Zachary Timm is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has nine years of industry experience, including roles at Park Avenue Securities, Citizens Securities, Inc., and Foresters Financial Services. He is also involved in providing health, medical, and life insurance products outside of his advisory role. Guardian Life’s subsidiary, Park Avenue® Wealth Management, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, retirement consulting, and investment advisory programs.

Kathryn Krause is a financial advisor at Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses with 12 years of industry experience. She has worked in various roles within Citizens Bank and Citizens Securities since 2015. Krause is also a Notary Public. Citizens Securities serves a diverse retail client base, including individuals and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, complemented by its role as a broker-dealer and insurance agency.

Brooke Hurley is a CFP®-designated financial advisor with six years of industry experience. She is currently with Goldman Sachs Wealth Services and previously worked at Cerity Partners LLC, The Ayco Company, L.P./Mercer Allied, and Clute Wealth Management. Outside of finance, she has worked as a waitress and bartender at JJ Rafferty's Bar and Grill. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base that includes individual investors, corporate participants, executives, and institutional clients. The firm offers tailored advisory solutions supported by strategic allocation models, manager selections, and a range of implementation platforms, leveraging capabilities across the broader Goldman Sachs organization.

Paul Mainello is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2019 and previously held roles at The Ayco Company, L.P./Mercer Allied and Atlas Private Wealth Management. His background also includes positions at Siena College and Frear Park Municipal Golf Course. Goldman Sachs Wealth Services provides financial planning and portfolio management to a wide range of clients, including individual investors, corporate participants, executives, and institutional clients. The firm utilizes strategic allocation models and manager selections within the Goldman Sachs ecosystem and offers specialized services such as Private Family Office programs and Financial Wellness offerings.

Max Spagnola is a financial advisor at Goldman Sachs Wealth Services with four years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs since 2019. Outside of his advisory role, he is co-owner and bookkeeper of America's Pastime Stables, a horse racing organization. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual, high-net-worth, corporate, and institutional clients, utilizing centralized investment resources and integrated financial group capabilities.

Bonnie Kenna is a financial advisor at Lincoln Investment with 21 years of industry experience. She previously worked at Legend Equities Corporation and Legend Advisory Corporation before joining Lincoln Investment in 2017. Outside of her advisory role, Kenna is involved in coaching field hockey at multiple levels, including head varsity coach at a New York public high school and coaching roles with nonprofit and national field hockey organizations. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, advisor-led consulting, and portfolio management supported by an in-house investment management and research team and third-party managers.

James Pulver is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. He holds a Series 66 designation and previously worked at Restorative Continuum, LLC from 2019 to 2021. Prior to his financial career, he spent three years in full-time education. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm offers financial planning, portfolio management, and specialized programs, utilizing a range of strategies supported by proprietary research and integrated capabilities across the Goldman Sachs ecosystem.

David Eddy is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Goldman Sachs Wealth Services. Prior to joining Goldman Sachs in 2021, he spent 25 years at The AYCO Company, L.P./Mercer Allied. In addition to his advisory career, he has operated The Metro Cafe since 1990. Goldman Sachs Wealth Services advises a diverse client base including individual investors, executives, plan sponsors, and institutional clients. The firm offers tailored financial planning and portfolio management supported by proprietary research, a broad range of specialized programs, and integration with Goldman Sachs affiliates.

Connor Thomas is a financial advisor with Goldman Sachs Wealth Services and holds a Series 66 designation. He has one year of industry experience and has held positions at Goldman Sachs & Co. LLC, MMB + Co., and has experience at Siena University and in community roles including Webster Parks & Recreation and Webster Central School District. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored advisory solutions supported by strategic allocation models, investment manager selections, and a range of platforms and pricing programs, leveraging resources across the Goldman Sachs ecosystem.

Philip Chieco is a Series 66-licensed financial advisor at Goldman Sachs Wealth Services with eight years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously held roles at The Ayco Company, L.P./Mercer Allied, AXA Advisors, and Xerox. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

John Ragozzino is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and two years of industry experience. Before joining Goldman Sachs in 2025, he held positions at Maxim Group LLC and was involved in the hospitality sector at Huntington Tap Room and On the Docks Restaurant. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm provides tailored financial planning and portfolio management using a combination of strategic allocation models, manager selections, and a range of implementation platforms, supported by integrated resources across the broader Goldman Sachs organization.

Matthew Williams is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and 10 years of industry experience. He has worked at The Ayco Company, L.P./Mercer Allied since 2015. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers, delivering tailored services through both direct and partner programs.

Anthony Chrisikos is a financial advisor at Key Investment Services LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Key Investment Services since 2005, following six years at KeyBanc Capital Markets Inc. Outside of his advisory work, he serves as president of Washman Associates LLC. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs and relies on a multi-provider model, combining in-house and third-party portfolio management with integrated services from affiliated KeyCorp entities.

Nicolette Murray is a financial advisor with Equity Services, Inc. She holds a Series 66 designation and has four years of industry experience. Her work history includes roles at Nationallife Group and Thoroughbred Advisors. Additionally, she provides training and support to staff members through her consulting activities. Equity Services, Inc., doing business as ESI Financial Advisors, offers financial planning, consulting, and asset management to a diverse client base that includes individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers, combining long-term investment strategies with options for shorter-term trading.

Cory Alverson is a financial advisor at Goldman Sachs Wealth Services with 10 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021, following eight years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual, high-net-worth, corporate, charitable, and institutional clients. The firm leverages centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Kevin Kraus is a financial advisor with Key Investment Services LLC in Latham, NY. He holds Series 63 and Series 66 licenses and has 14 years of industry experience, including roles at KeyBank and Key Investment Services dating back to 2016. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model for portfolio implementation and offers various wrap programs with custodial and trade execution services supported by affiliated insurance entities.

Kevin Dubner is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 63 designation and 46 years of industry experience. His prior work includes 15 years at Janney Montgomery Scott and two years at Raymond James Financial Services. He has been with Steward Partners-affiliated firms since 2020. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves a diverse client base—including individuals, pension plans, corporations, trusts, and charitable organizations—offering a range of investment advisory, financial planning, pension consulting, and managed account services.

Ryan Lacasse is a Series 66-credentialed financial advisor with 15 years of industry experience. He has worked at Ayco/Goldman Sachs & Co. LLC since 2010, transitioning through its affiliation with Mercer Allied until 2021, and continues with Goldman Sachs Wealth Services. Goldman Sachs Wealth Services delivers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a mix of discretionary and non-discretionary managers within a large integrated financial group offering a broad range of tailored wealth solutions.

Rani Ojha is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining Citizens Securities in 2022, Ojha worked at Santander Securities, LLC and Santander Bank, NA for a combined seven years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, while operating as both a broker-dealer and insurance agency.

Jodi Sherman is a financial advisor at Key Investment Services LLC with 27 years of industry experience. She holds Series 63 and Series 66 credentials and has worked with Key Investment Services and KeyBank since 2016, with prior experience at HSBC Securities and TD Ameritrade. Outside of her advisory role, she pursues a hobby in arts and crafts, focusing on jewelry and wood products, and serves on the board of a local condominium association as treasurer. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model combining Envestnet platforms with strategist portfolios from the Key Wealth Chief Investment Office and third-party managers, and it integrates services with KeyCorp affiliates including KeyBank and KeyBanc Capital Markets.