Chris Fanto is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. Prior to joining LPL Enterprise, he held positions at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Patrick Chairs is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Worthington Financial Partners, Equity Services Inc, and GolfTEC North Bethesda. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, access to model portfolios and third-party asset management programs, combining adviser programs with the sale of financial products including insurance through affiliated entities.

Oliver Arnold is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Mass Mutual, and Metlife Securities. Arnold also has an ongoing affiliation with Prudential-sponsored non-variable insurance products. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services. The firm combines investment advisory programs with brokerage and insurance product sales on an integrated platform, utilizing LPL’s research, model portfolios, and third‑party asset managers.

Nicholas Bonomolo is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities from 2014 to 2017. Outside of his advisory role, he owns Bonomolo Planning, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm serves individuals, business owners, trusts, estates, charitable organizations, and employers through ongoing financial planning, asset management, and educational seminars.

Brandon Hoppenstein is a financial advisor at Merrill with one year of industry experience and holds a Series 66 credential. His prior roles include positions at Bank of America, Ledyard Law LLC, and Financial Dimensions, Inc. Outside of finance, he has been involved with entrepreneurial efforts such as Joe Blow Tees and Papi's Tacos. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Zachary Claypool is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Merrill since 2016. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Kyle Golley is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His work history includes diverse roles across several companies and educational institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Joseph Nickerson is a financial advisor with Merrill based in Hunt Valley, MD, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at T. Rowe Price from 2012 to 2021 before joining Merrill and Bank of America in 2021. Merrill offers managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm integrates model-based and discretionary investment strategies, leveraging Bank of America’s broader platform to provide access to a wide range of financial products and services.

Anthony Sparacino is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. He has been with Merrill and Bank of America since 2021 and 2022, respectively. Prior to his financial career, he had various roles including coaching and camp positions in sports. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader corporate platform, which enables access to a wide variety of financial products and services.

Jason Connor is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. Outside of his advisory role, he serves on the board of directors for Sportsboosters of Maryland, a nonprofit organization focused on donating sporting equipment. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor investment plans based on proprietary research and capital market assumptions.

Lawrence Adam III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Raymond James since 2018 and previously spent four years at Deutsche Bank Securities Inc. In addition to his advisory role, he serves as a professor at Loyola University Maryland. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations and serves institutional and municipal clients with specialized public finance and investment banking capabilities.

Daniel Colligan is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Bank of America and Merrill since 2016. Outside of his advisory role, he works as a consultant and independent contractor for Walmart Spark, delivering goods to clients' homes. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Michelle Roeseke is a financial advisor at Edward Jones with 18 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Stephen Moran is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides various advisory programs, financial planning, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.

Angela Candelaria is a financial advisor at Merrill, holding a Series 66 designation with one year of industry experience. She has been with Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Christopher Ruby is a CFP® and holds a Series 66 license, with 16 years of industry experience. He is currently with OSAIC and has previously worked at Lincoln Financial Advisors Corporation, T Rowe Price, Allstate Insurance Company, and Lincoln Financial Advisors. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated financial services across multiple advisory platforms, employing asset-allocation tools and third-party solutions to manage portfolios that include various asset types and investment styles.

Patrick Dougher is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and 10 years of industry experience. He has worked with Bank of America, N.A. and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Ryan Woolery is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has been with Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Andrew Trueschler is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. He has worked at Merrill and Bank of America, N.A. since 2025 and 2026 respectively, and has prior experience at several firms including Harford Retirement Planners and Loane Brothers. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm integrates its services within Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Kevin Bell is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Morgan Stanley. His career includes roles at Morgan Stanley Private Bank, N.A. and UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm’s financial planning process relies on structured discovery and firm-approved tools, providing tailored plans without individual security recommendations in standalone planning.