Eric Lau is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 licenses. He has 14 years of industry experience and has previously worked at firms including LPL Financial, BMO Bank NA, Prudential, and Hornor Townsend & Kent. Outside of his advisory role, he serves on the boards of the Chinese Realtor Association of America, Asian Health Services, and the SF BARE Lions Club, focusing on community advocacy and volunteer initiatives. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm utilizes multiple risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving clients through both discretionary and client-directed portfolio programs.

Damon Yee is a financial advisor with Centaurus Financial, Inc. in San Jose, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Prior to joining Centaurus in 2018, he worked at AAA Mountain West Group for five years. Outside of his advisory role, he is involved in property and casualty insurance sales and serves as CEO and president of True North Financial and Insurance Services, Inc. Centaurus Financial, Inc. serves a broad client base including individuals, families, businesses, and institutions, offering financial planning, portfolio management, and retirement consulting. The firm employs a mix of fundamental and technical analysis and provides both discretionary and non-discretionary management through platforms such as CLASSIC Plus and FlexUMA.

Dan Wang is a financial advisor at Transamerica Financial Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at several firms, including Dream Builder Financial and Silicon Valley Enterprise, where he serves as treasurer. Wang is also involved in insurance product sales affiliated with his primary firm. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers advisory and broker-dealer services with proprietary and third-party model portfolios, providing discretionary and non-discretionary investment options.

Xuan Nguyen is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with multiple firms over his career, including World Financial Group Insurance Agency and WSB Partners, Inc., and is involved in several business ventures such as Nguyen Dynasty, Inc. and X-PRESS, where he provides writing and consulting services. Transamerica Financial Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with proprietary and third-party model portfolios, providing a range of discretionary and non-discretionary investment programs.

Meng Eeo is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also owns Dream Builder Financial Service Website, a co-branding marketing platform for World Financial Group products. Meng is a managing partner at Penney Enterprise LLC. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party manager approach, supported by multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Shawn Sandoval is a CFP® with 28 years of experience in the financial services industry. He is currently an Investment Advisor Representative at Mariner and also serves as a registered representative at Msec, LLC. His prior experience includes roles at Commonwealth Financial Network, Integrated Advisors Network, LLC, Cooper Financial Group, and Securities America, Inc. Outside of his advisory work, Sandoval provides business consulting services focused on operational and marketing strategies. Mariner serves a diverse client base including individuals, high-net-worth households, and institutional investors, offering comprehensive investment management, financial planning, retirement consulting, and tax services. The firm emphasizes customized discretionary portfolios supported by an investment committee and combines in-house research with various third-party solutions, while also integrating extensive tax and accounting capabilities uncommon in large advisory enterprises.

Li Wei Tseng is a financial advisor with Transamerica Financial Advisors, holding the CFA® designation and Series 63 license. He has been with Transamerica since 2025 and has prior experience at World Financial Group, Wisetack, Enzo Wealth, and Microsoft. Outside of advising, he serves as an engineering manager at Wisetack, a financial technology company that offers financing solutions for in-person service businesses. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base including individual investors, employer-sponsored plans, and charitable organizations. The firm primarily uses model portfolios and third-party managers to implement its advisory services and operates an integrated retirement plan ecosystem with affiliated entities.

Steven Keirn is a CFP® and holds a Series 66 license with 20 years of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at The Colony Group, LLC and G.W. & Wade Asset Management Company, Inc. Keirn is also a manager of Orzo Newport LLC, an entity established solely to own a primary residence. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies within an enhanced open architecture framework and offers a broad range of financial and fiduciary services.

Wai Chan is a CFP® and ChFC® with 21 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Fremont, CA. He has been with Eagle Strategies since 2015 and also holds ongoing roles at Nylife Securities and New York Life Insurance Co. since 2004. In addition to his advisory work, he is involved in insurance brokering with outside carriers. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans, offering financial planning, investment management, and advisory services. The firm emphasizes tailored solutions and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Frank Yang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and concurrently operates Productive Marketing, S-Corp, where he provides business and marketing strategy consulting and IT support to business owners. His prior experience includes roles at JFP Investment Group and World Financial Group. Transamerica Financial Advisors serves a broad client base, offering investment advisory, brokerage, and retirement-plan services through a large network of advisors and multiple program platforms. The firm employs a model portfolio approach with third-party managers and digital platforms to deliver its advisory services.

Wei Yi Liao is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and over 23 years of industry experience. His prior roles include positions at Warner Pacific and World System Builder Taiwan Branch. Outside of his advisory work, he manages business activities related to office operations and commission pass-throughs with affiliated firms. Transamerica Financial Advisors serves individual investors, institutions, and organizations through a combination of advisory and broker-dealer services, offering proprietary and third-party model portfolios with both discretionary and non-discretionary options.

Melissa Shaw is a financial advisor at TIAA-CREF with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2017. Prior to that, she was with Strategic Advisers, Inc. and Fidelity Brokerage Services LLC from 2011 to 2017. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides a fiduciary standard for its advisory services and manages accounts through model portfolios or customized solutions.

Christina Huynh is a financial advisor with Eagle Strategies (NY Life) based in Fremont, CA. She holds the ChFC® and Series 63 designations and has 20 years of industry experience, including roles at Nylife Securities, Inc and New York Life Insurance Company. Outside of her advisory work, she is involved in insurance brokering for non-registered products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, managing a large majority of assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Ronald Matsui is a Certified Financial Planner® with 25 years of industry experience. He is currently with Private Advisor Group, LLC and has prior experience at Mariner Independent Advisor Network, LLC and LPL Financial, LLC. Matsui operates wealth management businesses under LPL and is involved with strategic wealth advisory activities. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations. The firm provides a range of investment advisory services through a network of representatives, offering access to various asset managers, separately managed account programs, and portfolio management solutions tailored to client objectives.

Marco Quintana is a financial advisor at Schwab Wealth Advisory, holding a Series 65 designation. He joined Schwab Wealth Advisory in 2025 and has prior experience at Charles Schwab & Co., Inc. since 2021, and worked with the US Treasury Department - IRS from 2008 to 2021. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not charge clients directly for advisory services.

Himawan Brasali is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has eight years of industry experience. He has worked at Transamerica Financial Advisors since 2016 and is also associated with the National Association of Registered Social Security Analysts, where he provides education and analysis related to Social Security. Additionally, he serves as a Senior Land Surveyor at the Santa Clara Valley Transportation Authority. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, retirement plans, and charitable organizations. The firm’s advisory approach utilizes model portfolios and third-party managers across multiple platforms, supporting a regulatory AUM of approximately $1.7 billion.

Princess Gertrude Baylosis Quianzon is a financial advisor at Transamerica Financial Advisors with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has a background working in healthcare, including roles as a registered nurse at Kaiser Permanente and other medical centers. Transamerica Financial Advisors serves a broad client base, including individual investors, retirement plans, trusts, and charitable organizations, using model portfolios and third-party managers to implement its advisory services across a large advisor network.

Peter Grassi Jr. is a financial advisor at Creative Planning with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously operated Grassi Investment Management from 1997 to 2025. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and utilizes a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, complemented by supplemental approaches and a range of retirement plan services.

Joseph Bragdon is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. He has worked with Kestra Advisory Services, LLC since 2016 and with Kestra Investment Services, LLC since 2014. He also serves as Vice President at Financial Architects Partners, where he focuses on integrating life insurance into clients’ financial plans. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services such as fiduciary consulting, plan design, benchmarking, and employee education. The firm manages approximately $79.8 billion in assets and serves clients including large institutional investors and sovereign wealth funds.

Richard Luerra is a financial advisor with Empower Advisory Group in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Gwfs Equities, Inc., MML Distributors, LLC, MassMutual, and ICMA Retirement Corporation. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s integrated model emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.