Andrew Sollenberger is a CFP® professional with 27 years of industry experience, currently serving at OSAIC since 2023. Prior to this, he spent 14 years at SagePoint Financial, Inc. He is involved in several business activities, including serving as president of Xcel Financial Group, a sole proprietorship providing tax and insurance services. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services supported by various investment platforms and automated portfolio management tools.

Mary Jo Webb is a financial advisor with Primerica Advisors in Quakertown, PA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked with Primerica Advisors since 2022 and previously operated her own CPA practice for 13 years. In addition to her advisory role, she owns Quakertown Tax Services, providing tax and bookkeeping services. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based investment strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Harriet Litz is a financial advisor at Cetera with 15 years of industry experience and a Series 66 designation. She has worked at Cetera since 2021 and previously at Voya Financial Advisors. In addition to her advisory role, Harriet is a licensed attorney specializing in estate planning, administration, and related legal services, and she occasionally serves as executor or trustee for client estates. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Stephanie Serafin is a financial advisor at Cetera with five years of industry experience. She holds the Series 66 designation and has previously worked at Voya Financial Advisors, Inc. and Kalejta Financial Management. Outside of her advisory role, she is associated with Flagship Financial, a business involved in processing and facilitating trades and client documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Jeanne Helmar is a CFP® with 19 years of experience in financial advising, currently with Cetera Wealth Services, LLC and Harmony Wealth Management. She has a background that includes over a decade at Avantax Advisory Services and has worked in related accounting and tax preparation roles. Outside of her advisory practice, she serves as a committee member on the Perkiomen Township Parks & Recreation Committee and participates in the Rockstar Roller Derby league. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with diverse program options and custodian relationships.

Kenneth Gallagher Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and with 33 years of industry experience. He has been associated with Linsco / Private Ledger Corp., now part of LPL Financial, since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, and supports advisors with both strategic and tactical investment options.

Troy Scozzafava is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and has one year of industry experience. His prior roles include positions at GVA Wealth Management and 1847 Financial, as well as experience outside finance with Nature Valley Landscaping. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs firm-approved software and structured planning engagements to deliver written recommendations, generally without investment discretion.

Nathan Lee is a financial advisor with LPL Financial in Douglassville, PA, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. His prior work includes roles at Lincoln Financial Securities, Key Investment Services LLC, Cetera Investment Services LLC, and Wells Fargo Clearing. He serves as a board member of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Thomas Percetti is a financial advisor with Equitable Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Joseph Ayers is a financial advisor at Mass Mutual Investors Services with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2017. Prior to his financial services career, he attended Susquehanna University. Outside of advising, he works as an insurance agent specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements with clients.

Olivia Ackerman is a Series 66-licensed financial advisor at Fidelity with two years of industry experience. Her prior roles include positions at USHealth Advisors and Juice Press LLC. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and holds a unique regulatory standing as both a commodity pool operator and advisor to multiple registered investment companies.

Michael Ghelardi is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and over 12 years of industry experience. He has been with Thrivent and its related entities since 2013. Outside of his advisory role, he serves as Treasurer for the Havertown Ministerium and teaches an undergraduate finance course at Temple University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based financial analyses without discretionary trading authority, and offers the option to combine planning with managed accounts through its WealthPlan program.

Robert Meuser Jr. is a financial advisor with Ameriprise in Easton, PA, holding a Series 66 designation and 26 years of industry experience. He has previously worked at Wells Fargo Advisors, LLC and Wells Fargo Clearing. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, using a centralized consulting team that delivers tailored, algorithm-assisted recommendations focused on income sources, tax efficiency, and Social Security strategies.

Ronald Centofanti is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group for 29 years. His background also includes a role as an independent real estate contractor with Keller Williams Realty Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

William Travis is a CFA® charterholder with 24 years of industry experience, currently serving at Mass Mutual Investors Services since 2009. He also holds a Series 63 license and works as an insurance agent specializing in individual life, property/casualty, health, and group insurance products. Outside of his advisory role, Travis serves as a FINRA arbitrator and operates a business consulting practice. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using advanced analytical tools and offers a range of investment and educational programs.

Christopher Varela is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has industry experience since 2019, previously working at Northwestern Mutual Investment Services and Power Home Remodeling Group. Outside of his advisory role, he is the founder of Varela Financial, a student loan consulting business, and serves as a broker for life, fixed annuities, disability, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop written recommendations tailored to client goals.

Jeffrey Mc Elhaney Jr. is a CFP® and Series 66 credentialed financial advisor with Edward Jones, where he has worked since 2009, accumulating 16 years of industry experience. He is based in Emmaus, PA. Outside of his advisory role, he owns a vacation rental property in Strathmere, New Jersey. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branches.

Nicolas Weachter is a Financial Consultant currently working at Fidelity Investments since 2022. He has held various roles in the financial sector, gaining extensive experience as a Financial Advisor at Vanguard since 2017 and as a Senior Financial Planner at Facet Wealth from 2021 to 2022. His career also includes positions such as Money Movement Specialist, Client Relationship Administrator, Problem Resolution Associate, and Client Relationship Associate at Vanguard, spanning from 2006 to 2017. Nicolas collaborates closely with his clients to understand their financial needs, goals, and preferences, tailoring financial strategies that correspond to their objectives. He emphasizes educating his clients on financial planning concepts to help mitigate risks in their financial plans. Outside of his professional work, Nicolas has interests in fitness, football, music, and pets.

Julie Shickel is a CFP® with 29 years of experience in the financial services industry. She is currently with OSAIC, having joined in 2024, and previously worked at Woodbury Financial Services and Hornor, Townsend & Kent, LLC. In addition to her advisory role, she sells homeowners and auto insurance and offers fixed annuities, term life, disability, and long-term care insurance. OSAIC serves a diverse client base including individual and high-net-worth investors as well as institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes and offers both discretionary and non-discretionary account management.

Joseph Leary IV is a financial advisor at Mass Mutual Investors Services with 13 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016, following five years at MetLife Securities. In addition to his advisory role, he is an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, and conducts educational seminars.