Joshua Salgado is a financial advisor with LPL Financial in Hamden, CT, holding Series 66 and Series 63 designations and two years of industry experience. Prior to joining LPL Financial in 2026, he worked at David Lerner Associates for two years and has several years of experience at PepsiCo. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Adam Swiger is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to his current role, he was associated with Christ the Redeemer Church for eight years. Outside of his advisory work, he serves as an Associate Financial Advisor with Honey Badger Management Inc., a practice entity for franchise advisor Mark Jones. Ameriprise offers retirement-income planning services targeting individuals with substantial net investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored retirement recommendations.

Joseph Dedo is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 30 years of industry experience. His career includes 20 years with Waddell & Reed, Inc. and various insurance carriers affiliated with W & R Insurance Agencies. He is also involved in insurance sales through these agencies in Southbury, CT. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, employing a range of discretionary and non-discretionary investment strategies.

Jason Castaldi is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with MassMutual and its affiliated entities since 2005. Outside of his advisory role, he is the managing member of Wealth Building LLC, an S-Corp he formed in 2024, and he also works as an insurance agent specializing in life, disability, fixed annuities, and long-term care products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and collaborative, annual planning engagements tailored to client goals.

John Lombardi is a financial advisor at Primerica Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including PFS Investments Inc. and Primerica Financial Services since 2010. Outside of advisory work, he is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively offered separately managed accounts. The firm uses third-party asset managers and an independent due-diligence process, with trade implementation delegated to BNY Mellon Advisors.

Michele Wyatt is a financial advisor at Fisher Investments with Series 63 and Series 65 credentials and 29 years of industry experience. She previously worked at Lincoln Financial Distributors for 11 years before joining Fisher Investments in 2024. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios.

Alan Williams is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Avantax Insurance Agency and Avantax Investment Services, as well as self-employment since 1993. Outside of advising, he owns and operates a tax preparation and accounting business and serves as treasurer and comptroller for a construction company. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party model portfolios.

Derek Packett is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory role, he serves on the Board of Assessment Appeals and volunteers with the Flanders Nature Center & Land Trust. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendation reports and ongoing advice focusing on income sources and tax-aware withdrawal strategies.

Timothy Hoynes is a Series 66-licensed financial advisor with LPL Financial, bringing one year of industry experience. Prior to joining LPL, he worked at Berkshire Hathaway Specialty Insurance and has a background including roles at UMass Amherst and Cheshire High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad range of investment options.

Jennifer Cremin is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she works as part of a team serving affluent individuals focused on long-term wealth accumulation and retirees relying on income from their assets. She specializes in developing personalized wealth management strategies by thoroughly understanding her clients’ financial situations, including assets, liabilities, and portfolio structures. Jennifer has expertise in assisting women who take full responsibility for their finances under various circumstances, such as divorce or widowhood, providing guidance through asset transfers and liquidation. Additionally, she supports clients with retirement transitions by designing strategies to preserve wealth and navigate complex withdrawal options from corporate retirement plans. Jennifer holds a bachelor’s degree in Speech Communication from Ithaca College and has earned the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Outside of her professional role, Jennifer contributes to the community by volunteering with youth sports programs. Her personal interests include cooking, golfing, hiking, reading, running, spending time with her family, traveling, and watching movies.

Frank Adams III is a financial advisor with LPL Financial in Wallingford, CT, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at VOYA Financial Advisors, CFP Associates, and Waddell & Reed. He is a partial owner and tenant of a real estate rental building through CFP Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Gerald Nearier is a financial advisor at Stifel with 46 years of industry experience. He has been with Stifel since 2007 and previously worked at Ryan Beck & Co. from 2004 to 2007. He holds Series 63 and Series 65 licenses and serves clients from Hamden, CT. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation guidance.

John King is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies that align with clients' long-term goals. Drawing on the resources of Merrill and Bank of America, he offers guidance that reflects an understanding of evolving market conditions and the full financial picture of each client. John holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Connecticut. He actively participates in community service, dedicating time to volunteer with local organizations in line with Merrill's tradition of community involvement.

Tyler Jacques is a financial advisor with Cetera holding a Series 66 designation and one year of industry experience. Prior to joining Cetera, he held roles in the roofing and mechanical industries and has also worked in educational settings. He serves as an administrative assistant at Lighthouse Financial, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Mehdi Azizi is a financial advisor at Ameriprise Financial Services with seven years of industry experience. He holds a Series 66 designation and has worked previously at VALIC Financial Advisors and People's United Bank. He is also involved in Honey Badger Management Inc., where he serves as a financial advisor. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies.

Patricia Anderson is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Merrill since 1994. Outside of her advisory role, she serves as a representative on the Branford, Connecticut Town Meeting, participating in local government matters related to her district. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Halina Fiedorowicz is a financial advisor with RBC Capital Markets in Farmington, CT, holding Series 63 and Series 66 designations and 24 years of industry experience. She has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles through both in-house and third-party investment managers.

John Doris is a financial advisor with Stifel in Hamden, CT, holding Series 63 and Series 65 designations and possessing 29 years of industry experience. He has been with Stifel since 2007. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Spencer Rogers is an advisor with LPL Financial holding a Series 66 designation and has one year of industry experience. His prior work includes roles at Deloitte, Bryant, Morgan Stanley, and Times Microwave Systems. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

James Raspanti is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and seven years of industry experience. His prior work includes roles at Verizon, Protegrity, Software AG USA, Axway, and Custodia Technology. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering both one-time and ongoing planning engagements focused on a wide range of topics including retirement, tax, estate, and special needs planning. The firm combines goal-based analyses with managed-account programs under a consolidated billing structure while maintaining separate planning and investment services.