolerance questionnaire to guide asset allocation and employs discretionary third-party money managers as part of its managed portfolio programs.

Letitia Berbaum is a financial advisor with RFG Advisory, LLC, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at Axxcess Wealth Management, Tessera Capital Partners, Gramercy Securities, Optivest, and LPL Financial. She is the CEO and founder of L&B Capital Group LLC and Blue Sands Wealth Management LLC. RFG Advisory provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, institutional clients, and government entities. The firm primarily offers discretionary portfolio management leveraging model strategies, third-party platforms, and serves as sub-adviser to ETFs, with capabilities in insurance product sales and access to alternative investments.

Randy Salaki is a financial advisor at Cooper McManus with 23 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities from 2012 to 2024 before joining Cooper McManus and Cambridge Investment Research, Inc. in 2024. He is also president of Wave Crest Wealth. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans by providing financial planning, discretionary portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment process using a broad range of instruments and implements customized asset-allocation portfolios through sub-advisors and co-advisory platforms.

Alexia Candelaria is a CFP® and Series 66-licensed financial advisor with 13 years of industry experience. She has worked at Brighton Jones LLC since 2017 and previously held a position at Northwestern Mutual Investment Management from 2013 to 2017. Based in Newport Beach, CA, she is part of a multi-team firm. Brighton Jones LLC provides wealth-management and financial planning services to individual, high-net-worth, and family-office clients through multiple operating brands. The firm employs a whole-balance-sheet approach and offers discretionary portfolio management, financial planning, tax preparation, real-estate consulting, and family office administrative support.

Nathan Lefton is a financial consultant at Wedbush Securities Inc. with a Series 66 license and four years of industry experience. Prior to joining Wedbush in 2022, he held positions at the University of California, Santa Barbara, Churned Creamery, Blaze Pizza, and Northwood High School. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a broad range of wealth management, fixed income, commodities, and capital markets solutions tailored to client objectives and risk tolerances.

As both a CPA and CFP professional, I believe financial decisions shouldn't happen in separate conversations. As financial lives become more complex, the impact of taxes, investments, retirement planning, and major life decisions becomes increasingly interconnected. A coordinated strategy can make a meaningful difference over time. Based in Newport Beach, California, I work with individuals and families navigating increasingly complex financial lives. Whether you're building wealth, managing equity compensation, approaching retirement, running a business, planning for a major purchase, or experiencing another significant life transition, I help bring all the moving pieces together into one thoughtful financial strategy. My approach combines tax planning, financial planning, and investment management because each decision affects the others. Looking at only one piece of your financial life can lead to missed opportunities or unintended tax consequences. By coordinating these areas, my goal is to help clients make more informed decisions, reduce unnecessary taxes where possible, and build long-term financial confidence. As a fee-only advisor, I don't receive commissions or sell financial products. My recommendations are objective and designed around your goals, your values, and what makes the most sense for your unique situation. Before founding KCL Wealth Management, I advised high-net-worth individuals and families on tax planning at PwC. Today, I bring that experience into a more personal, collaborative relationship where clients understand not only what we're recommending, but why. My goal is for every client to leave meetings feeling more organized, more confident, and empowered to make smart financial decisions for years to come.

Jason Luhan is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 65 and Series 66 licenses and 17 years of industry experience. He has worked at multiple firms over his career, including The Pacific Financial Group and EQIS Capital Management, Inc. In addition to advising, he operates a legal practice as a sole proprietor providing general legal services. Capital Investment Advisory Services offers portfolio management and supervisory services to individuals, corporations, retirement plans, trusts, and charitable institutions. The firm provides customized investment programs using fundamental, technical, and charting analysis across a variety of asset classes, primarily managing assets on a discretionary basis.

Leroy Born is a financial advisor at International Assets Investment Management, LLC with 25 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and U.S. Bancorp Investments, Inc. Born also operates Born Capital Partners, a private label entity focused on fee-based financial management. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent representatives. The firm emphasizes customized, long-term portfolio construction using a variety of investment vehicles and offers discretionary and non-discretionary portfolio management alongside financial planning and third-party manager referrals.

Willy Tan is a financial advisor at TCFG Investment Advisors, LLC with 26 years of industry experience. He holds the Series 66 designation and has worked at several firms including Western International Securities, Inc. and Wells Fargo Investments, LLC. Tan has been with TCFG since 2018. TCFG Investment Advisors, LLC is an SEC-registered advisory firm managing approximately $639 million in client assets and serving individuals, profit-sharing plans, charities, and businesses. The firm employs various investment strategies and offers portfolio management, financial planning, consulting, and access to third-party money managers.

Kristofer Reddaway is a financial advisor at Citizens Private Wealth with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and BNY Mellon. Citizens Private Wealth, LLC is a multi-team registered investment adviser serving high-net-worth individuals and families, as well as institutional clients such as pension plans, trusts, and charitable organizations. The firm employs a long-term, open-architecture investment approach with predominantly discretionary portfolio management and offers additional services including tax and estate structuring and business consulting for multigenerational family and closely held business matters.

George Park III is a Series 66–registered financial advisor with Cooper McManus in Irvine, CA, bringing nine years of industry experience. His work history includes roles at Cambridge Investment Research, Securities America, and employee optional insurance companies. In addition to his advisory role, he operates Park Family Insurance as an independent insurance agent. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans by providing financial planning, discretionary portfolio management, and access to various investment programs. The firm employs a fundamentally driven investment process utilizing a broad range of securities and collaborates with sub-advisors to customize client portfolios.

Gale Rose Bergado is a financial advisor at Cooper McManus with nine years of industry experience. She holds a Series 66 designation and has worked at firms including Cambridge Investment Research, Evergreen Wealth Advisory Group, and Avantax. Bergado is also engaged in tax and accounting services through her role at ONeill & Bergado, Inc. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans, offering financial planning, discretionary portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment process using a broad range of instruments and incorporates model asset-allocation portfolios through sub-advisors and co-advisory platforms.

Owen Strader is a financial advisor at Cooper McManus in Irvine, CA, holding a Series 66 designation with one year of industry experience. Prior to this role, he has worked at Cambridge Investment Research, Inc. and has experience in education and various other fields. Cooper McManus serves individuals, trusts, corporations, and retirement plans by providing financial planning, discretionary portfolio management, and access to multiple investment platforms. The firm employs a fundamentally driven investment process using a wide range of securities and collaborates with sub-advisors and co-advisory platforms to customize client portfolios.

Caeleb Trace is a financial advisor at Verity Asset Management with two years of industry experience. He holds a Series 65 designation and has worked as an insurance agent with Teacher's Pension and Insurance Services since 2019. Verity Asset Management is a multi-team SEC-registered advisory firm managing approximately $1.15 billion across a 55-advisor roster, serving individuals, retirement plans, institutional clients, and other advisers through model-based portfolio management and sub-advisory services.

Jeffrey Smits is a financial advisor at Wedbush Securities Inc. with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones, Stifel, and Morgan Stanley. Wedbush Securities provides investment advisory and broker-dealer services to a diverse client base including individuals, high-net-worth clients, and institutions, offering a range of wealth management, fixed income, commodities, and capital markets services.

Rafael Garcia is a financial advisor at Calton & Associates, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Calton & Associates since 2019, following prior roles at Capital Financial Services, Inc., Amerus, and Diversified Financial Management Group. In addition to his advisory work, Garcia is involved in tax preparation and consulting through his separate business, Garcia & Associates. Calton & Associates is a registered investment adviser and broker-dealer serving individuals, high-net-worth clients, retirement plans, trusts, estates, and business entities. The firm offers fee-based portfolio management, financial planning, and access to third-party money managers, using a variety of analytical approaches and investment strategies.

John Cadwell is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Independent Financial Group since 2010 and also serves as the appointed administrator of the Estate of Paul E. Troutner. Cadwell provides financial consulting services to estate executors, including document preparation and asset management. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm employs both firm- and third-party models for portfolio management, combining strategic asset allocation with active and passive exposures tailored to client risk profiles.

Jeffrey Davis is a financial advisor at Hightower Advisors with 42 years of industry experience. He holds the Series 63 designation and has worked at firms including Raymond James & Associates, UBS Financial Services, Wedbush Securities, Wells Fargo Clearing, and A. G. Edwards & Sons. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, using a multi-manager approach that incorporates affiliated and third-party managers along with proprietary research. The firm offers portfolio management, financial planning, retirement plan consulting, and access to pooled vehicles and private funds.

Charles Ramos is a CFP® with 24 years of industry experience, currently serving at Beacon Pointe Advisors, LLC since 2023. Prior to this, he spent 21 years at Private Capital Management Inc. In addition to his advisory role, Ramos is an insurance agent with Beacon Pointe Insurance Services, LLC, focusing on life, health, and accident insurance products. Beacon Pointe Advisors, LLC offers wealth advisory, financial planning, and outsourced chief investment officer services to individual, corporate, and institutional clients. The firm utilizes a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, and it acts as general partner for proprietary private funds while providing extensive reporting and analytics.