Jacob Kennedy is a financial advisor with Charles Schwab in Colorado Springs, CO, holding Series 63 and Series 65 designations and 12 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2019 and previously at Fidelity Personal and Workplace Advisors and Fidelity Investments. Charles Schwab & Co., Inc. serves mainly high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a formal alternative-investment program.

Michael Bush is a CFP® and ChFC® professional with 23 years of experience in the financial services industry. He is currently with Cetera and has held positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Additionally, he owns and operates Bush Advisory Group, Inc., a financial services firm based in Colorado Springs, CO. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual and institutional clients through a large network of independent advisors. The firm offers a range of investment management and consulting services across multiple program structures and custodial relationships.

Michelle Makynen is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2026, she worked in home health care and physical therapy, including a role as a Physical Therapy Assistant at Advanced Home Health Care. Outside of finance, she continues to work in physical therapy providing care to home health patients. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Valentino Ramos is a Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial professionals focused on providing clients with generational financial planning experiences. Ramos has been with Fidelity Investments since 2015, progressing through roles including Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, Ramos worked at T. Rowe Price from 2006 to 2014, serving as a Service Associate and later as a Senior Representative. His extensive experience spans client relationship management and financial planning within the investment industry. Outside of his professional duties, Ramos enjoys bowling, fishing, golf, and music.

Ashley Parks is a financial professional at Cetera with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Martin Financial Group, Securian Financial Services, and Minnesota Life Insurance Company. Outside of advising, she is the owner of a book authoring business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Scott Perry is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he serves on the board of directors of Perry Consulting, Inc., a small firm supporting his wife's SAP consulting business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools.

Matthew Campbell is a financial advisor with Equitable Advisors in Colorado Springs, CO, holding a Series 66 designation and 22 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2004. Outside of his advisory work, he is a part-owner of Loyal Coffee, a local business in Colorado Springs. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm’s approach involves personal and plan information gathering to assess risk tolerance and match clients with program models or discretionary managers, often utilizing third-party asset managers and sponsored advisory programs.

Alicia Piz is a Financial Advisor at Merrill Lynch Wealth Management. She leverages her background as a competitive athlete and small business owner to provide a holistic client-centered experience to individuals, families, and businesses. Alicia focuses on optimizing long-term financial security through customized portfolio construction and thorough financial planning across various life stages and market cycles. Before joining Merrill, Alicia owned and operated the largest athlete training facility in San Diego for nearly ten years. She holds a bachelor's degree in public relations from San Diego State University, where she was a scholar-athlete on the NCAA Division 1 soccer team. Her professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Alicia is actively involved in community organizations related to sports and service, including serving as a board member for the Aztec Link NIL Collective (2023-2024) and volunteering with the Colorado Springs Sports Corp since 2020. She also participates in various advisory councils and volunteer roles that connect with her personal interests, such as soccer, hiking, running, and spending time with her family.

Logan Keller is a financial professional at Cetera with a Series 66 license and three years of industry experience. He previously served eight years in the U.S. Army and has worked with Millennium Group Financial and Mark R Lyons Inc. outside of his current role. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Kristin Simpson is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2022. In this role, she leads a team of financial professionals dedicated to providing clients with a financial planning experience that exceeds expectations, leveraging Fidelity's trusted brand and advanced technology. Her career in financial services spans over two decades, beginning in 2003 at T. Rowe Price where she worked in Investment Services and progressed through roles including Investment Guidance and Retirement Plan Coordinator until 2012. She then joined Fidelity Investments, where she has held multiple roles including Financial Representative, Relationship Manager, Branch Service Manager, Assistant Branch Leader, and currently Vice President, Branch Leader. Details regarding Kristin Simpson's education, credentials, personal interests, or community involvement were not provided.

Sean Powell is a Wealth Management Senior Relationship Manager at Fidelity Investments, a role he has held since 2026. He has been with Fidelity since 2022, initially serving as a Planning Consultant before advancing to his current position. Prior to joining Fidelity, Sean worked as a Licensed Sales Assistant at Guaranteed Rate from 2021 to 2022 and as a Senior Financial Consultant at T. Rowe Price from 2016 to 2021. Sean's professional experience spans wealth management, financial consulting, and sales support within the financial services industry. He focuses on helping clients feel comfortable and confident in their financial future and is open to discussing a wide range of financial investment topics. Outside of his professional life, Sean enjoys spending time with his wife and their Dalmatian-German Shepherd puppy. His personal interests include board games, cars, comedy, concerts, pets, traveling, and exploring National Parks.

Abigail Thomas is a financial advisor at RBC Capital Markets with nine years of industry experience. She holds the Series 65 designation and previously worked for ten years at Innovest Portfolio Solutions, LLC. Abigail is based in Colorado Springs, CO. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, tailored to clients’ Advisory Risk Profiles and implemented through a mix of in-house and third-party investment managers.

Joel Karban is a financial advisor with Cambridge Investment Research Advisors in Colorado Springs, CO, holding a Series 66 designation and 18 years of industry experience. He has worked at Cambridge Investment Research Advisors and Kestra Financial, and has operated an independent insurance agency since 2011. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, with a flexible approach that includes proprietary and third-party model strategies.

Graciela Guzman is a Series 66 licensed financial advisor with seven years of industry experience. She currently works at Morgan Stanley and has previously held roles at UBS Financial Services and Wells Fargo Advisors. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Barry Eckhardt is a financial advisor with Edward Jones in Colorado Springs, CO, holding CFP® and Series 66 credentials and having five years of industry experience. Prior to joining Edward Jones in 2020, he worked at Tucker Advisory Group and has operated Trovar Marketing LLC, a marketing consulting business. He also assists with administrative tasks at Polo Springs Veterinary Hospital. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of over 23,700 advisors. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated mutual funds, managing approximately $1.01 trillion in assets under management.

Denise Deleo is a financial advisor with LPL Financial in Manitou Springs, Colorado, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her career includes 26 years at Waddell & Reed, Inc. and over two decades managing her own entity, Denise A Deleo, Inc., focused on tax and investment purposes. She also maintains involvement with Associates of Clifton Park, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning and access to third-party asset management, supported by extensive technology and a large network of advisors.

Kelli Phifer is a CFP® and holds a Series 66 license, with nine years of industry experience. She has worked at Edward Jones since 2017 and previously spent three years with Noonday Collection. In addition to her advisory role, she is a partner in Elkey Partners LLC, a real estate holding partnership co-founded with her brother. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.

Amy Crispino is a financial advisor with Raymond James Financial in Colorado Springs, CO, holding CFP® and Series 63 credentials and eight years of industry experience. Prior to joining Raymond James, she worked at Northwestern Mutual in various investment and wealth management roles and has been associated with Sovereign Wealth Strategies Group since 2022. She is involved in insurance planning activities related to client case preparation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored planning and analytical tools to support client goals and offers advisory programs alongside institutional consulting and portfolio management.

Marco Lopez Jr. is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at JPMorgan Securities LLC and Merrill. Lopez is based in Colorado Springs, CO. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support client financial plans.

Lanelle Morin is a financial advisor with Morgan Stanley in Colorado Springs, CO, holding a Series 66 license and possessing four years of industry experience. She has been associated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and models to assist clients in their financial planning.