Scott Machen is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 17 years of industry experience. He has been with Independent Financial Group since 2009. Outside of his advisory role, he is a licensed California insurance agent and the managing owner of Scott Machen, LLC, a pass-through entity for tax purposes. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base including high-net-worth individuals and institutional clients.

William Blanchette is a CFP® with 20 years of industry experience, currently serving at Focus Advisor Solutions, LLC. His prior work includes roles at Buckingham Strategic Partners, Foreside Financial Services, Loring Ward Financial Inc., Loring Ward Holdings, Inc., and Fidelity Brokerage Services LLC. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients, including model portfolios, operational support, and fixed-income sub-advisory services. The firm manages diversified, systematically invested mutual fund and ETF portfolios and offers discretionary fixed-income management and retirement plan fiduciary services.

Alexis Devorss is a financial advisor with Principal Financial Services in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has worked at Principal Securities since 2016 and at Westcorp Financial & Insurance Services since 2008. Her outside business activities include managing operations and sales for group insurance and group benefits at Westcorp Financial Services. Principal Securities provides brokerage and investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money managers through various advisory and promoter arrangements.

Judith Mcdaniel is a financial advisor at Allworth Financial, L.P. with 46 years of industry experience. She holds the ChFC® designation and Series 63 license. Her prior roles include positions at AW Securities, AFA Inc., and Cetera Advisor Networks LLC. Outside of financial advising, she serves as a child advocate with Douglas County CASA Inc. and is an investment committee member for the National Association of Insurance & Financial Advisors (NAIFA). Allworth Financial is a fee-based SEC-registered adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various model strategies and employs technology to manage held-away retirement accounts without client login credentials.

Steven Rau is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and 33 years of industry experience. His prior roles include positions at LPL Financial and Strategic Wealth Advisors Group. Rau is also licensed as a life and health insurance agent in California. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm provides access to multiple advisory programs and third-party asset managers through its network of investment adviser representatives.

Arturo Campos is a ChFC® and Series 63 credentialed advisor with 42 years of industry experience. He is currently affiliated with SPC and has held roles at Parkland Securities, Jackson National Life, and Pan American Life. Campos also operates CCC Insurance Solutions, focusing on the sale of various insurance products. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering strategies based on client suitability with both discretionary and nondiscretionary management options.

David Else is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Titus Wealth Management and LPL Financial. He provides investment advisory services through Wealth Enhancement Advisory Services, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, discretionary and non-discretionary asset management, and specialized retirement plan consulting, employing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Joseph Manzo is a financial advisor with Principal Financial Services in Roseville, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. His career includes roles at Meridian Wealth Management and Insurance Services since 2021 and a decade of work with Principal Life Insurance and Principal Securities. Manzo also owns Manzo Financial, a sole proprietorship for managing business expenses unrelated to investment advisory services. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides financial planning, retirement consulting, and access to third-party money manager programs through various adviser and promoter arrangements.

Aaron Ivey is a financial advisor at Voya Retirement Advisors, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Voya Financial Advisors, Inc. and Pruco Securities LLC prior to his current role. Voya Retirement Advisors, LLC provides retirement-plan investment advice and managed account services to participants in employer-sponsored plans. The firm utilizes third-party advice models and offers discretionary professional management with features such as income-focused portfolio adjustments and optional annuity purchases.

Lynzie Wolters is a ChFC® credentialed financial advisor with 13 years of industry experience, currently with Eagle Strategies (NY Life). She has worked at Eagle Strategies since 2020 and has held roles at Capital Edge Insurance & Financial Services, NYLIFE Securities, LLC, and New York Life Insurance Company since 2013. Outside of her advisory work, she volunteers with several nonprofit organizations supporting law enforcement, firefighters, and their families. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and emphasizes fiduciary responsibilities, with most assets managed on a non-discretionary basis.

Brad Heaps is a CFP® professional with 19 years of industry experience. He is currently with Farther and previously worked at Charles Schwab and Charles Schwab Bank for 19 years. He holds the Series 66 designation. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs an investment approach based on Modern Portfolio Theory, utilizing bespoke and algorithmic model portfolios with automatic rebalancing, and primarily allocates among ETFs, mutual funds, equities, and fixed income.

Matthew De Garmo is a CFP® with eight years of experience in financial advisory roles. He has worked at AW Securities and Allworth Financial since 2022, and previously held positions with Fidelity Brokerage Services, The Vanguard Group, and The Shamrock Companies. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of strategies, including model allocations and specialized ETF approaches, and features ownership ties to private investment vehicles and the Ontario Teachers’ Pension Plan.

Ryan Heidrich is a financial advisor with Principal Financial Services in Roseville, CA, holding a Series 66 designation and 16 years of industry experience. He has worked with Principal since 2016 and previously held roles at Waddell & Reed and various insurance agencies. Outside of financial services, he is involved with Lionheart Enterprises, a business that imports and sells goods at county fairs and trade shows. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation typically carried out on a discretionary basis by those managers.

Allison Scoggin is a CFP®-certified financial advisor with 13 years of industry experience. She is currently with Allworth Financial, L.P., where she has been since 2024. Her prior experience includes roles at Arbor Point Advisors, Securities America Advisors, Inc., and KMS Financial Services, Inc. In addition to her advisory work, she has a related insurance agent role receiving trails from policies written under Tridea. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses customized portfolios with a range of model strategies and employs technology solutions to manage held-away employer retirement accounts without client login credentials.

Scarlett Leiva is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various private banking and wealth management segments. The firm employs multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs and offers a wide range of advisory, execution, and custody services.

James Ferguson is a financial advisor at VALIC Financial Advisors with 13 years of industry experience. He holds a Series 66 designation and has been with VALIC since 2015. In addition to his advisory role, he is an agent for non-securities insurance products at Agia. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Michael Demko is a financial advisor with Allworth Financial, L.P. and holds a Series 63 designation. He has 26 years of industry experience, including prior roles at Siena Wealth Management, Inc. and LWI Financial, Inc. He is the owner of Demko & Associates, Inc., an S-Corp formed in 2011 related to a tax preparation practice he managed until 2013. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolios using various model strategies and offers both discretionary and non-discretionary asset management along with financial planning and retirement plan consulting.

Peter Abi Nader is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Allworth Financial, L.P. in Folsom, CA. Prior to joining Allworth Financial in 2022, he spent six years with Pennington Financial Group. Allworth Financial is a fee-based SEC-registered adviser that serves individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of model strategies and employs technology to manage held-away employer retirement accounts.

Chien Yeh is a financial advisor with Eagle Strategies (NY Life) based in Roseville, CA. He holds a Series 66 designation and has 21 years of industry experience. Yeh has worked with Eagle Strategies and affiliated entities since 2011 and is a partner at Caduceus Financial & Insurance Services, where he brokers insurance and sells financial products. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of advisers. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis, with a focus on advisory services linked to insurance and annuity products.

Ryan Russo is a financial advisor with Valic Financial Advisors, holding a Series 66 credential and five years of industry experience. His work history includes roles at Agia and AIG Retirement Services. Outside of advisory services, he is an agent for non-securities insurance products with Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.