Joseph Moore is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 18 years of industry experience. He previously worked at LPL from 2012 to 2019 before joining Cambridge in 2019. Outside of advisory work, he is also an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and other retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, using a variety of portfolio management approaches and platform arrangements.

James Cagle is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1985, bringing over three decades of experience in working closely with affluent families to address their financial goals and streamline their investment processes. His client focus includes family wealth management strategies, personal retirement planning, portfolio management services, and retirement income planning. Jim holds the Certified Investment Management Analyst® (CIMA®) designation, awarded by the Investments & Wealth Institute™ in conjunction with the Wharton School of Business, University of Pennsylvania. He earned a bachelor's degree in Finance and Business Administration from East Tennessee State University. Jim resides in Knoxville and has two adult sons. In addition to his professional work, he is involved with several local charities.

Jordan Ramsey is a financial advisor at Raymond James & Associates with six years of industry experience. He holds a Series 66 designation and previously worked at Audi Knoxville for four years. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services supported by a nationwide adviser network.

Kevin Denning is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1993. Outside of his advisory role, Denning has an involvement with Antero Resources Corporation, a gas exploration and drilling company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households and organizations. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 advisors and offers a broad range of investment strategies and affiliated services under a fiduciary standard.

Madison Moua is a Series 66-licensed financial advisor with seven years of industry experience. She is currently with LPL Financial and has spent ten years associated with FTB Advisors. Prior to her advisory career, she worked at Hilton for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement consulting, and model portfolio management, utilizing both discretionary and non-discretionary strategies supported by in-house and third-party research.

Cynthia Harless is a financial advisor with Raymond James & Associates in Knoxville, TN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management strategies.

Russell Wilson is a financial advisor with UBS Financial Services in Knoxville, TN, holding a Series 66 designation and 25 years of industry experience. He has been with UBS Financial Services since 2009. Outside of his advisory work, he serves as president of the board of directors for InterFaith Health Clinic, a nonprofit health clinic serving the working poor. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Nicholas Favaro is a financial advisor with UBS Financial Services in Knoxville, TN, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at TIAA and Belk Department Stores. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services.

Karen Houston is a financial advisor with Primerica Advisors in Knoxville, TN, holding Series 65 and Series 63 licenses and eight years of industry experience. She has worked at PFS Investments Inc since 2018 and was previously affiliated with Two Rivers Church from 2013 to 2017. Outside of advising, she is the owner and author of a book through Root 66 Habit Highway. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-delivery investment strategies supported by third-party asset managers and provides advisory services through a large network of financial advisors.

Jonathan Butcher is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has experience working with several firms since 2016, including Re-Find Estate and Axis Inc. Outside of his advisory roles, he has been involved with The Goose Chase and has experience in homeschooling. LPL Enterprise, LLC serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a range of brokerage and insurance products.

John Sergent is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2025 and has been affiliated with First Horizon since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, financial institutions, and charitable organizations, offering various advisory programs and financial planning services through a national network of investment adviser representatives.

Melissa Clark is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 26 years of industry experience. Her career includes longstanding roles at First Tennessee and related entities since 1992. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Melissa Johnson is a financial advisor at Morgan Stanley with nine years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Dain Rauscher Incorporated and Morgan Stanley Smith Barney LLC. Outside of her advisory role, Johnson is involved with Heritage Ministries, Inc., a community organization in Alcoa, Tennessee. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Brandie Julian is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2022, she held positions at Herbert Tamer, CPA, Coldwell Banker Wallace, Cellular Sales of Knoxville, and TIS Insurance Services. Outside of her advisory role, she is involved as a director in the family business, the Smoky Mountain Music Festival in Knoxville, Tennessee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

William Lawson is a financial advisor with Raymond James & Associates in Knoxville, TN, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering tailored financial planning and consulting services supported by a nationwide adviser network.

Robert Rettig is a financial advisor at Ameriprise in Knoxville, TN, holding a Series 66 designation. He joined Ameriprise in 2025 after four years at MassMutual and six years in full-time education. He has no prior industry experience before 2021. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Bryan Mayo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He previously worked at UBS Financial Services for 16 years before joining Wells Fargo in 2020. Outside of his advisory role, Mayo is a silent owner of Mayo Garden Center in Knoxville, TN. Wells Fargo Clearing provides retirement plan consulting and fiduciary services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

John Springer is a Financial Advisor at UBS Financial Services with one year of industry experience. He holds the Series 66 designation and previously worked at The Trust Company of Tennessee and Ernst and Young. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, employing proprietary capital market assumptions and research from UBS Global Research to tailor investment plans to clients’ goals and risk tolerances. The firm offers a broad range of services including fee-based financial planning, portfolio management, and institutional trading capabilities.

Robert De Caro Jr. is a financial advisor at Edward Jones in Knoxville, TN, holding Series 63 and Series 66 credentials with 14 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Curtis Montgomery is a Financial Consultant at Fidelity Investments, where he has been working since 2026. Prior to his current role, he held positions including Investment Consultant and Planning Consultant within the same firm. He has accumulated experience through various roles at Fidelity Investments since 2020, progressing from Customer Relationship Advocate to Financial Representative, and then to Relationship Manager. Montgomery's approach focuses on partnering with clients to understand their unique investment stories and to assist them in making informed and confident decisions regarding their wealth. He emphasizes listening closely to clients' needs, priorities, and concerns to co-create personalized strategies aimed at supporting successful and fulfilling retirements. Outside of his professional responsibilities, Curtis enjoys family activities, football, golf, movies, parenthood, and traveling.