Maria Largaespada is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds the Series 63 and Series 66 securities licenses and has worked at various divisions within Citigroup since 2006. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Kevin Munoz is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates, Inc. for 18 years before joining Janney in 2022. Outside of advising, he owns and produces content for a firearm safety YouTube channel and serves as president of a local homeowners' association. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, providing brokerage services, financial planning, consulting, and advisory programs.

Luigi Mazza is a financial advisor at Oppenheimer with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Raymond James, Morgan Stanley, and Citigroup Global Markets. Mazza is based in Coral Gables, FL. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, and charitable organizations with a broad range of investment programs and consulting services. The firm offers both discretionary and non-discretionary advisory services across equity, balanced, and fixed-income portfolios.

Enrique Cuervo is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Truist Investment Services since 2004 and Truist Advisory Services since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Andres Hung Parmeggiani is a CFP® certificant with four years of industry experience, currently serving as a financial advisor at Truist Advisory Services. His work history includes roles within Truist Investment Services and Truist Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver comprehensive investment solutions.

Ricardo Pena is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Citigroup. Outside of his advisory role, he is president of PM Ventures LLC, a real estate management business based in Miami, FL, where he manages tenants and property records. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research and futures commission merchant activities.

Frances Batista is a financial advisor at Oppenheimer with 21 years of industry experience. She holds Series 63, Series 65, and Series 66 credentials and has been with Oppenheimer since 2012. Located in Coral Gables, FL, she provides advisory services through the firm’s broad range of programs. Oppenheimer is a registered investment adviser and broker-dealer serving individuals—including high net worth clients—corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management, along with consulting and retirement services tailored to client objectives.

Karen Acher Howard is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials and 36 years of industry experience. She has worked at HSBC since 2008 and was previously with Merrill from 2005 to 2008. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers several program types ranging from client-directed to fully discretionary portfolios, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation supported by affiliated global asset management and due diligence providers.

Yulien Brenlla is a financial advisor at Truist Advisory Services with 19 years of industry experience. He holds the Series 65 and Series 66 designations and has worked at Truist since 2016, previously having roles at Credit Suisse Securities and HSBC Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Gustavo Jaso Buzzoni is a Series 66-licensed financial advisor with Oppenheimer, based in Coral Gables, Florida. He has 16 years of industry experience and has been with Oppenheimer since 2008. Outside of his advisory role, he serves as a board member of a nonprofit condominium association where he oversees property management and community governance. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Roark Young is a financial advisor with Janney Montgomery Scott in Miami, FL, holding Series 63 and Series 66 licenses and bringing 46 years of industry experience. He has worked at Janney since 2020 and previously spent five years at Ameriprise Financial Services. Outside of finance, Young serves as a professional boxing judge for the Coral Gables Boxing Commission. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate sponsors, and municipal clients, providing brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Yolanda Perez is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and four years of industry experience. She previously worked at JP Morgan Chase from 2006 to 2022 before joining Truist in 2022. Outside of her advisory role, Perez serves as a board member of the Broward College Foundation, a regional director for the Hedge Fund Association in Latin America, and holds a director and chair position with the Miami-Dubai Chamber of Commerce. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by a team that integrates traditional and AI-enabled research.

Daniel Olavarria is a financial advisor with Citigroup Global Markets in Key Biscayne, FL. He holds a Series 66 designation and joined Citi Bank in 2025. Prior to this, he worked in educational roles at the University of Florida, Santa Fe College, and MAST Academy. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with distinctive market roles, including in-house research and derivatives services.

William Sanchez is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Truist Advisory Services. His prior roles include various positions at BB&T and its affiliated entities from 2014 to 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate integration.

Guillermo Bicas is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Oppenheimer for 15 years. Outside of his advisory role, he is a partner in Deck Miami LLC, a skateboard supercross facility that offers afterschool programming, camps, and open ride time. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of investment and consulting services delivered on discretionary and non-discretionary bases, with a notable emphasis on maintaining custody of client assets and managing a significant proportion of advisory assets non-discretionarily.

Helio Hashimoto is a CFA® charterholder with seven years of industry experience, currently serving as a financial advisor at HSBC Securities (USA) Inc. in Miami, FL. His prior experience includes eight years at Banco do Brasil Securities LLC and roles at HSBC Bank USA, N.A., as well as earlier positions spanning law and sports facility management. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring a mix of client-directed and discretionary investment approaches supported by global asset management and fund due diligence teams.

Andrew Jimenez is a financial advisor with Valic Financial Advisors in Cutler Bay, FL, holding a Series 65 credential and bringing 10 years of industry experience. His prior roles include positions at Agia, Axa Advisors, LLC, and Accurate Appraisers, Inc. Outside of advising, he serves on his homeowners association board and works as a property appraiser. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, and supports corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Alfredo Verastegui is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has worked at HSBC in various capacities since 2012. Outside of his advisory role, he owns a lodging business offering vacation rentals managed by a third party. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charities, and corporations, offering both client-directed and discretionary investment options. The firm’s investment process integrates strategic and tactical asset allocation with due diligence from affiliated and third-party providers, serving a broad client base through multiple program types.

Andre De Mello Baracat is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 credential and with 10 years of industry experience. He has been with HSBC Bank and HSBC Securities USA Inc. since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing multiple program types that range from client-directed to fully discretionary. The firm employs a structured investment process with five model risk profiles and collaborates with HSBC Global Asset Management and other affiliated providers for asset allocation, fund due diligence, and portfolio monitoring.

Victor Fernandez is a Certified Financial Planner (CFP®) with 12 years of experience in the financial services industry. He has worked at Janney Montgomery Scott since 2017, following a three-year tenure at Raymond James & Associates. Victor is based in Miami, FL. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, and institutional sponsors, offering brokerage services, financial planning, consulting, and multiple advisory programs.