Christian Azalde is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. He has held roles at Fidelity Investments since 2021 and previously worked at institutions including Howroyd Wright Employment Agency and N26. Azalde is also an adjunct professor in the Healthcare Department at Concordia University Irvine. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Bruce Baker is a financial advisor with Stifel who holds a Series 63 designation and has 37 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2008. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Michael Puente is a financial advisor with Stifel Nicolaus & Co Inc, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel since 2009. Outside of his advisory role, Puente is also an artist. Stifel serves a wide range of clients, including individual investors and institutional entities, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Craig Kaiser is a financial advisor at Morgan Stanley with 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. In addition to his advisory work, Kaiser owns rental property in Carlsbad, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes firm-approved planning tools and modeling techniques as part of its services.

Darcy Wolfe is a CFP® with 12 years of experience at Edward Jones in Carlsbad, CA. Prior to joining Edward Jones in 2014, he served 20 years in the U.S. Navy/Reserves. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory and investment services through a large national network of advisors and branch offices.

Kathryn Bannister is a Series 63 licensed financial advisor with Morgan Stanley in Carlsbad, California, and has 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Afick Sharar is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 66 designation and has been affiliated with Morgan Stanley entities since 2008. Sharar operates out of Carlsbad, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialty activities such as private funds and principal trading.

Michael Sorenson is a financial advisor with LPL Financial in Carlsbad, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at The Wealth Advisors from 2013 to 2020. Outside of financial advising, he sponsors an educational website dedicated to the art of his late brother, Don Sorenson, whose paintings are sold through an independent gallery. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, research, and various investment strategies to meet diverse client needs.

Kelley Braaksma is a financial advisor with Osaic Wealth, Inc. based in Carlsbad, CA, holding Series 63, 65, and 66 licenses with 23 years of industry experience. She has worked with Independent Capital Management and Sagepoint Financial Inc. since 2010. Braaksma also owns and operates KND Financial, a sole proprietorship engaged in insurance sales. Osaic Wealth serves a diverse client base including individuals, high-net-worth investors, pension plans, and corporations through a large network of affiliated advisers and multiple advisory platforms. The firm employs a range of investment tools and offers brokerage, advisory, financial planning, and managed-account services incorporating stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Sebastian Hochule is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and 10 years of industry experience. His career includes roles at Wells Fargo Clearing, Bank of America, Merrill, and Edward Jones. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Noah Mc Kemy is a financial advisor with Edward Jones in Carlsbad, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at California Bank and Trust for three years and has experience in various roles including at Chick-fil-A and UPS. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of advisors and branches across the U.S.

Danielle Uy is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Bank of America, Merrill, and several companies outside finance including Amazon and Macy's. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process without providing individual security recommendations in standalone planning.

Hayes Griffin is a CFP® professional with 19 years of industry experience, currently affiliated with Cetera. His prior work includes roles at Advisors Asset Management, Capital Analysts, Lincoln Investment, Edward Jones, and Prudential Investments. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, supporting over 10,000 advisors and approximately 800,000 clients.

Steven Krogh is a financial advisor with LPL Financial in Carlsbad, CA, holding the CFP® designation and Series 63 license, with 40 years of industry experience. He has been associated with LPL Financial since 1986 and founded The Wealth Advisors in 2009, where he continues to provide financial planning and advice. Outside of his advisory work, he has involvement in non-variable insurance and health insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning services, and utilizes model portfolios and research from multiple sources, including LPL Research and third-party subadvisors.

John Kirlin is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has previously worked in business operations outside financial services, including managing a mosquito control company and a restaurant. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Cynthia Velasquez is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has worked at Primerica Advisors since 2017 and has an extended background with Primerica Financial Services dating back to 2009. Outside of advising, she has maintained a long-standing role as a self-employed notary since 2007. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure rather than fixed-fee billing.

Abigail Valentine is a financial advisor with OSAIC based in Carlsbad, CA, holding a Series 65 credential and one year of industry experience. Her prior work includes roles at GUIDE MY FINANCES and Guided Medicare Solutions. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and nonprofits through a large network of advisors. The firm offers brokerage and investment advisory services, financial planning, and managed account solutions utilizing firm-provided asset allocation tools and multiple third-party platforms.

Wyatt Wilson is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he held various positions in hospitality and service industries, including roles at Rancho Bernardo Inn and Vineyard Golf Course. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices.

Troy Koepplin is a financial advisor with LPL Financial in Carlsbad, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 13 years before joining LPL Financial. Koepplin is also an enrolled agent providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and research.

Michael Bogseth is a CFP® with 19 years of industry experience, currently affiliated with OSAIC. He previously worked at Securities America Advisors and Securities America Inc. for 13 years. Outside of his advisory role, he is co-owner of RightPath Planning Partners, LLC, which focuses on retirement income and technology consulting. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisors. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs, utilizing asset-allocation tools and automated rebalancing to manage diversified portfolios.