Richard Smalley is a financial advisor with RBC Capital Markets based in Westport, CT. He holds Series 63 and Series 65 licenses and has 38 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with customizable portfolio management options, combining in-house and third-party investment managers, and provides services that include financial planning, custody, and brokerage.

Matthew Hadad is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Peoples United Bank, Putnam Investments, and a non-financial role at Good News Cafe. He also spent several years associated with Merrimack College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Panza is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at MassMutual Life Insurance Company and MassMutual Investors Services since 2017, and previously at MetLife Securities Inc from 2009 to 2017. Outside of advising, he is involved in insurance sales and is a principal of several investment-related entities used for joint investment purposes. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software tools and offering event-driven planning services such as divorce and estate-settlement planning.

Bruce Manasevit is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in wealth management in 1998 and joined Merrill Lynch in 2007. Prior to his financial advisory career, Bruce served as President and CEO of his family's third-generation business. He leads The Manasevit Group, focusing on family-focused wealth management strategies tailored to each client's unique priorities and goals. Bruce and his team specialize in a range of client focus areas including education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. He holds the Certified Retirement Planning Counselor™ (CRPC™), Certified Exit Planning Advisor (CEPA®), and Personal Investment Advisor (PIA) designations. Bruce earned his MBA in Finance and Real Estate from Columbia University Business School and a bachelor's degree from Washington University in St. Louis. In addition to his professional work, Bruce is involved with the National Marrow Donor Program (NMDP) Foundation as an Emeritus Board Member and serves on the NMDP Investment Subcommittee. He founded the Amy Strelzer Manasevit Research Program in 1998 in memory of his late wife to support research improving outcomes following bone marrow transplantation. Bruce is also a member of organizations including the Columbia University Club of New York and YPO Greenwich. He resides in Fairfield, Connecticut, and enjoys spending time with his family, playing tennis, biking, cooking, gardening, and traveling.

Pietro Razzino is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Vice President on the Board of Directors for the Monticello Manor Condominium Association in Bridgeport, CT. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement-income advice and offers a broad range of advisory, brokerage, and insurance solutions.

Patricia Perez Espichan is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2017, following three years at Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Justin Friedman is a financial advisor with LPL Financial in Milford, CT, holding CFP® and Series 66 credentials and offering 12 years of industry experience. His background includes roles at Waddell & Reed Inc and various insurance carriers, alongside leadership involvement with the Stamford Chamber of Commerce. He also operates Justin Friedman LLC, a business entity for tax and investment purposes. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, providing financial planning, advisory programs, and brokerage services supported by research and model portfolios. The firm delivers both discretionary and non-discretionary management and offers specialized programs such as overlay portfolio management and participant advice services.

Eric Picard is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank since 2018. Prior to this, he spent 19 years with MFS Fund Distributors, Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment process.

John Rosito is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses, and has one year of industry experience. Prior to joining Fidelity, he worked at Forrester Research and A+E Networks. Outside of his advisory role, he assists with wedding videography for a family business and operates a small bowtie-making enterprise. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diverse investment portfolios and advisory mandates.

Thomas Vacheron is a Private Wealth Advisor who leads Vacheron DiSabato & Associates at Merrill Private Wealth Management. He has been with Merrill Lynch Wealth Management since 1983 and founded his team, which specializes in creating comprehensive strategies for high net worth clients that encompass family wealth management, new wealth management, and portfolio management services. His team often addresses traditional wealth accumulation as well as executive stock options, philanthropic initiatives, and intergenerational wealth transfer. Vacheron has received recognition on Barron's "Top 1,200 Financial Advisors" list annually from 2009 through 2025 and on Forbes' "America's Top Wealth Advisors" list from 2016 through 2026. He holds the Certified Investment Management Analyst® (CIMA®) designation and is a graduate of the College of the Holy Cross, class of 1983. Earlier in his career, Vacheron managed the Merrill Lynch office in Fairfield, Connecticut from 1989 to 1993. In terms of community involvement, Thomas Vacheron serves on the board of First Tee of Connecticut. His personal interests include biking, golfing, tennis, traveling, and yoga.

Brian Skinner is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and 17 years of industry experience. His prior work includes roles at Milford Bank, Milford Hospital, and Waddell & Reed, Inc. He has served on the board of a nonprofit associated with Milford Bank. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a network of investment adviser representatives, offering a range of financial planning and advisory services with both discretionary and non-discretionary management options.

Gregory Moore is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2017. Prior to joining UBS, he worked at Segal Rogerscasey from 2012 to 2017. He holds a Series 63 license and is based in Westport, CT. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations with institutional trading capabilities and a broad range of capital markets services.

Francis Spina is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. He holds the Series 66 designation and has worked in various roles within Wells Fargo entities since 2009. He is involved in several investment-related business ventures, including ownership interests in SPINA Financial Planning LLC and partnerships based in Bethesda, MD. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options that include retirement, education, risk, and wealth-transfer planning. The firm uses its proprietary research and planning tools to develop tailored recommendations, with implementation options available through various brokerage and advisory programs.

Steffanie Arduini is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. Prior to joining Raymond James in 2026, she worked at Commonwealth Financial Network for four years and Boronski & Associates for fifteen years. She is also involved in fixed insurance sales and owns Arduini Adamowski Associates, LLC, a private entity facilitating securities, advisory, and insurance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals, employing analytical tools and risk profiling, and supports municipal and public-finance work through a unique municipal advisor affiliation.

Eric Schod is a financial advisor with LPL Financial in Bridgeport, CT, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Cadaret, Grant & Co. Inc. and ongoing involvement with Corporate Benefit Enterprises and RemSept LLC. Outside of finance, he is active as a bassist and booking artist with RemSept LLC. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

John Hursh is a financial advisor with Ameriprise in Fairfield, CT, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Ameriprise since 2012, initially with Ameriprise Financial Services, Inc., and continuing with Ameriprise since 2020. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services, focusing on clients with significant assets under management.

Steven La Chance is a Series 66 licensed financial advisor at Merrill with one year of industry experience. He has previously worked at Bank of America and served in the United States Army for three years. He also has experience working at Naugatuck Valley Community College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

Charles Mcmanus III is a CFP® professional with 28 years of experience in the financial services industry. He has been with Wells Fargo Advisors since 2023 and previously worked within other Wells Fargo entities beginning in 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and planning tools to develop customized recommendations.

Christopher Raymond is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at LPL Financial and Cambridge Investment Research Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals and supports its recommendations through various advisory programs and specialized services.

Jeremy Mc Hale is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and three years of industry experience. He has worked at MassMutual Life Insurance Company and MassMutual/Team Ironwood in multiple roles since 2020. Prior to his finance career, he was employed at Sacred Heart University and Hamden High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.