Keith Digregorio is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 45 years of industry experience. He has worked at Linsco Private Ledger since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and various management approaches.

Thomas Wagner is a financial advisor at OSAIC with one year of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes positions at JPMorgan Chase Bank, J.P. Morgan Securities, PNC, and ALDI Inc., as well as operating Simply Bold Cafe. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, employing a variety of asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

David Layo is a CFP® with 27 years of experience in the financial services industry. He is currently affiliated with OSAIC and has prior experience at Lincoln Financial Advisors Corporation and Citadel Federal Credit Union. Outside of his advisory role, he is a co-owner and financial planner at Capital Wealth Management Group, LLC, where he focuses on client financial planning. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, using proprietary asset-allocation tools and third-party platforms to construct and manage portfolios across a range of asset classes.

John Patsy is a CFP® professional with 18 years of industry experience, currently serving clients at LPL Financial since 2009. He holds the Series 66 designation and operates out of Hauppauge, NY. Additionally, he is engaged as an insurance agent with LTCi Partners, focusing on non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and third-party research.

Cathy Jackson is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 28 years of industry experience. She previously worked at Avantax Investment Services and Next Financial Group and has been involved with Beacon Financial Group for over 20 years. Jackson serves as a board member and volunteer for charitable organizations focused on financial education and community support. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services across various program structures and custodial relationships.

Andrew Aramany is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2005 and brings over two decades of experience in the financial services industry, including prior positions at the Vanguard Group and Lincoln Financial Group. Andrew holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), CHARTERED FINANCIAL CONSULTANT (ChFC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Andrew earned a bachelor’s degree from the University of Delaware and a master’s degree from Villanova University. At the University of Delaware, he was awarded an Athletic Letter Award for football. He works closely with clients to develop investment strategies tailored to their financial goals and risk tolerance, focusing on areas such as college education planning, liquidity management, managing new wealth, personal retirement planning, and women and wealth. In addition to his advisory role, Andrew teaches investment-related courses at the Life Long Learning Institute at Immaculata University and Chester County Night School. Andrew resides in Downingtown, Pennsylvania, with his wife and three children. His personal interests include biking, football, golfing, racquetball, running, scuba diving, and tennis.

Stephen Swofford is a financial advisor at Fisher Investments with 10 years of industry experience and holds a Series 65 designation. He has been with Fisher Investments since 2012. Outside of his advisory role, he is the owner of a holding company that has no active business operations. Fisher Investments serves a diverse global clientele, including institutional and private clients such as pension plans and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized Investment Policy Committee that integrates quantitative and qualitative research, employing tax-aware and risk management strategies across multiple investment vehicles.

Christine Gordon is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning her career in financial services in 1999, she has focused on assisting clients through a holistic, formula-based approach to accumulating, managing, and preserving wealth. Christine works closely with individuals, families, and businesses, providing integrated wealth management and planning services based on a comprehensive understanding of each client’s financial situation and priorities. With over two decades of experience, Christine’s expertise includes retirement planning, business transition strategies, college education planning, legacy planning, and socially responsible investing. She holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Christine also completed a Non-Accredited Certificate Program at Taylor University. She is active in professional and community organizations such as the Southern Chester County Chamber of Commerce and Believers In Business, where she serves on committees and the board. Christine is committed to providing objective advice and personalized service, emphasizing integrity and attention to detail. She views financial advising as a process that requires adaptability to life changes and aims to empower clients to take control of their financial lives. Living in Chester County, she participates in local community activities and enjoys cooking, gardening, golfing, horseback riding, and photography.

Jason Betz is a financial advisor with Ameriprise in Aston, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Ameriprise and its affiliates since 1998. Outside of his advisory work, he is involved in live music performance through a separate company, JEB Productions. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered in partnership with the advisor. The firm serves a broad institutional client base and offers a wide range of advisory, brokerage, and insurance solutions.

Peter Mayer is a Financial Consultant currently working at Fidelity Investments, where he has been employed since 2019. In this role, he collaborates with clients and their families to define financial goals and assist in creating sustainable financial plans. Prior to his current position, he served as a Planning Consultant at Fidelity Investments from 2019 to 2023. Before joining Fidelity, Peter worked as a Financial Analyst at Independence Square Advisors from 2016 to 2019. His professional experience spans financial analysis, planning, and consulting, enabling him to support clients in achieving their financial objectives. Outside of his professional work, Peter has interests in cooking and baking, fitness, golf, hiking, outdoor adventures, and reading.

Julia Williams is a financial advisor with Fidelity Investments in Greenville, DE, holding Series 66 and Series 63 licenses and having three years of industry experience. Prior to joining Fidelity in 2025, she worked at Wells Fargo Clearing and Wells Fargo Bank, N.A., as well as The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including multi-manager and fund-of-funds structures. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and supports delegated management by sub-advisers.

Alex Daniel is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop financial strategies using the extensive resources and services of the firm. He is committed to understanding clients' financial goals through a structured process. Alex has a broad range of experience in the financial industry, having held roles such as Investment Consultant at Fidelity Investments, Investment Advisor Representative at Charles Schwab, and Financial Advisor at Merrill Lynch Wealth Management. His career also includes positions as a Financial Consultant II at Citizens Securities and Producing Agent at MassMutual, among others. He holds a California Insurance License. Outside of his professional work, Alex has personal interests that include cars, social events with friends, movies, museums, tennis, and traveling.

Douglas McAllister is an Investment Consultant currently working at Fidelity Investments since 2024. He has built his career in financial services largely within Chester County, focusing on developing collaborative financial planning strategies and fostering strong client relationships. Douglas has extensive experience in the financial industry, having served in various roles at Vanguard from 2007 to 2024, including Senior Financial Advisor, Financial Advisor, Client Relationship Consultant, Client Relationship Administrator, and Client Relationship Associate. His professional background encompasses investment consulting and comprehensive financial advising. Outside of his professional work, Douglas has interests in baseball, comedy, family activities, hiking, music, and parenthood.

Andrew Rosecky is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing new wealth, personal retirement planning, and portfolio management services, working closely with clients to develop personalized financial strategies tailored to their individual goals. His approach includes thorough consideration of costs, tax implications, income needs, and risk management. Andrew holds a Bachelor's Degree from Drexel University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise extends to a range of financial services such as commercial loans, corporate financing, trust services, 401(k) plans, residential mortgages, and life/long term care insurance, with banking, credit, and lending offerings provided through Bank of America. In addition to his professional focus, Andrew engages in community volunteering activities in line with the Merrill tradition. He has personal interests in football, music, pickleball, and yoga.

Brett Mayne is a financial advisor with Merrill in Exton, PA, holding a Series 66 designation and six years of industry experience. His career includes roles at Bank of America, N.A., and Bank of America Merrill Lynch, alongside his current position at Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Sean Enama is a Planning Consultant at Fidelity Investments, where he collaborates with Financial Consultants, clients, and their families to develop personalized financial plans tailored to individual goals. He focuses on building and maintaining relationships that foster trust. Sean's experience in the financial industry includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as an internship at Alden Investments. These positions have contributed to his expertise in financial planning and client relationship management. Outside of his professional work, Sean has personal interests in baseball and snowboarding.

Jack Mattera is a financial advisor with Mass Mutual Investors Services in Exton, PA, holding Series 66 and Series 63 licenses and six years of industry experience. His work history includes roles at MassMutual Life Insurance Co., MML Investors Services, Vanguard Marketing Corporation, and prior experience at Temple University and Exxon. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management and educational programs, structuring planning engagements as ongoing, collaborative relationships using firm-approved analytical tools.

Matthew Mc Menamy is a financial advisor with Ameriprise in Garnet Valley, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Elizabeth Darling is a financial advisor with Edward Jones in Oxford, PA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, she was involved in several symphony orchestras, including the Dubuque, Billings, and Lima Symphony Orchestras, and has experience outside finance in the hospitality and brewing industries. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Timothy Friedrich is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and 11 years of industry experience. His career includes positions at Ameriprise Financial Services, Inc. and Commonwealth Financial Network. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.