Terry Abeyta is a financial advisor with Primerica Advisors in Albuquerque, NM, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2013 and previously worked for the U.S. Postal Service for 34 years. Outside of his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a curated selection of third-party asset managers and a tiered wrap fee structure.

Nathanael Pacheco is a CFP® professional with 10 years of industry experience, currently affiliated with Mass Mutual Investors Services in Albuquerque, NM. He has worked at MML Investors Services LLC and MassMutual Life Insurance Co since 2015 and has over two decades of experience in education. Outside of his advisory role, he is also an insurance agent specializing in life, health, and fixed annuity insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual planning engagements that utilize firm-approved analytical tools without discretionary investment authority.

Ian Eshelman is a Financial Advisor with Merrill Lynch Wealth Management. He provides financial advisory services to clients, leveraging his expertise to support their wealth management needs. Ian Eshelman holds a Bachelor's Degree from the University of New Mexico and a Master of Business Administration (MBA) from the same institution. His educational background provides a foundation for his work in the financial services industry.

Consuelo Meza is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and bringing nine years of industry experience. She previously worked at RBC Wealth Management for seven years prior to joining Morgan Stanley in 2023. Outside of her advisory role, she serves on the Finance Council of the Shrine of St. Bernadette, assisting with parish budgeting and financial oversight. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and wealth management services, managing approximately $2.74 trillion in client assets.

Larisa Holiday is a Series 66 licensed financial advisor with seven years of industry experience, currently affiliated with LPL Financial in Albuquerque, NM. She has held roles at several firms, including Valic Financial Advisors and Commonwealth Financial Network. Beyond her advisory work, she owns a tax and investment-related business and has involvement in tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Jordan Barela is a financial advisor with Primerica Advisors in Albuquerque, NM, holding a Series 66 designation and two years of industry experience. Prior to joining Primerica Advisors, he worked at firms including Raymond James Financial Advisors and Hightower Advisors. Outside of finance, he serves as president of Round Shade Records LLC, a music-related business based in Santa Fe, NM. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients, operating primarily as a wrap-fee solution.

Jeffrey Bard is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He focuses on individual equity investing and wealth management planning, working to help clients achieve their financial goals through informed decision-making. His role includes business and relationship management, maintaining and growing the business model while expanding client relationships. Jeff joined Merrill Lynch Wealth Management in 2014, bringing with him a decade of consumer banking experience and three years in human resources management. His areas of expertise encompass education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Jeff holds a Bachelor's degree in Economics from the University of New Mexico and holds the professional designations of Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). He is involved in several organizations, including the Albuquerque Community Foundation Social Giving Club, the FBI Citizens Academy as a participant of the Class of 2017, and serves as a board member of Popejoy Hall.

Andrew Furste is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab for 14 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Joshua Richards is a Series 66-licensed financial advisor with Thrivent Investment Management in Albuquerque, NM, and has four years of industry experience. Before joining Thrivent in 2021, he held roles in hospitality, education, and real estate. Outside of finance, Richards has experience in kitchen and bakery certification and remodeling services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without implementing those recommendations. The firm combines holistic, goal-based analyses with managed-account options, maintaining planning and portfolio management as separate services.

Jaime Cervantes is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. He has been in the industry since 2023, with prior experience at Wells Fargo Bank, nA and Sei. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Stcyr is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2006 and develops financial strategies and manages client portfolios focused on their specific objectives. His approach includes incorporating estate planning services and liability management alongside investment advice to provide comprehensive financial guidance. Jonathan holds a Bachelor of Arts degree in American History from the University of New Hampshire. Before joining Merrill Lynch, he taught in the US and South America. He has been responsible for the local financial advisor training program for six years and holds several professional designations, including Certified Plan Fiduciary Advisor®, Chartered Retirement Planning Counselor™, and Chartered Retirement Plans Specialist™ from the College for Financial Planning Institutes Corp. Jonathan is also a Senior Vice President. Outside of his professional role, Jonathan is involved with the Moriarty Rotary Club. He and his wife, Jessica, are parents to two children, JP and Rosalie. Jonathan enjoys travel, playing soccer, and following New England and Boston sports.

Christopher Guillen is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and provides services under both direct client and corporate financial planning agreements.

Clarence Hughes is a financial advisor at UBS Financial Services with 12 years of industry experience. He has held positions at UBS since 2019 and previously worked at Wells Fargo NA from 2016 to 2019. Hughes holds Series 63, Series 65, and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through proprietary research and a range of capital markets and lending services.

Rosalind Milloy is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and 10 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Milloy serves as a board member of The Life Center Foundation, a nonprofit focused on youth in Santa Fe, New Mexico. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Oumar Niang is a financial advisor at Fidelity with 4 years of industry experience. He holds Series 66 and Series 63 designations and previously worked at Wells Fargo for 11 years. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and employs systematic methodologies along with oversight controls to manage conflicts of interest.

Julio Marquez is currently serving as an Investment Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he worked as a Planning Consultant at Fidelity Investments from 2022 to 2026 and as a Relationship Manager there from 2021 to 2022. His earlier experience includes positions at Edward Jones as a Client Relationship Specialist from 2019 to 2021 and as a Financial Advisor from 2018 to 2019. Julio also gained experience at Fidelity Investments in various capacities including Work Place Planning and Advice (2017-2018), Retirement Brokerage Services and HSA Trader (2015-2017), and Financial Representative (2014-2015). Born and raised in Albuquerque, Julio focuses on helping his community plan for their financial future. He emphasizes the importance of listening to clients and creating financial plans with their goals in mind, maintaining trust and open communication throughout the relationship.

Pavlos Panagopoulos is a CFP® professional with 39 years of industry experience, currently serving with Cetera. His work history includes roles at Cetera Wealth Services, LLC and managing his own firm, Pavlos Panagopoulos, LLC. Outside of his advisory role, he holds leadership and board positions in nonprofit organizations, including serving as president of the Order of AHEPA and treasurer of AHEPA New Mexico. Cetera Investment Advisers LLC is a large SEC-registered firm that supports a nationwide network of advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program options.

Nathan Wilkes is a Series 66 licensed financial advisor with Edward Jones in Albuquerque, NM, where he has worked since 2010, totaling 15 years of industry experience. He is involved in managing rental property in Belen, NM. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors.

Cory Robbins is a financial advisor with RBC Capital Markets in Albuquerque, NM, holding a Series 66 designation and having 20 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, implementing tailored strategies through a combination of in-house and third-party investment managers.

Bryan Sarracino is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. His career includes roles at Waddell & Reed, Worth Financial Planning, and various insurance carriers. He is also involved with Worth Financial Planning in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by proprietary and third-party research.