Destiny Holmes is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She collaborates with clients to understand their financial goals and preferences, working alongside them to build tailored financial plans aimed at pursuing those goals. Destiny's professional experience at Fidelity Investments spans several roles, including Relationship Manager from 2022 to 2024 and Financial Representative from 2021 to 2022. This progression reflects her growing expertise in client relationship management and financial planning. Outside of her professional work, Destiny has interests in beach activities, cooking and baking, fitness, pets, softball, and traveling.

Roger Turner is a financial advisor with Wells Fargo Advisors, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and joined Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to deliver tailored recommendations across various financial planning areas, including niche services such as business-owner transition and special-needs planning.

Louis Belinkie is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Mass Mutual Investors Services since 1984 and has worked with MassMutual Life Insurance Company since 1981. Outside of his advisory role, he is also an agent involved in individual and group life and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars with an emphasis on collaborative, goal-based planning.

Chad Lehr is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He previously worked at MML Investor Services, LLC and Massachusetts Mutual Life Insurance Co for 11 years before joining Cetera. Outside of his advisory role, he owns chadlehr.com and continues to renew existing life, health, disability, and long-term care insurance business on a limited basis. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment programs and access to both affiliated and unaffiliated managers, managing over $256 billion in assets through more than 10,000 advisors.

George Hamby is a financial advisor with LPL Financial in Glen Allen, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Momentum Independent Network Inc., Capital Securities Management, Inc., Anderson & Strudwick, Incorporated, and A&S Capital Advisors, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by research tools and a broad network of investment adviser representatives.

Robert Morris is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 28 years of industry experience. Prior to joining Raymond James in 2021, he worked at Truist Advisory Services and Bb&T Securities. He is a member of the West Richmond Businessmens Association, a local social and networking group for business professionals. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers customized financial planning and non-discretionary investment consulting, drawing on a range of portfolio management styles and affiliated research.

Byron Shea is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 66 designation and previously worked at Verizon Wireless and Sherwin Williams. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Michael Morelock is a financial advisor at LPL Financial with 31 years of industry experience. His career includes previous roles at OSAIC Institutions, Inc., Wells Fargo Clearing, and Wachovia Securities, Inc. He holds Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools.

Christine Lovell is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. She has been with Wells Fargo Clearing and related entities since 2014. Outside of her advisory role, she has ownership interests in two food-related businesses in Virginia: a food cart called Poppa'Z Lunchbox and a retail store named Poppa's Mini Mart. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services supported by proprietary research and tools, catering primarily to clients meeting a net-worth threshold.

Kendall Benner is a CFP® professional with two years of industry experience currently affiliated with Raymond James Financial. Benner has held roles at various entities including Concentric Wealth Partners and Raymond James Financial Services Advisors, Inc. Outside of advisory work, Benner is involved with Concentric Wealth Partners, a support company based in Glen Allen, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm employs analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and consulting to client goals.

Austin Pierce is a financial advisor at Edward Jones in Richmond, VA, holding CFP® and Series 66 credentials with seven years of industry experience. His prior work includes roles at Anchor Insurance Group, Virginia Tech Recreation Sports, and CRH Catering. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including managed solutions, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Mary Lorenzi is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Carter Terry & Co Inc and was involved with Hot Yoga MV. Outside of advisory work, she is the owner of a rental real estate property managed by a third party. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including high-net-worth individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, supported by extensive research and a variety of portfolio management options.

Pamela Prescott is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 10 years. Outside of advising, she serves as power of attorney for her elderly father's accounts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles.

Scott Csaky is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Raymond James & Associates since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad nationwide adviser network.

Benjamin Hackel is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Edward Jones in Midlothian, VA. His previous roles include positions at Pathfinder Wealth/Northwestern Mutual and Liberty University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies with approximately $1.01 trillion in assets under management. The firm is distinguished by its extensive advisor network, comprehensive service offerings, and affiliated capabilities including a trust company and proprietary mutual funds.

John Gaines III is a financial advisor at LPL Enterprise with three years of industry experience. He holds a Series 66 designation and has prior experience with The Prudential Insurance Company of America and Pruco Securities LLC. Gaines also serves in the United States Navy, a role he has held since 2013. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various affiliated services.

Miranda Bradshaw is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2019, progressing through roles including Financial Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Miranda focuses on building trusted relationships with individuals and families to better understand their financial goals and concerns. She employs a thoughtful and collaborative approach to financial planning that adapts to life's uncertainties. No information about Miranda's education, credentials, personal interests, or community involvement is provided.

James Moon is a financial advisor with Raymond James & Associates in Richmond, VA. He holds Series 63 and Series 65 designations and has 45 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional advisory services through multiple portfolio management styles and affiliated research resources.

Alexander Damm is a CFP® professional with five years of industry experience, currently affiliated with Ameriprise in Richmond, VA. His work history includes positions at Verus Financial Partners and Ameriprise, among others. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice, incorporating investment research, third-party data, and algorithmic tools to support income strategies and tax-aware withdrawals.

James Mc Pherson is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial and several Edelman-affiliated entities since 2008. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools to offer diversified portfolios, discretionary management, and a range of retirement and wealth management solutions.