Wen Tsai is a financial advisor at Integrated Wealth Concepts LLC with 47 years of industry experience. He holds a Series 63 credential and has been with Integrated Wealth Concepts since 2023, previously working with Laurel Wealth Advisors since 2016. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios focused on long-term investing combined with tactical rebalancing.

Analuisa Mercado is a CFP® and Series 65 licensed advisor with seven years of industry experience. She has worked at EP Wealth Advisors since 2011 in various capacities. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to create and manage portfolios using a range of investment vehicles and offers additional services such as tax preparation and estate-document facilitation.

Jacob Shuman is a Series 65-licensed financial advisor with EP Wealth Advisors, where he has worked since 2022. He has three years of industry experience, including roles at Citizens Bank, Eastspring Investments, and the PGA Tour. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, employing a suitability-driven process that utilizes mutual funds, ETFs, equities, fixed income, and alternative investments.

William Chedester is a CFP® with two years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior roles include positions at Trilogy Financial and UpDigital, as well as experience with Kelly Slater Wave Pool and Zanolas Gran and Seed. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a variety of investment strategies including fundamental, technical, and cyclical analysis.

Kenji Bleicker is a CFP® professional with nine years of experience in the financial advisory industry. He is currently with EP Wealth Advisors and previously worked at Opes Wealth Management and Opes Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, and utilizes a combination of fundamental, technical, and cyclical analysis to construct customized portfolios.

John Paul Ramos is a CFP®-designated financial advisor with four years of industry experience. He currently works at EP Wealth Advisors and previously held roles at MML Investors Services and Commonwealth Financial Group/MassMutual. Outside of finance, he was involved with US Valet Inc and has a background connected to Stonehill College. EP Wealth Advisors is a registered investment adviser serving individuals, businesses, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, utilizing customized model portfolios with a mix of fundamental, technical, and cyclical analysis to meet client needs.

Mark Matley is a financial advisor with EP Wealth Advisors in Salt Lake City, UT, holding the ChFC® designation and Series 63 and 65 licenses, with 32 years of industry experience. Prior to joining EP Wealth Advisors in 2020, he spent 27 years with The Insight Group, Inc. and The Insight Group Insurance Agency. Outside of his advisory role, Matley is involved in managing a building business and consulting on investment advisory platform development. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process that includes use of mutual funds, ETFs, equities, fixed income, and alternative investments.

Bradley Robinson is a CFP® and CFA® with over 11 years of industry experience. He currently works at EP Wealth Advisors and previously spent a decade at Sheffield Investment Management. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services, employing a suitability-driven process that utilizes a range of investment vehicles and third-party managers.

Krista Hartwell is a financial advisor with Schwab Wealth Advisory and holds a Series 65 designation. She has recently begun her career in the industry, joining Schwab Wealth Advisory in 2025 after roles at Charles Schwab & Co., US Bank, and several law firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with advice delivered by associates who recommend allocations without discretionary trading authority.

Gerald Kouzmanoff is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. He has been involved with Ameritas Advisory Services since 2021 and has managed his own firm, Kouzmanoff Financial & Insurance Services Inc, since 1979. He also serves as a manager at Disability Insurance Partners LLC and sits on the board of The Plus Group, Inc., where he promotes the sale of disability income insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management and retirement-plan advisory services using a range of strategies, including model portfolios and third-party sub-advisers, with a focus on plan sponsors and participants.

Chiahsin Ku is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities, including in-house research and roles as a swap dealer and futures commission merchant.

Connor Jorgenson is a Series 65 licensed financial advisor with one year of industry experience, currently with EP Wealth Advisors in Denver, CO. His prior experience includes roles at D.A. Davidson & Co. and the University of Wyoming. EP Wealth Advisors is a fee-only independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Michael Paul is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and also has experience at Synergy Financial and Debtmerica Relief. His business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services. The firm provides a variety of investment programs including proprietary model portfolios and access to third-party money managers, operating as both a registered broker-dealer and registered investment advisor.

Jonathan Spector is a CFP® and holds a Series 66 license, with 16 years of industry experience. He has worked at EP Wealth Advisors since 2019 and was previously with Personal Financial Consultants, Inc. from 2014 to 2019. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and financial planning, offering discretionary management and ancillary services such as tax preparation and estate-document facilitation.

Richard Janke is a CFP® professional with 18 years of experience in the financial services industry. He has been with EP Wealth Advisors since 2020 and previously worked at The Insight Group Insurance Agency and Financial Insight Center for eight years. His prior association with Insight Group Insurance Agency is inactive, maintained solely for commission trails on past insurance sales. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets with a suitability-driven investment approach.

James Schlager is a CFP® with 37 years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2026. His prior roles include positions at Running Point Capital Advisors, Valmark Securities, and Moss Adams Wealth Advisors. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm utilizes tailored asset allocation, manager selection, and proprietary quantitative screens, alongside multiple private-market offerings and affiliated consulting and insurance services.

Clarissia Skinner is a Series 66 licensed financial advisor with Transamerica Financial Advisors, based in Torrance, CA, with five years of industry experience. She has been involved in various professional roles including consulting and community education through Matriarch Enterprises LLC, a forum focused on empowering women in topics such as financial literacy and entrepreneurship. Skinner also engages in estate planning education and tax relief services through partnerships with firms like LSPN Pro LLC and Optima Tax Relief. Transamerica Financial Advisors serves a broad client base including individual investors, pension plans, trusts, and corporations, offering a mix of advisory and broker-dealer services. The firm provides proprietary and third-party investment model portfolios with options for discretionary and non-discretionary management.

Ty Smith is a Series 65-licensed financial advisor with Ep Wealth Advisors, based in Torrance, CA. He has one year of industry experience, previously working at Adams Wealth Advisors and spending four years with Caspers Ice Cream prior to entering the financial sector. Ep Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, utilizing customized model portfolios and a range of investment strategies.

April Punch is a CFP® with 11 years of industry experience and is currently with EP Wealth Advisors. She has previously worked at Robert W. Baird & Co., Inc., Interstate Gas Supply, Inc., and Morgan Stanley Smith Barney LLC. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Jaunell Silvera is a financial advisor at EP Wealth Advisors with a Series 65 credential and four years of industry experience. Prior to joining EP Wealth Advisors, Jaunell held positions at several companies including Awe Inspired and Circle Graphics. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios and offers services such as financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.