Justin Rouse is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans and investment strategies tailored to their specific goals and needs. He has been with Fidelity Investments since 2023, progressing through roles including Investment Solutions Representative and Investment Consultant before assuming his current position in 2025. Prior to joining Fidelity, Justin worked as an Agent at New York Life in 2022. Justin's professional experience encompasses various aspects of financial consulting and investment services, reflecting a commitment to client-focused financial planning. Outside of his professional work, he has interests in fitness, golf, military service, pets, and running.

Steve Nagy is a Vice President and Executive Planning Consultant at Fidelity Investments, a role he has held since 2016. He has been with Fidelity Investments since 1999, progressing through several positions including Wealth Planning Consultant, Relationship Officer, Retirement Income Planner, and roles in Stock Plan Services and Service and Trading. Prior to joining Fidelity, he worked in Investor Information at Scudder Kemper Investments. Throughout his career, Steve has developed expertise in financial planning and client relationship management, focusing on understanding each client's unique financial goals and developing tailored strategies to work toward them. He holds a California Insurance License. Outside of his professional life, Steve has personal interests that include baseball, beach activities, fitness, golf, pets, and running.

Christopher Geary is a CFP® with 22 years of industry experience, currently affiliated with Wells Fargo Advisors. His prior roles include positions at OSAIC, Triad Advisors, Gallagher Fiduciary Advisors, Independent Financial Group, LLC, F3Logic, LLC, and National Planning Corporation. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria. The firm uses proprietary research and planning tools to develop customized recommendations delivered through meetings and written summaries.

Chris Rysak is a Financial Consultant currently working at Fidelity Investments since 2023. He has previously held positions as a Financial Consultant and Investment Consultant at Charles Schwab from 2016 to 2023, as well as roles at T. Rowe Price and Vanguard, where he specialized in retirement and client relationship administration respectively. His approach involves collaborating with clients to develop financial plans that address wealth accumulation, preservation, distribution, and legacy considerations. Chris emphasizes understanding clients' goals and adapting plans as their circumstances evolve to maintain alignment with their changing objectives. Details regarding his education, credentials, personal interests, or community involvement were not provided.

Philip Beethoven Wilson is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Minnesota Life Insurance Co, Securian Financial Services Inc, and Virginia Asset Management. He is also involved in several entrepreneurial ventures, including ownership positions in PBW Financial LLC and Ephesians 210 LLC. Cambridge Investment Research Advisors serves a diverse client base ranging from individuals and retirement plans to charitable organizations and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management approaches and multiple platform arrangements.

Holly Huebsch is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliates since 1993. Outside of advising, she manages shared office expenses for a suite used by multiple Ameriprise advisors. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Madelyn Flinn is a financial advisor at LPL Financial with a Series 66 credential and one year of industry experience. She previously worked at Zola for seven years and held roles at S'well and Toyota Tsusho America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kenneth Gross II is a financial advisor with OSAIC holding CFP® and ChFC® designations and over 38 years of industry experience. He has worked with OSAIC since 2018 and previously spent 24 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. Gross also owns and operates Heron Creek Advisors, a business involved in securities, investment advisory, and insurance services. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance analysis to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Edward Price is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 23 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, and MetLife Financial Services. LPL Enterprise serves a diverse client base comprising individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Billy Mock is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he is a partner in a business named BMRE. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, utilizing a range of portfolio management styles supported by affiliated research and model manager options.

Marc Anthony Richardson is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Blue Ridge Bank, LPL Financial, Fidelity Investments, and Wells Fargo. Outside of advising, he is the owner of a food manufacturing and distribution business, an author of fiction, and serves as an adjunct professor at Virginia Commonwealth University. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of services including asset management, money-manager programs, and educational seminars, focusing on collaborative planning relationships without discretionary investment authority.

David Drullard is a financial advisor at LPL Financial with 47 years of industry experience. He holds the Series 63 and Series 65 credentials. Prior to joining LPL Financial in 2026, he worked for Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 11 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jacob Morgan serves as Vice President, Wealth Planner at Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans tailored to their individual situations, needs, and goals. He brings over 20 years of experience in the financial services industry, having navigated clients through diverse market conditions. His prior roles include Financial Consultant at Fidelity Investments, Senior Financial Consultant at TD Ameritrade, District Manager at AXA Advisors, Financial Advisor positions at SunTrust Wealth Management and Merrill Lynch, and Financial Planning Associate at Ferris Baker Watts.

Andrew Walker is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011. Outside of his advisory role, Walker serves as board president of Restoration Village in Richmond, VA. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing both proprietary and third-party strategies across various custody and platform arrangements.

George Paul III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior roles include positions at Securities America Advisors, Securities America Inc., and Next Financial Group Inc. In addition to his advisory work, he sells life insurance through Pinnacle First Financial Group. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various investment tools and third-party solutions to construct portfolios across a broad range of asset classes.

George Gordon III is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Gordon serves as a board member of the Laurel Hill House Condominium Association and is involved in coaching with Richmond Volleyball and the Richmond Volleyball Club. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including specialized services such as business-owner transition and sports and entertainment planning. The firm integrates advisory services with various financial products and referral channels.

Amber Benkert is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors in 2022, she worked at Kohl's from 2020 to 2022 and at Manchester High School from 2016 to 2020. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized areas such as business-owner transition planning and special-needs analysis.

John Taitague is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes extensive tenure at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he coaches U9 girls soccer in Midlothian, VA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a wide range of planning solutions tailored to clients meeting certain net-worth criteria, utilizing proprietary research and tools to develop customized recommendations.

Michael Muldowney is a financial advisor with Cambridge Investment Research Advisors in Glen Allen, VA. He holds the CFP® designation and has 39 years of industry experience, including seven years with Lincoln Financial Securities Corporation prior to joining Cambridge in 2019. Muldowney also serves as Vice President at River City Financial and is involved in insurance sales. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele that includes individual investors, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing proprietary and third-party model strategies with both discretionary and non-discretionary implementation options.

Jacob Wells is a financial advisor with Osaic who holds a Series 66 designation and has one year of industry experience. His background includes roles at Bankers Life and Northwestern Mutual. He is also involved in consulting clients on Medicare needs through a partnership role as an insurance agent. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk tolerance assessments, and automated rebalancing in portfolio construction and supports a range of investment strategies across multiple platforms.