Xinxin Guan is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Citigroup since 2016. Based in Palo Alto, CA, Guan’s background is centered on her tenure at a major global financial institution. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a wide range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is notable for its large institutional scale combined with unique market roles, including operating as a swap dealer and futures commission merchant.

Jae Hak Ko is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and was previously associated with Wfgia since 2004. His other business activities include sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves individual and institutional clients, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, supporting a wide range of investment programs and affiliated retirement and recordkeeping entities.

Daniel Loy is a financial advisor with Independent Financial Group, LLC and holds the Series 63 and Series 65 licenses. He has 28 years of industry experience, having previously worked at VOYA Financial Advisors, MSI Financial Services, and Citicorp Investment Services. Outside of his advisory role, he serves as a board member and secretary of the Venture Commerce Center Milpitas Condo Association. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm combines strategic asset allocation with multi-manager portfolios using both passive and active investment approaches and supports its advisors with model portfolios and third-party asset manager programs.

Mason Ford is a CFA® charterholder with 21 years of industry experience. He has worked at Cerity Partners LLC since 2026 and previously spent 25 years at Cornerstone Capital, Inc. Mason is based in Palo Alto, CA. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in assets as of the end of 2025. The firm offers customized wealth management services and employs an investment approach centered on client-specific Investment Profiles combined with proprietary quantitative methods, manager selection, and access to alternative and private market solutions.

Yuezue Price is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. She has worked in real estate and mortgage financing roles at firms including BRG Realty and General Mortgage Capital Corporation. Outside of advising, she is involved in real estate investment activities through Golden Ribbon LLC and other property ownership ventures. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations. The firm offers advisory and broker-dealer services with a variety of investment programs and third-party money manager access.

Zhihui Huang is a financial advisor at Centaurus Financial, Inc. in San Jose, CA, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has 17 years of industry experience and has been with Centaurus Financial since 2012. Huang also owns and operates an accounting and tax preparation firm, Huang & Co., CPA, which he has managed since 2005. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements, employing a mix of fundamental and technical analysis.

Bradley Hamada is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 20 years of industry experience. His career includes roles with LSPN Pro, LLC, the National Association of Registered Social Security Analysts, JAR Insurance Services, and Heartland Institute of Financial Education. Outside of advising, he works as a registered Social Security analyst helping clients optimize benefits and serves as a certified financial educator and college planner. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory services and supports its large advisor network through multiple program platforms.

Marco Azizi is a financial advisor at Centaurus Financial, Inc. with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including JP Turner and Company Capital Management and Summit Brokerage Services. Outside of his advisory work, he is involved in an estate planning team focusing on deferred sales trusts and is a broker selling whole life insurance. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, and foundations, offering financial planning and portfolio management through its CLASSIC Plus platform. The firm provides both discretionary and non-discretionary services and employs a variety of analytical approaches combined with specialized advisory management of annuity and variable life sub-accounts.

Katherine Latypov is a financial advisor with Rockefeller Financial LLC holding a Series 66 credential and seven years of industry experience. Prior to joining Rockefeller Financial in 2026, she worked for UBS Financial Services from 2018 to 2026. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, and corporations, offering discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm operates both as an investment adviser and a registered broker-dealer, providing a range of investment solutions and alternative investment placement services through its integrated platform.

Thieu Pham is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His professional background includes roles at various firms such as InheritGuard, LLC, MJ Marketing LLC, and World Financial Group, Inc. Outside of traditional advisory work, he is involved in estate planning services through several independent ventures and provides education on Social Security benefits as a Registered Social Security Analyst. Transamerica Financial Advisors, LLC serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach supported by third-party managers and platform providers, offering a range of advisory and brokerage services through an extensive advisor network.

Justin Bunger is a financial advisor with Integrity Alliance, LLC, holding a Series 66 designation and four years of industry experience. His prior work history includes positions at Lion Street Financial, Legacy Capital Group California, and Bridge Bank San Jose. Integrity Alliance is a large advisory network with over 300 independent investment adviser representatives managing approximately $5.4 billion in client assets. The firm serves individual investors, corporations, and retirement plans through a variety of advisory and brokerage services, employing diverse investment approaches and third‑party manager referrals.

Tingting Huang is a financial advisor at Transamerica Financial Advisors with Series 65 and Series 63 licenses and four years of industry experience. Her background includes roles at multiple firms and organizations, such as Kaiser Foundation Health Plan and Combined Insurance Company of America. Outside of financial advising, she has entrepreneurial experience through World System Builders and TTH Services Corporation. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering a range of advisory and broker-dealer services with multiple investment programs and access to third-party money managers.

Amit Patel is a financial advisor with Principal Financial Services in San Jose, CA. He holds Series 63 and Series 65 designations and has 18 years of industry experience. Prior to joining Principal Securities Inc in 2018, he worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of finance, he is an instructor at The Academy of Self Defense, where he teaches self-defense and Krav Maga courses. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocations and separately managed accounts.

Joshua Carroll is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2023. Prior to that, he spent nine years at Raymond James & Associates. He is involved in nonprofit activities, serving on the finance and investment committees for the Friendship Foundation and Partners for Pediatric Vision, where he holds the role of treasurer. Cerity Partners advises a broad client base, including high-net-worth individuals, families, trusts, and institutional investors, with approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services and employs an investment approach based on client-specific profiles, combining quantitative screening, manager selection, and access to alternative and private market solutions.

Janet Josselyn is a financial advisor at Creative Planning with 12 years of industry experience. She holds a Series 65 designation and has previously worked at SageView Advisory, C-J Advisory, and Parkworth Wealth Management. Based in San Jose, CA, she joined Creative Planning in 2025. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning–led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by specialized portfolio management techniques and integrated retirement plan services.

Ryan Yee is a financial advisor with Centaurus Financial, Inc. in San Jose, CA. He holds Series 63 and Series 65 licenses and has eight years of industry experience, including three years at AAA Mountain West Group prior to joining Centaurus Financial in 2018. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, utilizing various analytical approaches and options such as FlexUMA and TPMM, with a notable emphasis on non-discretionary asset management.

Anne Ding is a CFP® professional with 14 years of industry experience, currently associated with Guardian Life and Park Avenue Securities. She holds a CPA designation and operates a tax services business alongside her advisory role. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to a diverse client base, including individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party investment solutions.

Virginia Lee is a Series 66-licensed financial advisor with seven years of industry experience. She is currently with Creative Planning and has previously held roles at firms including JPMorgan Chase Bank, Merrill, and Fidelity Investments. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, corporations, and institutional plans. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Albert Law is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and is also affiliated with Dream Builder Financial, Silicon Valley Enterprise Inc, Matrix Group Insurance Agency, and WFGIA. His other business activities include marketing group health, dental, and vision insurance through Matrix Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary model portfolios and access to third-party money managers, offering a mix of discretionary and non-discretionary investment programs.

Stacie Bowman is a financial advisor at PlanMember Securities Corporation with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with PlanMember since 2011. In addition to her role at PlanMember, Bowman has worked with Employee Benefits Services Group since 2004, where she is involved in insurance product sales and plan administration. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, offering fiduciary services under ERISA Section 3(38) and a range of participant-level investment options. The firm’s investment approach includes a strategic asset allocation framework, risk-based mutual fund portfolios, and education and support services for plan sponsors and participants.