Bryan Kuderna is a CFP® with 16 years of experience currently with Primerica Advisors and Guardian Life Insurance Company. He has been with Primerica Advisors since 2010. Outside of his advisory role, he serves as Chairman of the Board of Directors for Family Health and Wellness at The Community YMCA, publishes financial literacy books, writes articles for Broker World, hosts a weekly podcast on finance and business topics, and assists medical residents with tax preparation. Primerica Advisors operates under Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services. The firm offers various investment programs and utilizes proprietary models and third-party managers to provide diversified portfolio solutions.

John Shall Jr. is a financial advisor with Cetera Planning Partners and holds a Series 66 designation. He has 20 years of industry experience and has worked at firms including Avantax and 1st Global Advisors. In addition to his advisory role, he is a partner and senior accountant at DeSantis, Kiefer, Shall & Sarcone LLP, an accounting firm where he is involved in tax and financial statement preparation. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services that include investment management, comprehensive financial planning, and Social Security optimization. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate planning, employing a diversified investment approach aligned with client objectives and risk tolerance.

Patrick Maly is a financial advisor with Equity Services, Inc. who holds 37 years of industry experience. His career includes long tenures at Metlife Securities Inc. and Mass Mutual Investors Services. Outside of advising, he is involved as an insurance agent with Integrated Financial Concepts LLC. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a wide range of clients including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and utilizes third-party asset managers and model portfolios.

David Gatto is a financial advisor with Private Advisor Group, LLC and holds a Series 65 designation. He has experience with firms including Capstone Wealth Management, Capstone Financial Group, and The Siegfried Group. Prior to his advisory career, he worked at L3Harris Technologies, Inc. from 2008 to 2020. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and provides access to proprietary managed account solutions as well as third-party managers and technology platforms.

Deirdre De Rosa is a Certified Financial Planner® at Wealthspire Advisors with eight years of industry experience. She has previously worked at Purshe Kaplan Sterling Investments, Bank of America, Merrill Lynch, and Fiduciary Trust Company. De Rosa has also been involved with RoundAngle Advisors LLC, focusing on financial planning and model portfolio trading. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets and serving individuals, corporate and pension plans, nonprofits, and foundations. The firm employs an institutional-style asset allocation framework using a combination of mutual funds, ETFs, private investments, and separate account managers, with services tailored through client interviews and ongoing monitoring.

Peter Levine is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His work history includes positions at Apple Bank, Infinex Investments, JP Morgan Securities, and HSBC Securities. Outside of finance, Levine works part-time in event staffing as a waiter and bartender and has experience merchandising supermarkets and drugstores. OSAIC Institutions, Inc. is an SEC‑registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services through a network of investment adviser representatives and operates a hybrid adviser/broker‑dealer model that includes access to alternative investments and a lending marketplace.

Christine Weighell is a financial advisor at Sanctuary Advisors, LLC with 11 years of industry experience. She holds the Series 66 designation and has previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. She is based in Shrewsbury, NJ. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports a range of investment approaches and account management styles through a network of more than 400 independent adviser representatives.

Nancy Protopapas is a financial advisor with Principal Financial Services in Holmdel, NJ, holding a Series 63 designation and over 22 years of industry experience. She has worked at Principal Securities Inc. since 2002 and Principal Life Insurance since 2001. Outside of her advisory role, she serves as president of Auto Solutions Inc. and is a designated bank officer at Principal Bank and Trust Company, supporting retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under multiple advisory and promoter arrangements.

Richard Harris is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with National Life Group, Equity Services Inc., and Maxwell Harris Co. since 2001. Outside of advisory services, he is an active insurance agent specializing in life, disability, long-term care, and health insurance. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with various advisory platforms and frequently uses third-party asset managers and model portfolios.

Vatsal Patel is a financial advisor with Eagle Strategies (NY Life) based in Edison, NJ, holding the Series 66 credential and seven years of industry experience. He has worked at firms including Bank of America, Merrill, Edward Jones, and New York Life. Outside of his advisory work, Patel owns and operates a beer and wine convenience store called Windsor Shoppe. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types and focuses on tailoring advice to client goals, with a significant portion of assets managed on a non-discretionary basis.

Brian Segel is a financial advisor with Eagle Strategies (New York Life), holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes roles at New York Life Insurance Company, Cetera, Allied Wealth Partners, and MassMutual. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives and emphasizes fiduciary responsibilities, particularly in non-discretionary asset management and retirement plan consulting.

Loretta Aquino is a financial advisor at Cetera Planning Partners with 27 years of industry experience. She holds the PFS™ and Series 63 designations and has worked at firms including Avantax Advisory Services and her own accounting practice, Aquino & Co. CPA, PLLC. Aquino also serves as an elected Board of Trustee member for Staten Island Academy. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with investment management, comprehensive financial planning, and retirement-related advice. The firm offers integrated services such as tax planning, bookkeeping, and estate planning, supported by a formal, document-driven planning process and access to affiliated custodial and investment resources.

James Nicolaidis Jr. is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Citigroup Global Markets since 2009. Citigroup Global Markets serves a wide range of individual and institutional clients through various wealth management segments. The firm offers multi-asset, multi-manager investment strategies and a broad suite of advisory and execution services, combining large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Eric Colella is a financial advisor with Kestra Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. Prior to joining Kestra in 2025, he spent nine years with Commonwealth Financial Network. He is also an insurance agent with Dynasty Advisors LLC, a role he has held since 2005. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients. The firm offers services including plan design, fiduciary consulting, investment advice, and employee education, serving clients such as large institutional investors and sovereign wealth funds.

Steven Cucinelli is a financial advisor with Primerica Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been affiliated with Primerica Advisors and Guardian Life Insurance Company of America since 2010. Outside of his advisory role, he serves as President of Coastal LeTip and manages a youth soccer team with the Middletown Soccer Club Wave Black. Primerica Advisors is part of Park Avenue Securities LLC, which serves a diverse retail client base with brokerage and advisory services, including financial planning and retirement consulting. The firm offers proprietary and third-party investment programs and supports a range of account management options and lending solutions.

Alexander Saulon Jr. is a financial advisor with Kestra Advisory Services, LLC, holding a CFP® designation and over 28 years of industry experience. His prior roles include positions at Commonwealth Financial Network and Everbank. He is also involved with Dynasty Advisors LLC, where he provides comprehensive financial planning and life and health insurance services. Kestra Advisory Services offers investment advisory and retirement-plan consulting to institutional and individual clients, providing fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party managed solutions. The firm serves a diverse client base, including large institutional investors and sovereign wealth funds, with approximately $79.8 billion in assets under management.

Jerome Pasichow is a financial advisor at Equity Services, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Guardian Life and Park Avenue Securities. Outside of his advisory role, he volunteers with the Econ Vitality Committee of the Metuchen Downtown Alliance, assisting local businesses with accessing public funds. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms using a combination of long-term strategies and third-party asset managers, serving clients through both discretionary and non-discretionary arrangements.

Rachel Cecere is a financial advisor at Equity Services, Inc. with five years of industry experience. She holds a Series 66 designation and has worked with Integrated Financial Concepts and National Life Group since 2020. Cecere is involved in pension education and special needs planning, focusing on helping public school employees and professionals with pensions. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines multiple advisory platforms with a range of investment strategies and offers both discretionary and non-discretionary management options.

Steven Foerschl is a financial advisor with Equity Services, Inc. He holds the ChFC® designation and Series 63 license and has 43 years of industry experience. His career includes long tenures at MetLife Securities Inc. and related firms since 1974, with his current roles at Equity Services, Inc. and Integrated Financial Concepts LLC beginning in 2017. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms combining long-term investment strategies with options for shorter-term trading and specialized instruments.

Francis Detota is a financial advisor with Equity Services, Inc., holding a Series 63 designation and 17 years of industry experience. He has been with Equity Services since 2011 and is also an insurance sales agent affiliated with National Life Insurance. He serves on the advisory board of St. Benedict Roman Catholic Church and School, participating in monthly financial council meetings. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms with both discretionary and non-discretionary management options and integrates long-term investment strategies with opportunities for specialized trading.