Matthew Stalcup is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds the CFA® designation and Series 63 license. Prior to joining Cambridge, he worked at Aegis Capital Corp and LPL Financial. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm offers multiple platform arrangements and a range of investment strategies, including proprietary models and access to unaffiliated managers.

James Newsome is a financial advisor with LPL Financial, holding a Series 66 credential and seven years of industry experience. His prior roles include positions at Northwestern Mutual and Merrill Lynch. Before his advisory career, he worked at Sterling National Bank and was involved in the hospitality industry through Kilroys Sports Bar. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Olivia Tirrill is a financial advisor with Raymond James Financial in Nashville, TN, holding Series 65 and Series 63 credentials and having four years of industry experience. Her prior work includes roles at Bank of America, Merrill, and Equitable Advisors. She also supports private client and retirement planning services at Pinnacle Asset Management and Moody East Investment Partners. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal government entities. The firm offers tailored, typically non-discretionary advisory services and has specialized programs for small businesses, supported by its extensive affiliate network and public finance relationships.

Jennifer Hawthorne is a financial advisor at Robert W. Baird & Co. in Nashville, TN, with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Robert W. Baird since 2019, following roles at Nationwide Investment Services Corp, Foreside Financial, and a period as self-employed. Outside of her advisory work, she is a passive investor and LLC member of The Lakeside Group LLC, which operates Hometeam Pizza. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, employing both manager-traded and model-traded strategies along with tax management and direct-indexing capabilities.

Richard Vaughn is a financial advisor with Raymond James & Associates in Nashville, TN, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he is a partner in a private investment partnership with two friends. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains capabilities in public finance and municipal work.

Craig Bernard is a financial advisor with LPL Financial in Arrington, TN, holding CFP® and ChFC® designations and possessing 39 years of industry experience. He has been with LPL Financial since 1997. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm provides a range of advisory and brokerage services, including financial planning, advisory programs, retirement plan consulting, and offers both discretionary and non-discretionary management options supported by in-house and third-party research.

Robert Mcgrew is a financial advisor at Raymond James & Associates in Nashville, TN, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans, asset-allocation analyses, and investment recommendations, with a focus on both retail and institutional advisory services.

Tyler Wadlington is a financial advisor at Edward Jones in Brentwood, TN, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2021, he worked at Bass, Berry & Sims PLC for four years and spent one year with the United States Federal Courts. Outside of his advisory role, he is involved in residential rental property management in Nashville, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Patrick Blair is a Series 63-registered financial advisor with Cambridge Investment Research Advisors, where he has worked since 2006. He has 31 years of industry experience. Outside of his advisory role, Blair is an independent insurance agent and also works as a golf shop attendant at the Old Fort Golf Course in Murfreesboro, TN. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals and provides a range of portfolio management options across various custody platforms.

Charles Poston is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at Raymond James Financial in Nashville, TN. His prior experience includes roles at Pinnacle Wealth Advisors, Truist Advisory Services, The Vanguard Group, and Appalachian State University. Outside of his advisory work, Poston is also associated with Pinnacle Bank as a bank associate. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm provides tailored, non-discretionary advisory services and supports a range of client needs, including a specialized SIMPLE IRA Employer Advisory & Consulting Services program for small businesses.

Jeffrey Mason is a Wealth Management Advisor with Merrill Lynch Wealth Management, currently in his twenty-fifth year with the firm. He and his team serve a select group of high-net-worth families, business owners, and physicians, managing assets totaling more than $620 million as of November 2025. Jeffrey meets with clients in both Beverly Hills, California, and Nashville, Tennessee, guiding them through a structured four-step process that includes reviewing their current financial situation, establishing goals, developing strategic investment plans, and regularly monitoring progress. Jeffrey holds a Bachelor's Degree from Troy University and is a Personal Investment Advisor (PIA). His areas of focus include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. Outside of his professional work, he is involved in community activities such as coaching youth football, basketball, baseball, and soccer, as well as serving as a Boy Scout leader. Jeffrey and his wife, Kirsten, met while attending the University of Alabama. They have two children, a daughter named Sydney and a son named Tyler, and attend Church of the City.

Jacob Holthouse is a Financial Advisor with Merrill Lynch Wealth Management. He provides personalized financial guidance tailored to individual goals and priorities, focusing on a collaborative approach that emphasizes trust and communication. His work involves helping clients make informed decisions aligned with their long-term objectives. Jacob has experience assisting individuals with retirement plans and 401(k) decisions, aiming to simplify complex financial topics and offer straightforward advice. His areas of expertise include retirement planning and investment management. He holds a Bachelor's Degree from the University of Tennessee System and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of work, Jacob enjoys activities such as camping, football, music, reading, running, skiing, soccer, spending time with his family, traveling, and watching movies.

Hugh Anderson is a Wealth Management Advisor who holds professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). He is affiliated with Merrill Resident Director and has over two decades of experience in serving families through various stages of their financial lives. His areas of focus include college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, and supporting women and wealth. Hugh emphasizes transparent and easy-to-understand wealth management planning strategies, aiming to facilitate financial comfort for his clients. Hugh earned a bachelor's degree from the University of Arizona. Outside of his professional role, he enjoys music, reading, running, singing, swimming, traveling, watching movies, and spending time with his family.

Josh Kimbrough is an Executive Planning Consultant at Fidelity Investments, where he focuses on helping clients understand their employee benefits and maximizing the value of their relationship with the firm. He is a Certified Financial Planner and is committed to building financial plans and identifying strategies to enhance those plans for his clients. Josh has held various positions at Fidelity Investments since 2021, including Benefits & Planning Consultant and Workplace Planning Consultant in Executive Services, as well as Investment Solution Representative. Prior to his roles at Fidelity, he was the owner and agent of the Josh Kimbrough Agency from 2013 to 2021. He holds a California Insurance License. Outside of his professional work, Josh has interests in cars, fitness, food, football, pets, and traveling.

Justin Martin is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. He is based in Nashville, TN. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Clower is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. Prior to joining Merrill in 2018, he worked at DSI Security, Dollar General, and American Income Life Insurance Company. He serves as a board member of the Nashville Predators Foundation’s Young Professionals Board, where he participates in fundraising and event promotion activities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Steven Roussel is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Washington Square Securities, Inc. for 27 years before joining OSAIC in 2024. Outside of his advisory role, he is president and CEO of Roussel & Assoc, LLC, a life insurance sales and service business. OSAIC serves retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, and access to managed accounts and third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across a range of asset types.

Kevin Kostyk is a financial advisor at Thrivent Investment Management based in Nashville, TN, with six years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial since 2018, with prior experience including roles at Christian Care Ministry and Scoutcast. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm provides goal-based analyses and planning on a broad range of topics, operating separate planning and managed-account services without discretionary trading authority.

Mark Gallups is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. His prior work includes positions at UBS, Bank of America, and various educational institutions, as well as involvement with New York Empire Baseball. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

James Reed is a financial advisor at Cetera with 32 years of industry experience. He holds a Series 63 designation and has worked at firms including Concourse Financial Group Securities Inc, Lincoln Financial Securities Corporation, and Independent Advisers Group Corp. Reed also operates Reed Financial Group Inc, providing insurance products and financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and advisory services through a multi-manager platform that supports various investment strategies and program structures.