Michael Wincek is a financial advisor with Ameriprise in Boerne, TX, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of finance, he owns Whiskey Ridge Exotics LLC, where he breeds exotic livestock on his ranch. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written retirement income recommendation reports and annual planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Luis Mondragon is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2020 and previously was employed with Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide fund and strategy recommendations.

Paul Wallin III is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones and Sigma Financial, along with work outside finance at Pottery Barn and youth ministry involvement with Young Life. He is also involved with Snug Estate Planning Software, a firm specializing in estate planning technology. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, featuring both discretionary and non-discretionary management supported by proprietary and third-party research.

Ricardo Guerrero is the Resident Director and International Wealth Advisor at Merrill with over 20 years of experience in the financial services industry. He focuses on building and maintaining strong client relationships while delivering value through personalized wealth management strategies. His expertise includes college education planning, family wealth management, international wealth management, retirement planning, portfolio management, and services for endowments, foundations, and non-profits. He also specializes in socially responsible, values-based, and ESG investing, as well as serving clients in sports and entertainment. Ricardo holds a Bachelor's Degree from the University of Texas System and is a Personal Investment Advisor (PIA). He is bilingual, fluent in English and Spanish, and is actively involved professionally and in the community. His professional affiliations include co-chairing the BofA Hispanic Latino Business Council, mentoring with the InspireU Mentorship Program, and participating in the Merrill National Hispanic Latino Advisory Council and the Merrill Wealth Management Lone Star Board of Directors. In his personal life, Ricardo values family, faith, and integrity. He enjoys adventure sports, basketball, boxing, football, running, table tennis, volleyball, and spending time with his family. He is committed to being accessible, knowledgeable, and experienced to help his clients make important financial decisions.

John Lander Jr. is a CFP® with 26 years of industry experience, currently affiliated with LPL Financial where he has worked since 2018. Prior to joining LPL, he held roles at USAA Financial Advisors and USAA Investment Management Company. He is also involved in business ownership outside of financial advising, including interests in Lander Wildlife and Sans LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Charles Watts is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 credentials and 14 years of industry experience. He worked previously at MML Investors Services and MassMutual. Watts is also involved in managing and administering his practice through a business ownership role at XZ8979, LLC. Ameriprise offers a retirement-income planning service primarily for clients with substantial investable assets, delivering non-discretionary, research-based recommendations that integrate income sources, Social Security strategies, and tax-efficient withdrawals. The firm combines algorithmic tools with advisor oversight to provide tailored retirement income solutions.

Madeline Dismore is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at Bank of America, Willow Bridge Property Company, and various educational institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Chance Stephenson is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans tailored to their unique goals and situations. He began his career at Kennedy Financial Services as a Client Advocate from 2021 to 2022 before joining Fidelity Investments. At Fidelity, he has held multiple roles including Client Relationship Advocate, Investment Solutions Representative 1, Investment Consultant, and Planning Consultant, demonstrating a progressive career within the firm. Throughout his tenure at Fidelity Investments, Chance has gained experience in client advocacy, investment solutions, and financial planning. His approach focuses on understanding individual client needs to create customized financial strategies. Outside of his professional work, Chance enjoys camping, cars, fitness, hiking, and running.

Hollie Cuellar is a Series 66 licensed financial advisor at Edward Jones with two years of industry experience. She previously worked at USAA for 25 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and a broad branch footprint.

Ryland Bryant is a Wealth Management Advisor at the Merrill Lynch Wealth Management complex in San Antonio. He brings extensive experience in financial services, focusing on helping clients achieve key financial goals such as education planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Ryland holds a Bachelor's Degree in Economics from Saint Mary's University of San Antonio and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise includes developing comprehensive strategies for retirement income accumulation and distribution, college planning, estate planning, and long-term care insurance. He also works with clients on business-related financial services such as business loans and cash flow management. In addition to his professional work, Ryland is involved in community organizations including the Alamo College Foundation and SAMMinistries.

Daniel Garcia is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2005, initially with Ameriprise Financial Services, Inc. and currently with Ameriprise Financial Services, LLC in San Antonio, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Erin Landrau is a Series 66-registered financial advisor with Merrill in San Antonio, TX, and has 22 years of industry experience. She has been with Merrill since 2003. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Cody Horton is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds the Series 66 designation and has worked in various capacities within Wells Fargo firms since 2015. Outside of his advisory role, he is involved in a family business, managing operations there alongside his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

David Doutre is a Financial Consultant currently with Fidelity Investments, a role he has held since 2020. He began his career in the financial services industry following years of military service. Prior to his current position, David was an Investment Consultant at Charles Schwab & Co., Inc. in 2020 and served as a Financial Advisor at USAA Financial Advisors, Inc. from 2010 to 2020. With over 15 years of experience, David focuses on understanding each client's unique situation to collaboratively develop personalized financial roadmaps. He holds insurance licenses in Arkansas and California, which support his advisory services. His approach emphasizes providing clients with clarity, confidence, and conviction as they work toward their financial goals. Outside of his professional life, David engages in activities such as family time, hiking, reading, volunteering, and maintains a connection to his military background and parenthood.

Valarie Neeley is a Series 66-credentialed financial advisor at Wells Fargo Clearing with 22 years of experience at the firm. She is based in San Antonio, TX, and has been with Wells Fargo Clearing since 2004. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Teresa Grubman is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Her prior roles include positions at USAA, Victory Capital, Citigroup, and New York Life Insurance Company. Outside of finance, she owns and operates a business called The Lady in the Moon, offering new age gifts and complementary alternative medicine services such as Tarot and sound healing, and she is also a freelance author of non-fiction books. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Philip Krebsbach is an Investment Consultant with experience as a Wealth Advisor at Fidelity Investments since 2022. Prior to this, he served as a Wealth Advisor at USAA from 2017 to 2022. In his roles, he focuses on understanding client goals to work towards making those dreams a reality. Outside of his professional responsibilities, Philip has interests in food, golf, parenthood, and traveling.

Kristin Blow is a financial advisor with Edward Jones in Boerne, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, she worked as a teacher for the Northside Independent School District from 2017 to 2020. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Benjamin Taylor is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 1998 following 21 years of active duty service as a U.S. Army Armor Officer, where he held leadership roles including tank platoon leader, company commander, and battalion executive officer. His military experience is complemented by his academic background in history and business. Mr. Taylor earned a Bachelor of Arts in History and English from Trinity University in San Antonio, Texas, an MBA from Webster University in St. Louis, Missouri, and a Master of Arts in Military History from the U.S. Army Command and General Staff College at Fort Leavenworth, Kansas. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and maintains Series 7 and 66 FINRA registrations. His client focus includes college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income. Outside of his professional responsibilities, Mr. Taylor is involved in his church and the Boy Scouts of America in San Antonio. He is an avid water skier and supports American Water Ski Association tournaments. He resides in Helotes, Texas, with his wife, Anne, and enjoys traveling to visit their grown children and grandchildren.

Jon Thompson is a CFP® and ChFC® with 24 years of experience in the financial services industry. He has worked at LPL Financial since 2016 and previously spent over a decade with USAA Financial Advisors. He is also a partner in Sans Ltd Enterprises LLC, an active business outside of his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs supported by extensive research and technologies, providing both discretionary and non-discretionary management options.