Daniel Phillips is a financial advisor with GWN Securities Inc. in Jackson, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with GWN Securities since 2014. In addition to his advisory role, he is involved in selling life, health, and long-term care insurance products to clients. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of managed-account programs, including legacy market-timing and momentum-based strategies.

Harrison Maitland Carter is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ. He holds the Series 66 designation and has been in the industry since 2026. Prior to joining Equity Services, he has worked at Integrated Financial Concepts and Pfizer, Inc., among other roles. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Daniel Armas is a CFP®-credentialed financial advisor with 24 years of industry experience. He is currently affiliated with Carson Wealth and CWM, LLC, where he has worked since 2021, and previously held roles at Vanderbilt Securities, Gitterman Wealth Management, Triad Advisors, and Voya Financial Partners. He serves as a board member for the Embrace Kids Foundation, participating in philanthropy and fundraising activities. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing an Investment Committee to design and monitor portfolios and providing tailored solutions including custom indexing and alternative investments.

Ronald Lomangino is a financial advisor at Kestra Advisory with 33 years of industry experience. He holds the ChFC® designation as well as Series 63 and 65 licenses. His prior experience includes roles at Commonwealth Financial Network, Everbank, Securities America Advisors, and Cetera Advisors. Lomangino is the owner and managing director of Dynasty Advisors LLC, where he manages day-to-day operations and client relations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including large plan sponsors. The firm offers services such as fiduciary consulting, plan design, and employee education, supporting recommended investments with due diligence on performance, fees, and manager tenure.

Megan Schneider is a financial advisor with Guardian Life and holds a Series 66 designation. She has eight years of industry experience, including roles at LPL Financial and Park Avenue Securities. Schneider is currently based in Wall, NJ. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, businesses, and charitable organizations, offering a range of financial planning and investment management solutions through both advisor-led and model-based strategies.

John Spottke is a financial advisor at Guardian Life with 39 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at Mass Mutual Life Insurance Company since 1986 and at Park Avenue Securities since 2016. Outside of his advisory role, he serves as Director Emeritus and Chairman of the Annual Golf Outing for the Jersey Shore Chamber of Commerce. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through a mix of advisor-led discretionary management, model-based strategies, and digital advisory solutions.

Gerald Clericuzio is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Guardian Life since 2010 and is the chairman and owner of Planning Alliance LLC. He also owns Planning Alliance Consulting, providing consulting services to businesses and estates. He is affiliated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to insurance and alternative investment products.

Walter Pereira is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill, and Wells Fargo. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated solutions linked to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates through proprietary and third-party planning methodologies.

Bryan Kuderna is a CFP® professional with 16 years of experience, currently serving at Guardian Life. He is based in Shrewsbury, NJ, and has held roles at Guardian Life since 2010. Outside of his advisory work, he is Chairman of the Board of Directors for Family Health and Wellness at the Community YMCA, authors financial literacy books, writes articles for Broker World, hosts a weekly podcast on finance and self-help topics, and assists medical residents with tax preparation. Guardian Life’s wholly owned subsidiary, Park Avenue® Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a blend of advisor-led discretionary management and model-based strategies, supported by proprietary and third-party platforms, with tailored client relationships across various financial planning and consulting needs.

Patrick Maly is a financial advisor with Equity Services, Inc. who holds 37 years of industry experience. His career includes long tenures at Metlife Securities Inc. and Mass Mutual Investors Services. Outside of advising, he is involved as an insurance agent with Integrated Financial Concepts LLC. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a wide range of clients including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and utilizes third-party asset managers and model portfolios.

David Gatto is a financial advisor at Private Advisor Group, LLC, holding a Series 65 designation with one year of industry experience. His prior experience includes roles at The Siegfried Group and L3Harris Technologies, Inc. He is based in Red Bank, NJ. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with a fiduciary-based advisory model. The firm offers portfolio management, financial planning, retirement plan consulting, and managed account solutions, utilizing a variety of strategies and technology platforms while often implementing advice through third-party managers and TAMPs.

Deirdre De Rosa is a Certified Financial Planner® at Wealthspire Advisors with eight years of industry experience. She has previously worked at Purshe Kaplan Sterling Investments, Bank of America, Merrill Lynch, and Fiduciary Trust Company. De Rosa has also been involved with RoundAngle Advisors LLC, focusing on financial planning and model portfolio trading. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets and serving individuals, corporate and pension plans, nonprofits, and foundations. The firm employs an institutional-style asset allocation framework using a combination of mutual funds, ETFs, private investments, and separate account managers, with services tailored through client interviews and ongoing monitoring.

Jennifer Chapman is a financial advisor at Mariner with a Series 65 designation and one year of industry experience. She has been with Mariner since 2014. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, utilizing discretionary portfolios supported by both in-house research and third-party managers.

Richard Poveromo is a financial advisor at SPC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SPC and Sigma Financial Corporation since 2005. Outside of his advisory work, he is a fiction writer and self-publishes novels under his imprint, Blue Coral Books, and also assists with his wife's resale business. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice delivered at the individual advisor level.

Christine Weighell is a Series 66-licensed financial advisor with 11 years of industry experience. She currently works at Sanctuary Advisors, LLC and has prior experience at Wells Fargo Clearing. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm supports independent advisor representatives with a range of portfolio management options and employs various analytical approaches, acting as a fiduciary when a written advisory agreement is in place.

Nancy Protopapas is a financial advisor with Principal Financial Services in Holmdel, NJ, holding a Series 63 designation and over 22 years of industry experience. She has worked at Principal Securities Inc. since 2002 and Principal Life Insurance since 2001. Outside of her advisory role, she serves as president of Auto Solutions Inc. and is a designated bank officer at Principal Bank and Trust Company, supporting retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under multiple advisory and promoter arrangements.

Richard Pasick is a financial advisor with Guardian Life, holding the ChFC® designation and Series 63 license, and has 40 years of industry experience. He has worked with Park Avenue Securities and Guardian Life since 2016 and has been with Congilose & Associates since 1983. In addition to his advisory role, he conducts Social Security workshops and provides coaching and education to other agents. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, and charitable organizations. The firm combines discretionary management with model-based strategies and provides a range of financial planning and consulting services tailored to client needs.

Richard Harris is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with National Life Group, Equity Services Inc., and Maxwell Harris Co. since 2001. Outside of advisory services, he is an active insurance agent specializing in life, disability, long-term care, and health insurance. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with various advisory platforms and frequently uses third-party asset managers and model portfolios.

Daravy Son is a financial advisor with Allworth Financial, L.P., holding Series 63 and Series 65 credentials and having 30 years of industry experience. He worked at George McKelvey Co., Inc. for 21 years before joining Allworth Financial in 2024. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm employs a combination of quantitative and qualitative analysis to offer customized portfolio management and financial planning, utilizing various investment strategies and managing both wrap and non-wrap programs.

Eric Colella is a financial advisor with Kestra Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. Prior to joining Kestra in 2025, he spent nine years with Commonwealth Financial Network. He is also an insurance agent with Dynasty Advisors LLC, a role he has held since 2005. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients. The firm offers services including plan design, fiduciary consulting, investment advice, and employee education, serving clients such as large institutional investors and sovereign wealth funds.