Nathaniel Garcia is a financial advisor with Fidelity in San Jose, CA, holding Series 63 and Series 66 licenses. He has two years of industry experience and has worked at Fidelity Investments since 2023, with prior roles at Regions Bank and Fidelity National Financial Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios using a systematic approach across various asset classes.

Sonal Tiwari is a Planning Consultant at Fidelity Investments, a position she has held since 2026. In this role, she focuses on assisting clients with comprehensive planning by understanding their unique situations and goals. Prior to this, she served as a Relationship Manager at Fidelity Investments from 2025 to 2026, a Client Service Associate at UBS from 2024 to 2025, and a Wealth Management Client Associate at Merrill Lynch from 2022 to 2023. She also held the position of Multi Unit Team Leader at H&R Block in 2020. Sonal holds a California Insurance License, which supports her expertise in providing financial planning and insurance solutions. Outside of her professional work, she enjoys cooking and baking, spending time with her family, listening to music, reading, and traveling.

Roderick Fox is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. His career includes multiple roles within Wells Fargo entities since 2010 and a brief tenure at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Amy Mallo is a financial advisor at Merrill in San Jose, CA, holding a Series 66 designation and with 25 years of experience at the firm. She serves as a co-trustee in a fiduciary role for a trust involving herself and her spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Dylan Crist is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked since 2014 as part of the RHR Group. He specializes in Goals Based Wealth Management, focusing on helping a select group of individuals manage their financial lives through personalized strategies. His client focus areas include college education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, special needs planning strategies, tax minimization, and retirement income. Dylan holds a Bachelor's Degree from Menlo College, where he attended on a soccer scholarship. He also holds the designation of Personal Investment Advisor (PIA). A Bay Area native, Dylan maintains an active lifestyle and enjoys professional sports, boating, fishing, golfing, hiking, running, soccer, surfing, and spending time with his family. He also participates in community volunteer activities in line with Merrill’s tradition of community involvement.

Syed Rizvi is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Eugene Mendoza is a Series 66-licensed financial advisor with seven years of industry experience, currently with J.P. Morgan Securities in San Jose, CA. His prior experience includes roles at Wells Fargo Bank, Citigroup, Merrill, and Bank of America. Outside of his advisory work, he owns and manages a rental property in Sacramento, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm operates with a non-discretionary approach, combining institutional advisory services with broker-dealer and investment adviser registrations.

Kevin Ma is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans by leveraging Fidelity's holistic strategies and offerings. He focuses on understanding clients' short and long term goals to provide personalized financial guidance. Prior to joining Fidelity Investments in 2024, Kevin worked as a Financial Solutions Advisor at Merrill Lynch from 2021 to 2024. He holds a California Insurance License, supporting his capacity to advise clients on insurance-related financial matters. Outside of his professional role, Kevin has interests in cooking, baking, and running.

Geetanjali Joshi is a Financial Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she worked as an Investment Consultant at Fidelity Investments from 2024 to 2025. She has accumulated over 19 years of experience in financial and wealth planning, including roles as a Registered Wealth Management Client Associate at Merrill Lynch Wealth Management from 2022 to 2024 and as a Wealth Advisor at Auric from 2005 to 2017. Early in her career, she was an Officer at Alpic Finance Ltd between 1995 and 1999. Geetanjali is licensed in insurance in California. Throughout her career, she has emphasized providing sound and trustworthy guidance to her clients, leveraging the resources of her firm to support their financial journeys. Outside of her professional work, Geetanjali is interested in art, family activities, social events with friends, traveling, volunteering, and yoga.

Amir Ghassemzadeh is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo and JPMorgan Securities during his career. Outside of advising, he manages rental properties in the San Francisco Bay Area. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Harpreet Dehar is a financial advisor at J.P. Morgan Securities with a Series 66 designation and experience spanning several roles at major financial institutions since 2014, including Wells Fargo Bank, First Republic Bank, and JPMorgan Chase Bank. Based in Palo Alto, CA, Dehar began with J.P. Morgan Securities in 2025. He is also employed by JPMorgan Bank, where he can offer bank products such as deposit and credit services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm focuses on non-discretionary advisory services delivered by a select group of Wealth Advisors.

Chandra Foster is a financial advisor with Charles Schwab in Los Altos, CA, holding Series 63 and Series 66 credentials and 12 years of industry experience. Foster has been with Charles Schwab and Charles Schwab Bank SSB since 2015. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jeremy Belnas is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and proprietary planning tools.

Michael Nguyen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. for a combined total of over 18 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kristopher Suhr is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Financial Solutions Advisor, he works closely with individuals and families to understand their unique financial needs and provide guidance on investment strategies, retirement planning, and wealth management. Kristopher enjoys getting to know clients personally to develop tailored strategies that align with their financial goals. He offers assistance ranging from general investing to planning for retirement and preparing for unexpected events. His approach emphasizes ongoing advice and guidance to adapt to changing client needs. He holds a Bachelor's Degree from the University of Nevada - Reno and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Kristopher's personal interests include basketball, biking, boating, camping, and scuba diving.

Jack Chen is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior work includes roles at East West Bank and Charles Schwab Bank. He also spent several years in full-time education before entering the financial services field. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence within an integrated, large-scale operational structure.

Kenneth Seale is a financial advisor with Merrill in Palo Alto, CA, holding Series 63 and Series 65 designations and 30 years of industry experience. He has been with Merrill Lynch since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jin Shin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His career includes roles at J.P. Morgan Chase Bank and Arthur J. Gallagher & Co. Risk Placement Services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Mia Li is a Planning Consultant at Fidelity Investments, a position she has held since 2024. In this role, she focuses on helping clients strive for their financial goals through a client-centered approach. Prior to her current role, Mia worked as a Relationship Manager at Fidelity Investments from 2022 to 2024. She also has experience as a Financial Solutions Advisor and Banker at Bank of America between 2020 and 2022. Mia holds a California Insurance License. Outside of her professional career, Mia enjoys activities such as badminton, visiting museums, painting, snowboarding, and traveling.

Mark Maizel is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Morgan Stanley and its Private Bank since 2016 and briefly with AFS Securities LLC. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, emphasizing structured financial planning and a variety of investment solutions, managing approximately $2.74 trillion in client assets.