Andrew Smith is a financial advisor with Ameriprise in Toledo, OH, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Wonderland/Gold Rush, Clevelander, and E11EVEN Miami. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Abigail Wade is a financial advisor at LPL Financial with six years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services, Inc. and Vineyard Vines. Outside of her advisory role, she is involved with R. M. Wade & Company, Ltd. in Boca Raton, Florida. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Reese Boehme is a financial advisor at Wells Fargo Advisors with one year of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at MassMutual Life Insurance Co and MML Investors Services, LLC. Reese has also worked in education and health and nutrition sectors and has been involved with community organizations such as Inverness Club. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to develop tailored client recommendations.

Michelle Pommeranz is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Cetera. Her prior experience includes roles at Strategic Blueprint, LLC, The Strategic Financial Alliance, Inc., BFC Planning, Inc., and The Huntington Investment Company. She is also president of St John Lutheran Church in Toledo, OH, where she oversees council meetings and community food pantry activities. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors and serves a diverse client base, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and third-party manager access.

Amira Pedro is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Kenneth Meinecke is a financial advisor with Thrivent Investment Management in Maumee, OH. He holds the Series 66 designation and has 11 years of industry experience, including over a decade with Thrivent Financial and Thrivent Investment Management. Outside of his advisory role, he is a member of the church council at Zoar Lutheran Church and a part-owner involved in the maintenance of a family-owned log cabin property in Hocking Hills, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based, holistic analyses across a range of financial planning topics. The firm offers these planning services separately from portfolio management and does not manage institutional portfolios.

David Boyk is a financial advisor at Edward Jones in Bowling Green, OH, with 24 years of industry experience. He holds a Series 63 designation and has been with Edward Jones since 2002. Outside of his advisory role, Boyk serves as a board member of Behavioral Connections of Wood County and is a member of the endowment fund committee at Bethlehem Lutheran Church, where he reviews investments and makes recommendations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Aaron Rathbun is a financial advisor with Charles Schwab in Perrysburg, Ohio. He holds the Series 66 designation and has six years of industry experience, all with Charles Schwab since 2018. Prior to his advisory career, he was a student for nine years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a distinctive operational structure that includes integrated custody, brokerage, and advisory services.

Chase Canning is a financial advisor at Thrivent Investment Management with 15 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses across a broad range of planning topics, with clients able to combine planning with managed-account services under a consolidated billing arrangement.

Jeffrey Turner is a financial advisor at OSAIC with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with OSAIC since 2015. In addition to his advisory role, he is involved in marketing life, health, disability, and long-term care insurance products. OSAIC serves a broad mix of retail and institutional clients, including high-net-worth investors and charitable organizations, offering integrated brokerage and investment advisory services along with financial planning and retirement consulting through a large network of affiliated advisers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios managed on both discretionary and non-discretionary bases.

Edward Sommers is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Prior to his current role beginning in 2024, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 15 years. Outside of advising, he is a partner in several farming and real estate-related business entities. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base that includes individuals, institutions, and government entities, delivering non-discretionary planning and portfolio recommendations through a range of firm-sponsored programs and consulting services.

Faith Kieninger is a Series 66-licensed financial advisor with 19 years of industry experience, currently affiliated with LPL Financial. Her previous roles include positions at Croak Asset Management, Cardone Financial Group, and Voya Financial Advisors. She also holds notary and non-variable insurance-related activities in Toledo, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, supported by in-house and third-party research and portfolio management services.

Cristina Phillips is a financial advisor at Robert Baird & Co. with eight years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing and Bacarella & Associates, PLLC prior to joining Baird. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, including high net worth clients, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management through separately managed accounts, wrap programs, and custody and brokerage services, utilizing a combination of manager-traded and model-traded strategies along with internal research and tools.

Isaac Demarest is a CFP®-designated financial advisor with Edward Jones in Maumee, OH, bringing 24 years of industry experience. He has been with Edward Jones since 2001. He serves as a board member for the Model School Board in Toledo, OH. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and affiliated investment options. The firm operates a large nationwide network of advisors and offers both discretionary and non-discretionary strategies under a fiduciary standard.

Beth Kerekes is a financial advisor with Morgan Stanley in Perrysburg, OH, holding Series 63 and Series 66 licenses and having 24 years of industry experience. She has previously worked at Merrill, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by firm-approved tools and methodologies such as Secular Return Estimates and Monte Carlo simulations.

Kristopher Kronbach is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and 28 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1997 and operates under the d/b/a Newman Financial for investment-related product sales. Kronbach also receives compensation for referrals of home security, automation products, and loan products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation managed by BNY Mellon Advisors.

Evan Barr is a financial advisor at Edelman Financial Engines with a Series 65 credential and one year of industry experience. His prior work includes roles at Matrix Technologies Inc and Rudolph Libbe Inc, as well as positions at the University of Toledo and Bedford High School. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online offerings.

Jeffrey Smith is a financial advisor with Ameriprise in Toledo, OH, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior experience includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers services through a centralized consulting team working alongside advisors.

Alicia Monday is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds the Series 63 and Series 65 licenses and previously worked at UBS Financial Services, Eagle Strategies, Ebf LLC, New York Life Insurance Company, NYLIFE Securities LLC, and Citizens Bank. Outside of her advisory role, she serves on the finance council at Regina Coeli Church, participates as Booster President supporting local sports activities, and advises the Advancement Committee at Notre Dame Academy. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, and integrates advisory services with other financial product offerings.

Suzanne Martin is a financial advisor with Ameriprise in Toledo, OH, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves high-net-worth individuals through a centralized consulting team and a broad range of advisory, brokerage, and insurance solutions.