John Barber is a CFP® and Series 65 credentialed financial advisor with 15 years of industry experience. He has worked at Beaumont Financial Partners since 2011 and Beaumont Financial Advisors since 2022, both located in Needham, MA. Beaumont Financial Advisors provides investment management, wealth management, family office services, financial planning, and in-house tax preparation to affluent individuals, families, small businesses, and select institutions. The firm uses a Dominant Benefit Theory of Investing and a collaborative investment process to tailor portfolios primarily with low-cost index funds, ETFs, selective sub-advisors, and alternative investments.

Claire Soja is a financial advisor at Capitol Securities Management, Inc. with 26 years of industry experience. She holds Series 63, 65, and 66 licenses and has previously worked at Ameriprise Financial Services LLC, Winslow, Evans & Crocker, Inc., and Detwiler Fenton Investment Management. Capitol Securities Management serves individual investors, institutional and corporate clients, retirement plans, trusts, and small businesses, offering portfolio management, financial planning, and consulting through both broker-dealer and registered investment adviser platforms. The firm’s investment services include discretionary and non-discretionary programs, separately managed accounts, model portfolios, and access to third-party managers.

Andrew Macdougall is a CFP® and ChFC® with 11 years of industry experience. He is currently with Csenge Advisory Group, LLC and has previously worked at Ridgeback Securities, Integrity Alliance, Lion Street Financial, Sapers & Wallack, Keenan Financial, Park Avenue Securities, and Guardian Life Insurance. Outside of his advisory role, he is also licensed as an insurance agent. Csenge Advisory Group provides investment advisory and retirement-plan consulting services to individuals, high net worth clients, charities, and corporate/business clients. The firm combines fundamental and technical analysis with a relative strength methodology and a top-down approach, offering customized portfolios through discretionary management or model-based allocations.

Matthew Morse is a CFA® charterholder with six years of industry experience. He has worked at several firms, including Eaton Vance Investment Counsel and Harmony Wealth Partners LLC, before joining Grimes & Company in 2025. Outside of his advisory role, he is a member of MCM Sports Partners, LLC, which is involved in sports franchise transactions. Grimes & Company provides discretionary portfolio management and financial planning to individual and institutional clients, including estates, charitable organizations, pension and profit-sharing plans, and government entities. The firm offers customized investment strategies utilizing proprietary research and a range of investment vehicles, and it also serves other investment advisers and acts as a sub-adviser.

Scott Liston is a financial advisor at Santander Securities LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Santander in various capacities since 2007. Outside of his advisory role, he serves on the boards of the Cape Community Ice Arena and the Casco Bay Hockey Association, and is the treasurer for The Cromwell Center for Disabilities Awareness. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, and institutional clients. The firm offers wrap-fee advisory programs and financial planning services, delivering investment advice through a managed-account platform with third-party managers and ongoing compliance oversight.

Zaven Yarumian is a financial advisor at IP Financial Advisory Services LLC with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Innovation Partners LLC. He is also president of Z.A. Yarumian & Co., a marketing consulting sole proprietorship serving investment managers. IP Financial Advisory Services LLC primarily serves individual retail clients and offers portfolio management, financial planning, and consulting services. The firm focuses on personalized portfolios and discretionary management strategies, emphasizing service to non-high-net-worth retail investors and retirement plan participants.

Timothy Rheaume is a CFP®, CFA®, and Series 63 license holder with 15 years of industry experience. He has worked at Grimes & Company since 2021 and previously spent 11 years at Natixis Investment Managers. Grimes & Company provides discretionary portfolio management and financial planning to individual and institutional clients, including estates, charitable organizations, pension and profit-sharing plans, and government entities. The firm offers customized investment strategies using proprietary research and portfolio-management systems, and it also serves other advisers as clients and acts as a private fund adviser.

Michael Woodman is a financial advisor at Northeast Planning Associates, Inc. with 36 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Northeast Planning Associates in 2022, Woodman worked for Kovack Advisors, Inc. and Kovack Securities, Inc. for 15 years. He is also a notary public in Massachusetts. Northeast Planning Associates provides financial planning, investment advisory, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm offers modular, consultative planning engagements and access to investment management, focusing primarily on individual and plan-sponsor clients.

Aviva Sapers is a financial advisor with Csenge Advisory Group, LLC, holding a Series 63 designation and over 41 years of industry experience. She is the owner of Sapers & Wallack, Inc., a firm engaged in insurance sales, wealth management, and retirement plan consulting. Her prior work history includes roles at Ridgeback Securities, Ltd, Integrity Alliance, LLC, Lion Street Financial, and Kestra Financial Services, Inc. Csenge Advisory Group provides investment advisory and retirement-plan consulting services to individuals, high net worth clients, charities, and corporate clients. The firm employs a combined fundamental and technical analysis approach, emphasizing relative strength and a top-down process to customize portfolios through discretionary or model-based management.

Lindsay Garrahan is a financial advisor at Modera Wealth Management, LLC with a Series 65 designation and one year of industry experience. Prior to joining Modera, she worked at RMR Group and Ameriprise Financial. Her background includes roles outside finance at the Utah Arts Festival and the Humane Society of Utah. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm combines a diversified investment strategy based on Modern Portfolio Theory with in-house accounting and tax services, supporting approximately $17.7 billion in assets under management across more than 100 advisors.

Ellis Pfahl is a CFP® credentialed financial advisor with seven years of industry experience. He is currently with The Patriot Financial Group, LLC and has prior experience at Cetera Financial Specialists LLC and Securities America, Inc. Outside of investment advising, Pfahl is involved in insurance sales through McGrath Insurance Brokerage Inc. The Patriot Financial Group offers investment advisory and financial planning services to individuals, small businesses, trusts, estates, and retirement plans. The firm customizes portfolios based on client goals and risk tolerance, utilizing a range of investment options and monitoring accounts through multiple analysis techniques.

Kristjan Sokoli is a financial advisor at Santander Securities LLC with four years of industry experience and holds a Series 66 designation. His work history includes positions at TD Wealth, Ameriprise, J.P. Morgan, and Bank of America, as well as involvement with professional football organizations such as the New York Giants and Indianapolis Colts. Outside of finance, he owns a transportation business. Santander Securities LLC serves a broad retail client base, offering investment advisory services, portfolio management through wrap-fee programs, and goal-based financial planning. The firm delivers investment management primarily through the FMAX wrap-fee platform and supports individuals, ERISA and IRA accounts, and institutional clients.

Kelly Saffery is a CFP® certificant with eight years of industry experience, currently serving as a financial advisor at New England Private Wealth Advisors, LLC since 2018. Prior to this, Saffery worked at Boston Private Wealth for one year and completed four years of study before entering the industry. New England Private Wealth Advisors provides fee-based investment advisory and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and retirement plans. The firm emphasizes broadly diversified portfolios using low-cost mutual funds and ETFs, monitors third-party managers and legacy positions, and offers alternative investments and options-based income strategies alongside traditional financial planning.

Kenneth Ko is a financial advisor at Santander Securities LLC with 16 years of industry experience. He holds a Series 66 designation and has been with Santander Securities since 2012. Outside of his advisory work, he is the sole owner of Kenneth Ko Sewing, a small business focused on homemade sewing product sales. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers wrap-fee advisory programs and utilizes a managed-account platform with third-party investment managers and an Implementation Manager for portfolio management and rebalancing.

James Waggett is a CFP® and CFA® with 13 years of industry experience. He is currently with F.L. Putnam Investment Management Co., where he has worked since 2022. His prior experience includes roles at Equitable Advisors, Thrivent Financial, TD Private Client Wealth, and Banc of America Investment Advisors. F.L. Putnam serves individual and institutional clients, providing customized, team-based investment management and consulting services across a range of asset classes. The firm utilizes both internally managed and third-party strategies with options for sustainable investing and tax-aware rebalancing.

Franz Loeber is a financial advisor with Vanderbilt Advisory Services, holding Series 63 and Series 65 credentials and 32 years of industry experience. He previously worked at TCW Investment Management Company LLC for six years and has been with Ark Global, LLC since 2015. He is also involved with True Gritt LTD, operating under Vanderbilt Financial Group in a marketing and compensation capacity. Vanderbilt Advisory Services serves a diverse range of clients, including individuals, charitable organizations, trusts, estates, businesses, and retirement plans. The firm combines strategic asset allocation with fundamental, technical, and charting analysis, offering both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Caitlin Polson is a CFP® professional with 14 years of industry experience, currently serving as an advisor at New England Private Wealth Advisors, LLC since 2008. She holds a Series 65 license and is based in Wellesley, MA. New England Private Wealth Advisors provides fee-based investment advisory and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers continuous portfolio management, financial planning, and retirement-plan advisory services, with an investment approach that includes broadly diversified portfolios using low-cost mutual funds and ETFs, alternative investments, and options-based income models.

Thomas Griffin is a CFP® and ChFC® with 24 years of experience in the financial industry. He currently works at Santander Securities LLC and Santander Bank, NA, where he has been employed since 2018. His prior experience includes roles at Questar Capital Corporation, Questar Asset Management, and Roster Financial. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, and institutional clients. The firm offers wrap-fee advisory programs and financial planning services, delivering investment advice through a managed-account platform with third-party investment managers and centralized service support.

Peter Bianchetto is a financial advisor with CL Wealth Management LLC in Franklin, MA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with CL Wealth Management since 2011 and has been associated with Cabot Lodge Securities since 2013 and Beacon Financial Services since 2003. Outside of his advisory roles, he is involved with Beacon Financial Services, where he determines customer needs and sells fixed insurance products. CL Wealth Management LLC is a multi-advisor SEC-registered firm serving individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charitable organizations, and businesses. The firm offers portfolio advisory services, financial planning, and access to third-party money managers, tailoring investment strategies through fundamental and technical analysis, custom model portfolios, and ongoing monitoring.

William Munro III is a financial advisor at Mariner Independent with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JP Morgan Securities Inc for 23 years. Since 2024, he has been associated with Kinney Munro Wealth Advisors and Mariner Platform Solutions. Mariner Independent provides investment advisory, financial planning, and consulting services to individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, access to model portfolios and third-party managers, and retirement plan services through a platform that integrates institutional resources and affiliated investment capabilities.