Thomas Mc Donald Jr. is a financial advisor at Raymond James Financial with Series 65 and Series 63 credentials and three years of industry experience. His prior work history includes roles at MassMutual Life Insurance Co, NYLife Securities, LLC, and Morgan Stanley, among others. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal government entities. The firm offers tailored, typically non-discretionary advisory services supported by comprehensive financial planning tools and risk-based reviews.

Rikki Fletcher is a financial advisor at Raymond James & Associates with a Series 66 designation and three years of industry experience. She has been with Raymond James since 2018 following four years in full-time education. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and sponsors wrap fee advisory programs.

Daniel Gardner is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He has worked at FSC Securities Corporation and Century Financial Advisors, Inc. prior to joining OSAIC. Gardner is also a partner in Builders MEP Group, a business focused on marketing 401(k) plans. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios that may include a variety of investment products.

Julia Vega is a financial advisor with Raymond James Financial in Dunedin, FL, holding a Series 63 designation and bringing 31 years of industry experience. She has been with Raymond James since 2009 and also serves as CEO and President of C&E Tax Service, Inc., a tax preparation firm she supervises. In addition to her advisory role, she has been a notary since 2006. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, leveraging asset-allocation analysis and firm research, with a distinctive focus on advisory services that support client decision-making rather than delegated management.

Reed Murray is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 10 years of industry experience. His career includes positions at UBS Financial Services and PwC prior to joining Raymond James in 2017. Outside of his advisory role, he co-owns and co-hosts a weekly podcast focused on drums and music. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with both non-discretionary and discretionary advisory programs, and maintains capabilities in public finance and institutional consulting.

Scott Nagorka is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at UBS Financial Services and LPL Financial. Nagorka is based in Tampa, FL. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations.

Jason Abeles is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Raymond James Bank and Raymond James & Associates since 2015. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Susan Ramsey is a financial advisor with Stifel in Clearwater, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Clearing and WELLS FARGO Advisors. Stifel serves a diverse client base, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary methodologies from its Investment Strategy Group, which provide asset allocation and planning analyses used as a basis for client decisions.

Phillip Watkins is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Raymond James & Associates in 2024, he worked at Morgan Stanley and E*TRADE. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and public entities. The firm provides wealth advisory planning and investment consulting through its Wealth Advisory Services Program, offering non-discretionary advice and maintaining notable capabilities in municipal and public finance.

Elizabeth Emmons is a financial advisor at Raymond James Financial with 18 years of industry experience. She has been with Raymond James Financial Services, Inc. since 2010 and holds the Series 66 designation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through various programs, emphasizing advisory and implementation-support roles rather than discretionary management.

Kristine Bergin is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 designations and has 27 years of industry experience. Prior to joining Raymond James in 2017, she worked at GF Investments/Global Financial Private Capital, LLC for four years. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Mark Abbott is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James Financial, Inc. since 2004 and Raymond James & Associates since 2003. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and governmental clients. The firm offers tailored financial plans and investment recommendations primarily through non-discretionary advisory relationships and also delivers institutional consulting and municipal finance services.

Trevor Bennett is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. He has previously worked at Intervest International Equities Corp, Fisher Investments, Bank of America, Merrill, and AXA Advisors. Outside of his advisory role, he is co-CEO of TradeWorks AI, a business focused on product development, management, marketing, and sales. Raymond James & Associates provides financial planning and investment consulting to a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and institutional consulting, with a notable presence in public finance and municipal work.

Glenn Hudson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 designations and possessing 29 years of industry experience. He has been with Raymond James & Associates since 1995. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and asset-allocation analyses using firm research and planning tools, supporting both non-discretionary advisory relationships and discretionary portfolio management.

John Bowman is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and having 32 years of industry experience. He has been with Raymond James in various capacities since 1997 and previously held roles at JWB Holdings LLC and Southern Heritage Firearms, LLC. Outside of his advisory work, Bowman serves as a senior case administrator on a FINRA arbitration panel and acts as an executor of estates for family and friends. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm offers wealth advisory planning and investment consulting to a broad client base, including individuals, institutions, and government entities, delivering advice on a non-discretionary basis supported by extensive research and integrated affiliate services.

Liane Hansen is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 30 years of industry experience. Her career includes tenure at BB&T Investments and Truist Advisory Services prior to joining Fidelity. Strategic Advisers LLC, part of Fidelity Investments, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various platforms.

Francis Godbold is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 63 designation and 55 years of industry experience. He has been with Raymond James & Associates since 1972. Outside of his advisory role, he serves on the investment committee of First Presbyterian Church and is the founder and CEO of the Godbold Foundation, where he manages investments and oversees charitable distributions. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both non-discretionary and discretionary advisory relationships, and maintains specialized capabilities in municipal finance and institutional consulting.

Bryan Beatty is a CFP® professional affiliated with LPL Financial, with 14 years of experience in the financial industry. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Bryan is based in Palm Harbor, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services supported by LPL Research and third-party subadvisors.

Niko Sacoolas is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Apple Inc and Tesla. Sacoolas is based in Tarpon Springs, FL. Primerica Advisors is a large firm serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets and offers a wrap-fee asset management program that uses model-delivery strategies created by unaffiliated asset managers.

Kimberly Schiavo is a financial advisor at OSAIC with 39 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Investacorp, Inc. for 25 years and Securities America for four years. In addition to her advisory role, she is engaged in life and health insurance sales, including Medicare, averaging about 10 hours per month. OSAIC serves a broad mix of retail and institutional clients through a large network of financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports both discretionary and non-discretionary account management.