Ashley Kinney is a financial advisor at Citizens Securities, Inc. in Albany, NY, with eight years of industry experience. She holds a Series 66 designation and has been with Citizens Securities since 2016. Outside of advising, she serves as a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency as well.

Anne Riley is a financial advisor with TIAA-CREF, holding Series 66 and Series 65 designations and bringing 23 years of industry experience. She has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers a range of advisory services including model-based and customized portfolios, and acts as adviser to a donor-advised fund.

Christian Tychostup is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and bringing 14 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2019 and previously spent 10 years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, executives, plan sponsors, and institutional clients, offering comprehensive financial planning and portfolio management. The firm integrates strategic allocation models, manager selections, and both discretionary and non-discretionary implementations, supported by proprietary analytics and a broad range of affiliated services across the Goldman Sachs ecosystem.

Morgan Fallati is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and seven years of industry experience. Prior to joining Goldman Sachs, he worked at The Ayco Company, L.P./Mercer Allied for five years. He has been with Goldman Sachs since 2019. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers financial planning, portfolio management, and specialized programs, leveraging strategic allocation models and analytics within the broader Goldman Sachs ecosystem.

Christopher Hass is a financial advisor at Goldman Sachs Wealth Services with seven years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2019. Prior to that, he was with The Ayco Company, L.P./Mercer Allied for four years and has additional experience in other sectors including a basketball camp operation. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm utilizes strategic allocation models and both discretionary and non-discretionary implementation methods while offering access to a broad range of financial and alternative investment services.

Margaret Koetzner is a financial advisor at Citizens Securities, Inc. in Albany, NY, with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2019, following a three-year tenure at Key Investment Services LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program and a managed account program, operating as a broker-dealer and insurance agency under its parent company, Citizens Bank, N.A.

Samuel Awa is a financial advisor with Goldman Sachs Wealth Services and holds a Series 66 designation. He has 14 years of industry experience, including ten years at The AYCO Company, L.P./Mercer Allied and five years at Goldman Sachs & Co. LLC. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support, operating within a large integrated financial group that includes banking and futures capabilities.

Matthew Heerwagen is a financial advisor at Goldman Sachs Wealth Services with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Goldman Sachs and its affiliated firms since 2014, including roles at The Ayco Company and Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a combination of discretionary and non-discretionary managers to deliver tailored wealth management solutions.

Jenna Fazzone is a financial advisor with Goldman Sachs Wealth Services and holds a Series 66 designation. She has two years of industry experience, including roles at Goldman Sachs Financial Co., Frank Darling, and Capital One Financial Co. Outside of her financial career, she owns an online jewelry store, Fazzone's Charms, and works part-time as a swim instructor for Excel Aquatics LLC. Goldman Sachs Wealth Services serves a diverse clientele ranging from individual investors to institutional clients, offering tailored financial planning and portfolio management supported by proprietary research, multiple advisory teams, and extensive integration with the broader Goldman Sachs ecosystem.

Matthew Carras is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and bringing 17 years of industry experience. He worked at The Ayco Company, L.P./Mercer Allied for 14 years before joining Goldman Sachs in 2021. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers a range of tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Chase Dunnahoe is an advisor with Goldman Sachs Wealth Services, holding a Series 66 credential and beginning his advisory career in 2025. His background includes experience in legal and public service roles, such as work at the Kings County District Attorney's Office and the Texas State Senate. He has also studied and taught at Albany Law School and the University of Texas at Austin prior to his current position. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, and institutional clients. The firm employs strategic and tactical allocation models and offers specialized programs such as Private Family Office services and Financial Wellness, leveraging the broader Goldman Sachs ecosystem for expanded product access and integrated advisory solutions.

Scott Wilson is a financial advisor at Janney Montgomery Scott in Albany, NY, holding a Series 63 designation with 26 years of industry experience. He has been with Janney Montgomery Scott since 2005. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipalities, offering a range of brokerage, financial planning, and advisory services backed by in-house and third-party portfolio management.

Owen Brown is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, based in Cohoes, NY. He has two years of industry experience, all within Goldman Sachs, following roles at firms including Northwestern Mutual and Advantage xPO. Goldman Sachs Wealth Services serves a diverse client base ranging from individual investors to institutional clients, offering comprehensive financial planning and portfolio management. The firm integrates resources across the broader Goldman Sachs network to deliver tailored investment strategies and a wide array of wealth management services.

Richard Rugel is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and AllState Insurance Company. He also coordinates annuity and life sales through Advisors Insurance Brokers. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing a range of portfolio management approaches across multiple custodial platforms.

Payton Armstrong is a financial advisor at Goldman Sachs Wealth Services with six years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at Goldman Sachs & Co. LLC since 2021. His prior experience includes four years at The Ayco Company LP and eleven years at Deloitte Tax LLP. Goldman Sachs Wealth Services advises a diverse client base, including individuals, corporate participants, executives, and institutional clients. The firm offers tailored financial planning and portfolio management utilizing strategic allocation models, manager selections, and both discretionary and non-discretionary implementations, supported by a broad range of affiliated financial services within the Goldman Sachs ecosystem.

Brian Hughes is a financial advisor at The Huntington Investment Company with 10 years of industry experience. He holds a Series 66 designation and has worked at Manning & Napier Investor Services, KeyBank, and The Huntington National Bank. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm uses an open-architecture model combining third-party sub-managers and proprietary private bank models, offering various wrap-fee programs on the Envestnet MAS platform.

Zachary Evans is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has a background that includes roles at the Legal Aid Society of Northeastern New York, the New York State Department of Environmental Conservation, and the National Wildlife Federation. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients, offering tailored strategies supported by the firm’s Private Wealth Investment Strategy Group and External Investment Group. The firm integrates a broad range of affiliated capabilities and employs a variety of operational tools and customized fee arrangements to serve client objectives.

Nicholas Fronczak is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. His work history includes roles at Goldman Sachs & Co. LLC and Financial Trust Federal Credit Union, as well as academic involvement at the University at Buffalo. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm integrates strategic allocation models and manager selections across various platforms and offers access to specialized programs and alternative investments within the broader Goldman Sachs ecosystem.

Christopher Pasquarella is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Upstate Solutions LLC and Marist University. Goldman Sachs Wealth Services provides advisory services to a diverse client base, offering financial planning, portfolio management, and specialized programs such as Private Family Office services and Alternative Investments. The firm utilizes strategic allocation models and proprietary analytics while integrating capabilities across the broader Goldman Sachs ecosystem.

Jared Malinowski is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Ayco and in the fitness industry. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.